Pay vs Place

Manchester vs Rushmoor: buying or renting a home

A typical terraced house costs £88,000 (34%) more in Rushmoor than in Manchester. Measured against local pay, buying is harder in Rushmoor: it takes 9.1× median annual pay, against 7.1× in Manchester.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Rushmoor, terraced
£344,000
Income typically needed: £69,000
Median full-time pay: £37,883

At a glance

Manchester Rushmoor
Buying a home Fairly affordable Expensive
Renting a home Very expensive Very expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Rushmoor (£37,883) is 4% higher than in Manchester (£36,278), while a typical terraced house costs 34% more (£344,000 against £256,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 9.1× in Rushmoor. Renting one takes 46% of pay in Manchester and 44% in Rushmoor. The two measures point different ways: buying is harder in Rushmoor, but renting takes a bigger share of pay in Manchester.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Rushmoor is the 68th most expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Rushmoor is the 53rd most expensive of 316 areas.

Someone on £40,000 in Manchester would need about £54,000 in Rushmoor to be equally placed to buy a terraced house, and about £39,500 to be equally placed to rent one. Keeping the same pay after a move to Rushmoor would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 58.2 in Rushmoor, so recorded crime per resident is 59% lower in Rushmoor. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 3.0 in Rushmoor.

Can a typical earner buy?

Terraced house Manchester Rushmoor
Median full-time pay £36,278 £37,883
House price ÷ pay 7.1× 9.1×
Median pay as a share of income typically needed to buy 71% 55%
Rent a year as a share of median pay 46% 44%

Buying, by property type

Type Manchester Rushmoor Difference
Detached £400,000 £550,000 +38% in Rushmoor
Semi-detached £310,000 £415,000 +34% in Rushmoor
Terraced £256,000 £344,000 +34% in Rushmoor
Flat £210,000 £205,000 -2% in Rushmoor

Renting, by property type

Type (average rent a month) Manchester Rushmoor Difference
Detached £1,878 £1,932 +3% in Rushmoor
Semi-detached £1,496 £1,527 +2% in Rushmoor
Terraced £1,405 £1,384 -1% in Rushmoor
Flat £1,147 £1,138 -1% in Rushmoor

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 58.2 in Rushmoor, so recorded crime per resident is 59% lower in Rushmoor.

Police recorded crime per 1,000 residents Manchester Rushmoor Difference
All recorded crime (excluding fraud) 142.7 58.2 -59% in Rushmoor
Violence against the person 51.9 24.4 -53% in Rushmoor
Sexual offences 5.6 2.6 -54% in Rushmoor
Robbery 2.7 0.6 -76% in Rushmoor
Residential burglary (per 1,000 households) 9.3 4.4 -52% in Rushmoor
Vehicle offences 7.9 3.0 -63% in Rushmoor
Theft from the person 3.9 0.3 -92% in Rushmoor
Criminal damage and arson 10.0 5.2 -48% in Rushmoor

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Rushmoor: 193
House prices in Manchester and Rushmoor since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Rushmoor now 193.10015020025030020052010201520202025House prices in Manchester and Rushmoor since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Rushmoor now 193.10015020025030020102020
Show the figures
YearManchesterRushmoor
2005100100
2006117104
2007129115
2008125115
2009112102
2010115111
2011114110
2012115112
2013115115
2014125127
2015133143
2016145161
2017158165
2018167167
2019173164
2020178164
2021209173
2022231189
2023233191
2024241188
2025247192
12 months to July 2026251193

In 2005 the average home cost £100,202 in Manchester and £168,083 in Rushmoor. Now it is £251,205 and £324,665: Manchester is up 151% and Rushmoor is up 93%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payRushmoor: 8.5 years of pay
Years of median pay needed to buy the average home in Manchester and RushmoorManchester now 6.8, Rushmoor now 8.5 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Manchester and RushmoorManchester now 6.8, Rushmoor now 8.5 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearManchesterRushmoor
20054.8 years of pay6.7 years of pay
20105.0 years of pay6.8 years of pay
20155.4 years of pay8.5 years of pay
20206.3 years of pay7.8 years of pay
20256.8 years of pay8.5 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 6.7 years in Rushmoor. In 2025 it was 6.8 years and 8.5 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Rushmoor: 149
Rents in Manchester and Rushmoor since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Rushmoor now 149.100120140160180201620182020202220242026Rents in Manchester and Rushmoor since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Rushmoor now 149.100120140160180201520202025
Show the figures
YearManchesterRushmoor
2015100100
2016101104
2017106106
2018112107
2019114110
2020117111
2021120111
2022127115
2023139123
2024156133
2025167141
August 2026174149

In 2015 the average rent was £790 a month in Manchester and £927 in Rushmoor. Now it is £1,373 and £1,385: up 74% in Manchester and up 49% in Rushmoor. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Rushmoor

Earning in Manchester Equivalent to buy in Rushmoor Equivalent to rent in Rushmoor
£30,000 £40,500 £29,500
£40,000 £54,000 £39,500
£50,000 £67,000 £49,500
£60,000 £80,500 £59,000

Moving from Rushmoor to Manchester

Earning in Rushmoor Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £22,500 £30,500
£40,000 £30,000 £40,500
£50,000 £37,000 £51,000
£60,000 £44,500 £61,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Rushmoor figures