Pay vs Place

Manchester vs Sunderland: buying or renting a home

A typical terraced house costs £131,000 (105%) more in Manchester than in Sunderland. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 3.8× in Sunderland.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Sunderland, terraced
£125,000
Income typically needed: £25,000
Median full-time pay: £32,744

At a glance

Manchester Sunderland
Buying a home Fairly affordable Affordable
Renting a home Very expensive Fairly affordable
Recorded crime High Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Sunderland (£32,744) is 10% lower than in Manchester (£36,278), while a typical terraced house costs 51% less (£125,000 against £256,000). Set against local pay, Sunderland is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 3.8× in Sunderland. Renting one takes 46% of pay in Manchester and 26% in Sunderland. Both are harder in Manchester, and the gap is wider for buying.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Sunderland is the 12th least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Sunderland is the 47th least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £19,500 in Sunderland to be equally placed to buy a terraced house, and about £20,500 to be equally placed to rent one. Keeping the same pay after a move to Sunderland would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 93.6 in Sunderland, so recorded crime per resident is 34% lower in Sunderland. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 4.1 in Sunderland.

Can a typical earner buy?

Terraced house Manchester Sunderland
Median full-time pay £36,278 £32,744
House price ÷ pay 7.1× 3.8×
Median pay as a share of income typically needed to buy 71% 131%
Rent a year as a share of median pay 46% 26%

Buying, by property type

Type Manchester Sunderland Difference
Detached £400,000 £285,000 -29% in Sunderland
Semi-detached £310,000 £162,500 -48% in Sunderland
Terraced £256,000 £125,000 -51% in Sunderland
Flat £210,000 £69,000 -67% in Sunderland

Renting, by property type

Type (average rent a month) Manchester Sunderland Difference
Detached £1,878 £1,049 -44% in Sunderland
Semi-detached £1,496 £733 -51% in Sunderland
Terraced £1,405 £723 -49% in Sunderland
Flat £1,147 £608 -47% in Sunderland

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 93.6 in Sunderland, so recorded crime per resident is 34% lower in Sunderland.

Police recorded crime per 1,000 residents Manchester Sunderland Difference
All recorded crime (excluding fraud) 142.7 93.6 -34% in Sunderland
Violence against the person 51.9 33.5 -35% in Sunderland
Sexual offences 5.6 4.0 -30% in Sunderland
Robbery 2.7 1.5 -44% in Sunderland
Residential burglary (per 1,000 households) 9.3 8.8 -5% in Sunderland
Vehicle offences 7.9 4.1 -49% in Sunderland
Theft from the person 3.9 0.5 -88% in Sunderland
Criminal damage and arson 10.0 11.3 +13% in Sunderland

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Sunderland: 137
House prices in Manchester and Sunderland since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sunderland now 137.5010015020025030020052010201520202025House prices in Manchester and Sunderland since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sunderland now 137.5010015020025030020102020
Show the figures
YearManchesterSunderland
2005100100
2006117107
2007129113
2008125110
2009112101
2010115101
201111497
201211595
201311594
201412596
201513397
2016145100
2017158102
2018167104
2019173104
2020178106
2021209118
2022231126
2023233127
2024241126
2025247133
12 months to July 2026251137

In 2005 the average home cost £100,202 in Manchester and £104,596 in Sunderland. Now it is £251,205 and £143,609: Manchester is up 151% and Sunderland is up 37%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of paySunderland: 4.3 years of pay
Years of median pay needed to buy the average home in Manchester and SunderlandManchester now 6.8, Sunderland now 4.3 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and SunderlandManchester now 6.8, Sunderland now 4.3 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearManchesterSunderland
20054.8 years of pay5.5 years of pay
20105.0 years of pay4.7 years of pay
20155.4 years of pay4.1 years of pay
20206.3 years of pay4.2 years of pay
20256.8 years of pay4.3 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 5.5 years in Sunderland. In 2025 it was 6.8 years and 4.3 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Sunderland: 136
Rents in Manchester and Sunderland since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sunderland now 136.100120140160180201620182020202220242026Rents in Manchester and Sunderland since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sunderland now 136.100120140160180201520202025
Show the figures
YearManchesterSunderland
2015100100
2016101101
2017106102
2018112101
2019114102
2020117102
2021120105
2022127107
2023139112
2024156120
2025167130
August 2026174136

In 2015 the average rent was £790 a month in Manchester and £521 in Sunderland. Now it is £1,373 and £707: up 74% in Manchester and up 36% in Sunderland. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Sunderland

Earning in Manchester Equivalent to buy in Sunderland Equivalent to rent in Sunderland
£30,000 £14,500 £15,500
£40,000 £19,500 £20,500
£50,000 £24,500 £25,500
£60,000 £29,500 £31,000

Moving from Sunderland to Manchester

Earning in Sunderland Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £61,500 £58,500
£40,000 £82,000 £77,500
£50,000 £102,500 £97,000
£60,000 £123,000 £116,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Sunderland figures