Pay vs Place

Manchester vs Sutton: buying or renting a home

A typical terraced house costs £224,000 (88%) more in Sutton than in Manchester. Measured against local pay, buying is harder in Sutton: it takes 10.8× median annual pay, against 7.1× in Manchester.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Sutton, terraced
£480,000
Income typically needed: £96,000
Median full-time pay: £44,393

At a glance

Manchester Sutton
Buying a home Fairly affordable Expensive
Renting a home Very expensive Very expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Sutton (£44,393) is 22% higher than in Manchester (£36,278), while a typical terraced house costs 88% more (£480,000 against £256,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 10.8× in Sutton. Renting one takes 46% of pay in Manchester and 47% in Sutton. Buying is harder in Sutton; renting is about the same.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Sutton is the 49th most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Sutton is the 66th most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £75,000 in Sutton to be equally placed to buy a terraced house, and about £50,000 to be equally placed to rent one. Keeping the same pay after a move to Sutton would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 60.3 in Sutton, so recorded crime per resident is 58% lower in Sutton. The biggest difference is in sexual offences: 5.6 per 1,000 in Manchester against 2.1 in Sutton.

Can a typical earner buy?

Terraced house Manchester Sutton
Median full-time pay £36,278 £44,393
House price ÷ pay 7.1× 10.8×
Median pay as a share of income typically needed to buy 71% 46%
Rent a year as a share of median pay 46% 47%

Buying, by property type

Type Manchester Sutton Difference
Detached £400,000 £900,000 +125% in Sutton
Semi-detached £310,000 £610,000 +97% in Sutton
Terraced £256,000 £480,000 +88% in Sutton
Flat £210,000 £290,000 +38% in Sutton

Renting, by property type

Type (average rent a month) Manchester Sutton Difference
Detached £1,878 £2,425 +29% in Sutton
Semi-detached £1,496 £2,019 +35% in Sutton
Terraced £1,405 £1,749 +24% in Sutton
Flat £1,147 £1,404 +22% in Sutton

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 60.3 in Sutton, so recorded crime per resident is 58% lower in Sutton.

Police recorded crime per 1,000 residents Manchester Sutton Difference
All recorded crime (excluding fraud) 142.7 60.3 -58% in Sutton
Violence against the person 51.9 21.8 -58% in Sutton
Sexual offences 5.6 2.1 -62% in Sutton
Robbery 2.7 1.3 -52% in Sutton
Residential burglary (per 1,000 households) 9.3 7.8 -16% in Sutton
Vehicle offences 7.9 5.4 -32% in Sutton
Theft from the person 3.9 1.0 -75% in Sutton
Criminal damage and arson 10.0 4.4 -56% in Sutton

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Sutton: 213
House prices in Manchester and Sutton since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sutton now 213.10015020025030020052010201520202025House prices in Manchester and Sutton since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sutton now 213.10015020025030020102020
Show the figures
YearManchesterSutton
2005100100
2006117103
2007129115
2008125116
2009112101
2010115111
2011114111
2012115114
2013115120
2014125139
2015133154
2016145174
2017158180
2018167181
2019173177
2020178181
2021209193
2022231207
2023233207
2024241204
2025247212
12 months to July 2026251213

In 2005 the average home cost £100,202 in Manchester and £211,844 in Sutton. Now it is £251,205 and £450,518: Manchester is up 151% and Sutton is up 113%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of paySutton: 10.1 years of pay
Years of median pay needed to buy the average home in Manchester and SuttonManchester now 6.8, Sutton now 10.1 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Manchester and SuttonManchester now 6.8, Sutton now 10.1 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearManchesterSutton
20054.8 years of pay7.8 years of pay
20105.0 years of pay7.7 years of pay
20155.4 years of pay10.4 years of pay
20206.3 years of pay10.9 years of pay
20256.8 years of pay10.1 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 7.8 years in Sutton. In 2025 it was 6.8 years and 10.1 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Sutton: 151
Rents in Manchester and Sutton since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sutton now 151.100120140160180201620182020202220242026Rents in Manchester and Sutton since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sutton now 151.100120140160180201520202025
Show the figures
YearManchesterSutton
2015100100
2016101107
2017106109
2018112108
2019114108
2020117111
2021120113
2022127117
2023139124
2024156139
2025167147
August 2026174151

In 2015 the average rent was £790 a month in Manchester and £1,030 in Sutton. Now it is £1,373 and £1,556: up 74% in Manchester and up 51% in Sutton. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Sutton

Earning in Manchester Equivalent to buy in Sutton Equivalent to rent in Sutton
£30,000 £56,500 £37,500
£40,000 £75,000 £50,000
£50,000 £94,000 £62,000
£60,000 £112,500 £74,500

Moving from Sutton to Manchester

Earning in Sutton Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £16,000 £24,000
£40,000 £21,500 £32,000
£50,000 £26,500 £40,000
£60,000 £32,000 £48,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Sutton figures