Pay vs Place

Manchester vs Wandsworth: buying or renting a home

A typical terraced house costs £769,500 (301%) more in Wandsworth than in Manchester. Measured against local pay, buying is harder in Wandsworth: it takes 18.8× median annual pay, against 7.1× in Manchester.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Wandsworth, terraced
£1,025,500
Income typically needed: £205,000
Median full-time pay: £54,584

At a glance

Manchester Wandsworth
Buying a home Fairly affordable Very expensive
Renting a home Very expensive Very expensive
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Wandsworth (£54,584) is 50% higher than in Manchester (£36,278), while a typical terraced house costs 301% more (£1,025,500 against £256,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 18.8× in Wandsworth. Renting one takes 46% of pay in Manchester and 69% in Wandsworth. Both are harder in Wandsworth, and the gap is wider for buying.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Wandsworth is the 23rd most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Wandsworth is the 12th most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £160,000 in Wandsworth to be equally placed to buy a terraced house, and about £89,500 to be equally placed to rent one. Keeping the same pay after a move to Wandsworth would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 76.4 in Wandsworth, so recorded crime per resident is 46% lower in Wandsworth. The biggest difference is in violence against the person: 51.9 per 1,000 in Manchester against 22.1 in Wandsworth.

Can a typical earner buy?

Terraced house Manchester Wandsworth
Median full-time pay £36,278 £54,584
House price ÷ pay 7.1× 18.8×
Median pay as a share of income typically needed to buy 71% 27%
Rent a year as a share of median pay 46% 69%

Buying, by property type

Type Manchester Wandsworth Difference
Semi-detached £310,000 £1,435,000 +363% in Wandsworth
Terraced £256,000 £1,025,500 +301% in Wandsworth
Flat £210,000 £505,500 +141% in Wandsworth

Renting, by property type

Type (average rent a month) Manchester Wandsworth Difference
Semi-detached £1,496 £3,357 +124% in Wandsworth
Terraced £1,405 £3,138 +123% in Wandsworth
Flat £1,147 £2,335 +104% in Wandsworth

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 76.4 in Wandsworth, so recorded crime per resident is 46% lower in Wandsworth.

Police recorded crime per 1,000 residents Manchester Wandsworth Difference
All recorded crime (excluding fraud) 142.7 76.4 -46% in Wandsworth
Violence against the person 51.9 22.1 -57% in Wandsworth
Sexual offences 5.6 2.6 -54% in Wandsworth
Robbery 2.7 2.3 -16% in Wandsworth
Residential burglary (per 1,000 households) 9.3 7.8 -16% in Wandsworth
Vehicle offences 7.9 8.1 +2% in Wandsworth
Theft from the person 3.9 3.8 -5% in Wandsworth
Criminal damage and arson 10.0 4.6 -54% in Wandsworth

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Wandsworth: 214
House prices in Manchester and Wandsworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Wandsworth now 214.10015020025030020052010201520202025House prices in Manchester and Wandsworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Wandsworth now 214.10015020025030020102020
Show the figures
YearManchesterWandsworth
2005100100
2006117109
2007129131
2008125128
2009112120
2010115132
2011114136
2012115144
2013115161
2014125192
2015133202
2016145214
2017158217
2018167210
2019173207
2020178215
2021209209
2022231227
2023233219
2024241221
2025247219
12 months to July 2026251214

In 2005 the average home cost £100,202 in Manchester and £326,051 in Wandsworth. Now it is £251,205 and £696,379: Manchester is up 151% and Wandsworth is up 114%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payWandsworth: 13.1 years of pay
Years of median pay needed to buy the average home in Manchester and WandsworthManchester now 6.8, Wandsworth now 13.1 years of pay.0×5×10×15×20×20052010201520202025Years of median pay needed to buy the average home in Manchester and WandsworthManchester now 6.8, Wandsworth now 13.1 years of pay.0×5×10×15×20×20052010201520202025
Show the figures
YearManchesterWandsworth
20054.8 years of pay10.3 years of pay
20105.0 years of pay11.2 years of pay
20155.4 years of pay16.6 years of pay
20206.3 years of pay15.1 years of pay
20256.8 years of pay13.1 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 10.3 years in Wandsworth. In 2025 it was 6.8 years and 13.1 years.

Affordability has worsened more in Wandsworth over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Wandsworth: 146
Rents in Manchester and Wandsworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Wandsworth now 146.100120140160180201620182020202220242026Rents in Manchester and Wandsworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Wandsworth now 146.100120140160180201520202025
Show the figures
YearManchesterWandsworth
2015100100
2016101104
2017106104
2018112104
2019114106
2020117110
2021120108
2022127113
2023139120
2024156130
2025167140
August 2026174146

In 2015 the average rent was £790 a month in Manchester and £1,798 in Wandsworth. Now it is £1,373 and £2,632: up 74% in Manchester and up 46% in Wandsworth. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Wandsworth

Earning in Manchester Equivalent to buy in Wandsworth Equivalent to rent in Wandsworth
£30,000 £120,000 £67,000
£40,000 £160,000 £89,500
£50,000 £200,500 £111,500
£60,000 £240,500 £134,000

Moving from Wandsworth to Manchester

Earning in Wandsworth Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £7,500 £13,500
£40,000 £10,000 £18,000
£50,000 £12,500 £22,500
£60,000 £15,000 £27,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Wandsworth figures