Pay vs Place

Manchester vs Sandwell: buying or renting a home

A typical terraced house costs £56,000 (28%) more in Manchester than in Sandwell. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 6.1× in Sandwell.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Sandwell, terraced
£200,000
Income typically needed: £40,000
Median full-time pay: £33,029

At a glance

Manchester Sandwell
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Expensive
Recorded crime High Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Sandwell (£33,029) is 9% lower than in Manchester (£36,278), while a typical terraced house costs 22% less (£200,000 against £256,000). Set against local pay, Sandwell is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 6.1× in Sandwell. Renting one takes 46% of pay in Manchester and 34% in Sandwell. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Sandwell is the 115th least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Sandwell is around the middle of 316 areas (136th most expensive).

Someone on £40,000 in Manchester would need about £31,500 in Sandwell to be equally placed to buy a terraced house, and about £27,000 to be equally placed to rent one. Keeping the same pay after a move to Sandwell would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 95.9 in Sandwell, so recorded crime per resident is 33% lower in Sandwell. The biggest difference is in sexual offences: 5.6 per 1,000 in Manchester against 3.3 in Sandwell.

Can a typical earner buy?

Terraced house Manchester Sandwell
Median full-time pay £36,278 £33,029
House price ÷ pay 7.1× 6.1×
Median pay as a share of income typically needed to buy 71% 83%
Rent a year as a share of median pay 46% 34%

Buying, by property type

Type Manchester Sandwell Difference
Detached £400,000 £310,000 -23% in Sandwell
Semi-detached £310,000 £237,500 -23% in Sandwell
Terraced £256,000 £200,000 -22% in Sandwell
Flat £210,000 £113,000 -46% in Sandwell

Renting, by property type

Type (average rent a month) Manchester Sandwell Difference
Detached £1,878 £1,249 -33% in Sandwell
Semi-detached £1,496 £1,026 -31% in Sandwell
Terraced £1,405 £946 -33% in Sandwell
Flat £1,147 £764 -33% in Sandwell

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 95.9 in Sandwell, so recorded crime per resident is 33% lower in Sandwell.

Police recorded crime per 1,000 residents Manchester Sandwell Difference
All recorded crime (excluding fraud) 142.7 95.9 -33% in Sandwell
Violence against the person 51.9 40.7 -22% in Sandwell
Sexual offences 5.6 3.3 -41% in Sandwell
Robbery 2.7 2.0 -25% in Sandwell
Residential burglary (per 1,000 households) 9.3 6.7 -28% in Sandwell
Vehicle offences 7.9 9.0 +14% in Sandwell
Theft from the person 3.9 0.5 -87% in Sandwell
Criminal damage and arson 10.0 7.7 -23% in Sandwell

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Sandwell: 199
House prices in Manchester and Sandwell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sandwell now 199.5010015020025030020052010201520202025House prices in Manchester and Sandwell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Sandwell now 199.5010015020025030020102020
Show the figures
YearManchesterSandwell
2005100100
2006117106
2007129114
2008125109
200911297
2010115102
201111499
201211598
201311598
2014125102
2015133107
2016145115
2017158123
2018167132
2019173136
2020178140
2021209158
2022231176
2023233184
2024241188
2025247196
12 months to July 2026251199

In 2005 the average home cost £100,202 in Manchester and £104,733 in Sandwell. Now it is £251,205 and £208,175: Manchester is up 151% and Sandwell is up 99%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of paySandwell: 6.2 years of pay
Years of median pay needed to buy the average home in Manchester and SandwellManchester now 6.8, Sandwell now 6.2 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and SandwellManchester now 6.8, Sandwell now 6.2 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearManchesterSandwell
20054.8 years of pay5.4 years of pay
20105.0 years of pay4.8 years of pay
20155.4 years of pay4.9 years of pay
20206.3 years of pay5.7 years of pay
20256.8 years of pay6.2 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 5.4 years in Sandwell. In 2025 it was 6.8 years and 6.2 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Sandwell: 169
Rents in Manchester and Sandwell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sandwell now 169.100120140160180201620182020202220242026Rents in Manchester and Sandwell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Sandwell now 169.100120140160180201520202025
Show the figures
YearManchesterSandwell
2015100100
2016101102
2017106106
2018112107
2019114109
2020117113
2021120117
2022127126
2023139138
2024156148
2025167155
August 2026174169

In 2015 the average rent was £790 a month in Manchester and £565 in Sandwell. Now it is £1,373 and £953: up 74% in Manchester and up 69% in Sandwell. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Sandwell

Earning in Manchester Equivalent to buy in Sandwell Equivalent to rent in Sandwell
£30,000 £23,500 £20,000
£40,000 £31,500 £27,000
£50,000 £39,000 £33,500
£60,000 £47,000 £40,500

Moving from Sandwell to Manchester

Earning in Sandwell Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £38,500 £44,500
£40,000 £51,000 £59,500
£50,000 £64,000 £74,500
£60,000 £77,000 £89,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Sandwell figures