Pay vs Place

Manchester vs South Ribble: buying or renting a home

A typical terraced house costs £96,000 (60%) more in Manchester than in South Ribble. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 4.2× in South Ribble.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
South Ribble, terraced
£160,000
Income typically needed: £32,000
Median full-time pay: £37,883

At a glance

Manchester South Ribble
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Ribble (£37,883) is 4% higher than in Manchester (£36,278), while a typical terraced house costs 37% less (£160,000 against £256,000). Set against local pay, South Ribble is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 4.2× in South Ribble. Renting one takes 46% of pay in Manchester and 26% in South Ribble. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and South Ribble is the 54th least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and South Ribble is the 42nd least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £25,000 in South Ribble to be equally placed to buy a terraced house, and about £23,500 to be equally placed to rent one. Keeping the same pay after a move to South Ribble would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 56.7 in South Ribble, so recorded crime per resident is 60% lower in South Ribble. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 2.4 in South Ribble.

Can a typical earner buy?

Terraced house Manchester South Ribble
Median full-time pay £36,278 £37,883
House price ÷ pay 7.1× 4.2×
Median pay as a share of income typically needed to buy 71% 118%
Rent a year as a share of median pay 46% 26%

Buying, by property type

Type Manchester South Ribble Difference
Detached £400,000 £323,000 -19% in South Ribble
Semi-detached £310,000 £208,000 -33% in South Ribble
Terraced £256,000 £160,000 -38% in South Ribble

Renting, by property type

Type (average rent a month) Manchester South Ribble Difference
Detached £1,878 £1,075 -43% in South Ribble
Semi-detached £1,496 £851 -43% in South Ribble
Terraced £1,405 £833 -41% in South Ribble

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 56.7 in South Ribble, so recorded crime per resident is 60% lower in South Ribble.

Police recorded crime per 1,000 residents Manchester South Ribble Difference
All recorded crime (excluding fraud) 142.7 56.7 -60% in South Ribble
Violence against the person 51.9 25.5 -51% in South Ribble
Sexual offences 5.6 2.8 -50% in South Ribble
Robbery 2.7 0.5 -83% in South Ribble
Residential burglary (per 1,000 households) 9.3 3.7 -60% in South Ribble
Vehicle offences 7.9 2.4 -70% in South Ribble
Theft from the person 3.9 0.2 -96% in South Ribble
Criminal damage and arson 10.0 5.9 -41% in South Ribble

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251South Ribble: 153
House prices in Manchester and South Ribble since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, South Ribble now 153.5010015020025030020052010201520202025House prices in Manchester and South Ribble since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, South Ribble now 153.5010015020025030020102020
Show the figures
YearManchesterSouth Ribble
2005100100
2006117105
2007129112
2008125109
200911297
2010115103
201111499
201211597
201311598
2014125101
2015133103
2016145108
2017158111
2018167114
2019173115
2020178118
2021209127
2022231138
2023233143
2024241143
2025247150
12 months to July 2026251153

In 2005 the average home cost £100,202 in Manchester and £137,240 in South Ribble. Now it is £251,205 and £210,395: Manchester is up 151% and South Ribble is up 53%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of paySouth Ribble: 5.4 years of pay
Years of median pay needed to buy the average home in Manchester and South RibbleManchester now 6.8, South Ribble now 5.4 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and South RibbleManchester now 6.8, South Ribble now 5.4 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearManchesterSouth Ribble
20054.8 years of pay6.2 years of pay
20105.0 years of pay5.6 years of pay
20155.4 years of pay5.5 years of pay
20206.3 years of pay5.6 years of pay
20256.8 years of pay5.4 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 6.2 years in South Ribble. In 2025 it was 6.8 years and 5.4 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174South Ribble: 145
Rents in Manchester and South Ribble since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, South Ribble now 145.100120140160180201620182020202220242026Rents in Manchester and South Ribble since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, South Ribble now 145.100120140160180201520202025
Show the figures
YearManchesterSouth Ribble
2015100100
2016101102
2017106103
2018112104
2019114105
2020117106
2021120108
2022127113
2023139120
2024156129
2025167137
August 2026174145

In 2015 the average rent was £790 a month in Manchester and £555 in South Ribble. Now it is £1,373 and £805: up 74% in Manchester and up 45% in South Ribble. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to South Ribble

Earning in Manchester Equivalent to buy in South Ribble Equivalent to rent in South Ribble
£30,000 £19,000 £18,000
£40,000 £25,000 £23,500
£50,000 £31,500 £29,500
£60,000 £37,500 £35,500

Moving from South Ribble to Manchester

Earning in South Ribble Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £48,000 £50,500
£40,000 £64,000 £67,500
£50,000 £80,000 £84,500
£60,000 £96,000 £101,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All South Ribble figures