Pay vs Place

Manchester vs Winchester: buying or renting a home

A typical terraced house costs £124,000 (48%) more in Winchester than in Manchester. Measured against local pay, buying is harder in Winchester: it takes 8.3× median annual pay, against 7.1× in Manchester.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Winchester, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £45,766

At a glance

Manchester Winchester
Buying a home Fairly affordable Expensive
Renting a home Very expensive Expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Winchester (£45,766) is 26% higher than in Manchester (£36,278), while a typical terraced house costs 48% more (£380,000 against £256,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 8.3× in Winchester. Renting one takes 46% of pay in Manchester and 41% in Winchester. The two measures point different ways: buying is harder in Winchester, but renting takes a bigger share of pay in Manchester.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Winchester is the 52nd most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Winchester is the 86th most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £59,500 in Winchester to be equally placed to buy a terraced house, and about £44,500 to be equally placed to rent one. Keeping the same pay after a move to Winchester would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 55.8 in Winchester, so recorded crime per resident is 61% lower in Winchester. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 2.5 in Winchester.

Can a typical earner buy?

Terraced house Manchester Winchester
Median full-time pay £36,278 £45,766
House price ÷ pay 7.1× 8.3×
Median pay as a share of income typically needed to buy 71% 60%
Rent a year as a share of median pay 46% 41%

Buying, by property type

Type Manchester Winchester Difference
Detached £400,000 £650,000 +63% in Winchester
Semi-detached £310,000 £428,750 +38% in Winchester
Terraced £256,000 £380,000 +48% in Winchester
Flat £210,000 £237,750 +13% in Winchester

Renting, by property type

Type (average rent a month) Manchester Winchester Difference
Detached £1,878 £2,020 +8% in Winchester
Semi-detached £1,496 £1,701 +14% in Winchester
Terraced £1,405 £1,555 +11% in Winchester
Flat £1,147 £1,211 +6% in Winchester

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 55.8 in Winchester, so recorded crime per resident is 61% lower in Winchester.

Police recorded crime per 1,000 residents Manchester Winchester Difference
All recorded crime (excluding fraud) 142.7 55.8 -61% in Winchester
Violence against the person 51.9 21.3 -59% in Winchester
Sexual offences 5.6 2.6 -54% in Winchester
Robbery 2.7 0.4 -87% in Winchester
Residential burglary (per 1,000 households) 9.3 3.8 -59% in Winchester
Vehicle offences 7.9 2.5 -68% in Winchester
Theft from the person 3.9 0.5 -88% in Winchester
Criminal damage and arson 10.0 4.3 -57% in Winchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Winchester: 178
House prices in Manchester and Winchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Winchester now 178.10015020025030020052010201520202025House prices in Manchester and Winchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Winchester now 178.10015020025030020102020
Show the figures
YearManchesterWinchester
2005100100
2006117105
2007129116
2008125114
2009112101
2010115114
2011114115
2012115118
2013115121
2014125134
2015133144
2016145153
2017158163
2018167164
2019173161
2020178164
2021209168
2022231183
2023233183
2024241183
2025247177
12 months to July 2026251178

In 2005 the average home cost £100,202 in Manchester and £260,088 in Winchester. Now it is £251,205 and £463,100: Manchester is up 151% and Winchester is up 78%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payWinchester: 10.1 years of pay
Years of median pay needed to buy the average home in Manchester and WinchesterManchester now 6.8, Winchester now 10.1 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Manchester and WinchesterManchester now 6.8, Winchester now 10.1 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearManchesterWinchester
20054.8 years of pay8.8 years of pay
20105.0 years of pay9.1 years of pay
20155.4 years of pay–
20206.3 years of pay12.0 years of pay
20256.8 years of pay10.1 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 8.8 years in Winchester. In 2025 it was 6.8 years and 10.1 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Winchester: 147
Rents in Manchester and Winchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Winchester now 147.100120140160180201620182020202220242026Rents in Manchester and Winchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Winchester now 147.100120140160180201520202025
Show the figures
YearManchesterWinchester
2015100100
2016101105
2017106109
2018112110
2019114109
2020117109
2021120110
2022127115
2023139122
2024156132
2025167141
August 2026174147

In 2015 the average rent was £790 a month in Manchester and £1,026 in Winchester. Now it is £1,373 and £1,508: up 74% in Manchester and up 47% in Winchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Winchester

Earning in Manchester Equivalent to buy in Winchester Equivalent to rent in Winchester
£30,000 £44,500 £33,000
£40,000 £59,500 £44,500
£50,000 £74,000 £55,500
£60,000 £89,000 £66,500

Moving from Winchester to Manchester

Earning in Winchester Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £20,000 £27,000
£40,000 £27,000 £36,000
£50,000 £33,500 £45,000
£60,000 £40,500 £54,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Winchester figures