Pay vs Place

Manchester vs South Hams: buying or renting a home

A typical terraced house costs £19,000 (7%) more in South Hams than in Manchester. Measured against local pay, buying is about equally hard in both.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
South Hams, terraced
£275,000
Income typically needed: £55,000
Median full-time pay: £38,638

At a glance

Manchester South Hams
Buying a home Fairly affordable Expensive
Renting a home Very expensive Fairly affordable
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Hams (£38,638) is 7% higher than in Manchester (£36,278), while a typical terraced house costs 7% more (£275,000 against £256,000).

Buying a terraced house takes 7.1× annual pay in Manchester and 7.1× in South Hams. Renting one takes 46% of pay in Manchester and 29% in South Hams. Renting is harder in Manchester; buying is about the same.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and South Hams is the 85th most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and South Hams is around the middle of 316 areas (179th most expensive).

Someone on £40,000 in Manchester would need about £43,000 in South Hams to be equally placed to buy a terraced house, and about £27,000 to be equally placed to rent one. Keeping the same pay after a move to South Hams would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 46.3 in South Hams, so recorded crime per resident is 68% lower in South Hams. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 1.3 in South Hams.

Can a typical earner buy?

Terraced house Manchester South Hams
Median full-time pay £36,278 £38,638
House price ÷ pay 7.1× 7.1×
Median pay as a share of income typically needed to buy 71% 70%
Rent a year as a share of median pay 46% 29%

Buying, by property type

Type Manchester South Hams Difference
Detached £400,000 £515,000 +29% in South Hams
Semi-detached £310,000 £305,000 -2% in South Hams
Terraced £256,000 £275,000 +7% in South Hams
Flat £210,000 £210,000 0% in South Hams

Renting, by property type

Type (average rent a month) Manchester South Hams Difference
Detached £1,878 £1,394 -26% in South Hams
Semi-detached £1,496 £1,103 -26% in South Hams
Terraced £1,405 £949 -32% in South Hams
Flat £1,147 £853 -26% in South Hams

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 46.3 in South Hams, so recorded crime per resident is 68% lower in South Hams.

Police recorded crime per 1,000 residents Manchester South Hams Difference
All recorded crime (excluding fraud) 142.7 46.3 -68% in South Hams
Violence against the person 51.9 21.8 -58% in South Hams
Sexual offences 5.6 2.6 -53% in South Hams
Robbery 2.7 0.2 -93% in South Hams
Residential burglary (per 1,000 households) 9.3 2.4 -74% in South Hams
Vehicle offences 7.9 1.3 -84% in South Hams
Theft from the person 3.9 0.2 -95% in South Hams
Criminal damage and arson 10.0 4.9 -51% in South Hams

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251South Hams: 159
House prices in Manchester and South Hams since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, South Hams now 159.10015020025030020052010201520202025House prices in Manchester and South Hams since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, South Hams now 159.10015020025030020102020
Show the figures
YearManchesterSouth Hams
2005100100
2006117106
2007129118
2008125112
2009112100
2010115112
2011114112
2012115111
2013115110
2014125117
2015133122
2016145126
2017158126
2018167132
2019173135
2020178140
2021209152
2022231170
2023233170
2024241168
2025247164
12 months to July 2026251159

In 2005 the average home cost £100,202 in Manchester and £228,256 in South Hams. Now it is £251,205 and £362,244: Manchester is up 151% and South Hams is up 59%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of paySouth Hams: 9.7 years of pay
Years of median pay needed to buy the average home in Manchester and South HamsManchester now 6.8, South Hams now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Manchester and South HamsManchester now 6.8, South Hams now 9.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearManchesterSouth Hams
20054.8 years of pay9.9 years of pay
20105.0 years of pay10.0 years of pay
20155.4 years of pay10.1 years of pay
20206.3 years of pay10.7 years of pay
20256.8 years of pay9.7 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 9.9 years in South Hams. In 2025 it was 6.8 years and 9.7 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174South Hams: 148
Rents in Manchester and South Hams since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, South Hams now 148.100120140160180201620182020202220242026Rents in Manchester and South Hams since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, South Hams now 148.100120140160180201520202025
Show the figures
YearManchesterSouth Hams
2015100100
2016101102
2017106104
2018112106
2019114108
2020117110
2021120114
2022127122
2023139130
2024156136
2025167142
August 2026174148

In 2015 the average rent was £790 a month in Manchester and £686 in South Hams. Now it is £1,373 and £1,012: up 74% in Manchester and up 48% in South Hams. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to South Hams

Earning in Manchester Equivalent to buy in South Hams Equivalent to rent in South Hams
£30,000 £32,000 £20,500
£40,000 £43,000 £27,000
£50,000 £53,500 £34,000
£60,000 £64,500 £40,500

Moving from South Hams to Manchester

Earning in South Hams Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £28,000 £44,500
£40,000 £37,000 £59,000
£50,000 £46,500 £74,000
£60,000 £56,000 £89,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All South Hams figures