Pay vs Place

Manchester vs Staffordshire Moorlands: buying or renting a home

A typical terraced house costs £100,000 (64%) more in Manchester than in Staffordshire Moorlands. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 4.1× in Staffordshire Moorlands.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Staffordshire Moorlands, terraced
£156,000
Income typically needed: £31,000
Median full-time pay: £38,228

At a glance

Manchester Staffordshire Moorlands
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Affordable
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Staffordshire Moorlands (£38,228) is 5% higher than in Manchester (£36,278), while a typical terraced house costs 39% less (£156,000 against £256,000). Set against local pay, Staffordshire Moorlands is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 4.1× in Staffordshire Moorlands. Renting one takes 46% of pay in Manchester and 22% in Staffordshire Moorlands. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Staffordshire Moorlands is the 61st least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Staffordshire Moorlands is the 14th least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £24,500 in Staffordshire Moorlands to be equally placed to buy a terraced house, and about £19,500 to be equally placed to rent one. Keeping the same pay after a move to Staffordshire Moorlands would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 55.5 in Staffordshire Moorlands, so recorded crime per resident is 61% lower in Staffordshire Moorlands. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 2.1 in Staffordshire Moorlands.

Can a typical earner buy?

Terraced house Manchester Staffordshire Moorlands
Median full-time pay £36,278 £38,228
House price ÷ pay 7.1× 4.1×
Median pay as a share of income typically needed to buy 71% 123%
Rent a year as a share of median pay 46% 22%

Buying, by property type

Type Manchester Staffordshire Moorlands Difference
Detached £400,000 £337,750 -16% in Staffordshire Moorlands
Semi-detached £310,000 £211,500 -32% in Staffordshire Moorlands
Terraced £256,000 £156,000 -39% in Staffordshire Moorlands

Renting, by property type

Type (average rent a month) Manchester Staffordshire Moorlands Difference
Detached £1,878 £963 -49% in Staffordshire Moorlands
Semi-detached £1,496 £810 -46% in Staffordshire Moorlands
Terraced £1,405 £690 -51% in Staffordshire Moorlands

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 55.5 in Staffordshire Moorlands, so recorded crime per resident is 61% lower in Staffordshire Moorlands.

Police recorded crime per 1,000 residents Manchester Staffordshire Moorlands Difference
All recorded crime (excluding fraud) 142.7 55.5 -61% in Staffordshire Moorlands
Violence against the person 51.9 26.3 -49% in Staffordshire Moorlands
Sexual offences 5.6 2.6 -53% in Staffordshire Moorlands
Robbery 2.7 0.4 -85% in Staffordshire Moorlands
Residential burglary (per 1,000 households) 9.3 4.4 -52% in Staffordshire Moorlands
Vehicle offences 7.9 2.1 -74% in Staffordshire Moorlands
Theft from the person 3.9 0.1 -98% in Staffordshire Moorlands
Criminal damage and arson 10.0 5.0 -50% in Staffordshire Moorlands

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Staffordshire Moorlands: 174
House prices in Manchester and Staffordshire Moorlands since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Staffordshire Moorlands now 174.10015020025030020052010201520202025House prices in Manchester and Staffordshire Moorlands since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Staffordshire Moorlands now 174.10015020025030020102020
Show the figures
YearManchesterStaffordshire Moorlands
2005100100
2006117108
2007129114
2008125110
2009112101
2010115105
2011114104
2012115102
2013115103
2014125107
2015133112
2016145116
2017158124
2018167127
2019173133
2020178138
2021209149
2022231161
2023233161
2024241164
2025247168
12 months to July 2026251174

In 2005 the average home cost £100,202 in Manchester and £128,257 in Staffordshire Moorlands. Now it is £251,205 and £223,279: Manchester is up 151% and Staffordshire Moorlands is up 74%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payStaffordshire Moorlands: 5.6 years of pay
Years of median pay needed to buy the average home in Manchester and Staffordshire MoorlandsManchester now 6.8, Staffordshire Moorlands now 5.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and Staffordshire MoorlandsManchester now 6.8, Staffordshire Moorlands now 5.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearManchesterStaffordshire Moorlands
20054.8 years of pay5.6 years of pay
20105.0 years of pay5.2 years of pay
20155.4 years of pay5.3 years of pay
20206.3 years of pay–
20256.8 years of pay5.6 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 5.6 years in Staffordshire Moorlands. In 2025 it was 6.8 years and 5.6 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Staffordshire Moorlands: 156
Rents in Manchester and Staffordshire Moorlands since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Staffordshire Moorlands now 156.100120140160180201620182020202220242026Rents in Manchester and Staffordshire Moorlands since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Staffordshire Moorlands now 156.100120140160180201520202025
Show the figures
YearManchesterStaffordshire Moorlands
2015100100
2016101102
2017106104
2018112107
2019114109
2020117111
2021120116
2022127126
2023139126
2024156133
2025167144
August 2026174156

In 2015 the average rent was £790 a month in Manchester and £468 in Staffordshire Moorlands. Now it is £1,373 and £728: up 74% in Manchester and up 56% in Staffordshire Moorlands. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Staffordshire Moorlands

Earning in Manchester Equivalent to buy in Staffordshire Moorlands Equivalent to rent in Staffordshire Moorlands
£30,000 £18,500 £14,500
£40,000 £24,500 £19,500
£50,000 £30,500 £24,500
£60,000 £36,500 £29,500

Moving from Staffordshire Moorlands to Manchester

Earning in Staffordshire Moorlands Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £49,000 £61,000
£40,000 £65,500 £81,500
£50,000 £82,000 £102,000
£60,000 £98,500 £122,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Staffordshire Moorlands figures