Pay vs Place

Manchester vs West Suffolk: buying or renting a home

A typical terraced house costs £16,000 (7%) more in Manchester than in West Suffolk. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 6.1× in West Suffolk.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
West Suffolk, terraced
£240,000
Income typically needed: £48,000
Median full-time pay: £39,628

At a glance

Manchester West Suffolk
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Suffolk (£39,628) is 9% higher than in Manchester (£36,278), while a typical terraced house costs 6% less (£240,000 against £256,000). Set against local pay, West Suffolk is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 6.1× in West Suffolk. Renting one takes 46% of pay in Manchester and 35% in West Suffolk. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and West Suffolk is around the middle of 316 areas (186th most expensive). For renting against pay, Manchester is the 46th most expensive of 316 areas and West Suffolk is the 123rd most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £37,500 in West Suffolk to be equally placed to buy a terraced house, and about £33,000 to be equally placed to rent one. Keeping the same pay after a move to West Suffolk would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 46.6 in West Suffolk, so recorded crime per resident is 67% lower in West Suffolk. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 1.9 in West Suffolk.

Can a typical earner buy?

Terraced house Manchester West Suffolk
Median full-time pay £36,278 £39,628
House price ÷ pay 7.1× 6.1×
Median pay as a share of income typically needed to buy 71% 83%
Rent a year as a share of median pay 46% 35%

Buying, by property type

Type Manchester West Suffolk Difference
Detached £400,000 £395,000 -1% in West Suffolk
Semi-detached £310,000 £280,000 -10% in West Suffolk
Terraced £256,000 £240,000 -6% in West Suffolk
Flat £210,000 £168,250 -20% in West Suffolk

Renting, by property type

Type (average rent a month) Manchester West Suffolk Difference
Detached £1,878 £1,668 -11% in West Suffolk
Semi-detached £1,496 £1,262 -16% in West Suffolk
Terraced £1,405 £1,162 -17% in West Suffolk
Flat £1,147 £952 -17% in West Suffolk

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 46.6 in West Suffolk, so recorded crime per resident is 67% lower in West Suffolk.

Police recorded crime per 1,000 residents Manchester West Suffolk Difference
All recorded crime (excluding fraud) 142.7 46.6 -67% in West Suffolk
Violence against the person 51.9 20.2 -61% in West Suffolk
Sexual offences 5.6 2.9 -49% in West Suffolk
Robbery 2.7 0.3 -90% in West Suffolk
Residential burglary (per 1,000 households) 9.3 3.2 -66% in West Suffolk
Vehicle offences 7.9 1.9 -76% in West Suffolk
Theft from the person 3.9 0.2 -95% in West Suffolk
Criminal damage and arson 10.0 4.7 -53% in West Suffolk

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251West Suffolk: 184
House prices in Manchester and West Suffolk since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, West Suffolk now 184.5010015020025030020052010201520202025House prices in Manchester and West Suffolk since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, West Suffolk now 184.5010015020025030020102020
Show the figures
YearManchesterWest Suffolk
2005100100
2006117106
2007129115
2008125111
200911297
2010115107
2011114106
2012115109
2013115112
2014125121
2015133131
2016145141
2017158151
2018167154
2019173157
2020178159
2021209169
2022231185
2023233185
2024241184
2025247181
12 months to July 2026251184

In 2005 the average home cost £100,202 in Manchester and £161,320 in West Suffolk. Now it is £251,205 and £296,744: Manchester is up 151% and West Suffolk is up 84%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174West Suffolk: 156
Rents in Manchester and West Suffolk since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, West Suffolk now 156.100120140160180201620182020202220242026Rents in Manchester and West Suffolk since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, West Suffolk now 156.100120140160180201520202025
Show the figures
YearManchesterWest Suffolk
2015100100
2016101106
2017106111
2018112115
2019114116
2020117117
2021120122
2022127129
2023139134
2024156141
2025167149
August 2026174156

In 2015 the average rent was £790 a month in Manchester and £758 in West Suffolk. Now it is £1,373 and £1,183: up 74% in Manchester and up 56% in West Suffolk. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to West Suffolk

Earning in Manchester Equivalent to buy in West Suffolk Equivalent to rent in West Suffolk
£30,000 £28,000 £25,000
£40,000 £37,500 £33,000
£50,000 £47,000 £41,500
£60,000 £56,500 £49,500

Moving from West Suffolk to Manchester

Earning in West Suffolk Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £32,000 £36,500
£40,000 £42,500 £48,500
£50,000 £53,500 £60,500
£60,000 £64,000 £72,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All West Suffolk figures