Pay vs Place

Manchester vs Rushcliffe: buying or renting a home

A typical terraced house costs £3,225 (1%) more in Rushcliffe than in Manchester. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 5.6× in Rushcliffe.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Rushcliffe, terraced
£259,225
Income typically needed: £52,000
Median full-time pay: £45,968

At a glance

Manchester Rushcliffe
Buying a home Fairly affordable Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Rushcliffe (£45,968) is 27% higher than in Manchester (£36,278), while a typical terraced house costs 1% more (£259,225 against £256,000). Set against local pay, Rushcliffe is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 5.6× in Rushcliffe. Renting one takes 46% of pay in Manchester and 27% in Rushcliffe. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Rushcliffe is around the middle of 316 areas (187th most expensive). For renting against pay, Manchester is the 46th most expensive of 316 areas and Rushcliffe is the 75th least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £40,500 in Rushcliffe to be equally placed to buy a terraced house, and about £29,000 to be equally placed to rent one. Keeping the same pay after a move to Rushcliffe would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 53.2 in Rushcliffe, so recorded crime per resident is 63% lower in Rushcliffe. The biggest difference is in vehicle offences: 7.9 per 1,000 in Manchester against 2.6 in Rushcliffe.

Can a typical earner buy?

Terraced house Manchester Rushcliffe
Median full-time pay £36,278 £45,968
House price ÷ pay 7.1× 5.6×
Median pay as a share of income typically needed to buy 71% 89%
Rent a year as a share of median pay 46% 27%

Buying, by property type

Type Manchester Rushcliffe Difference
Detached £400,000 £450,000 +13% in Rushcliffe
Semi-detached £310,000 £291,000 -6% in Rushcliffe
Terraced £256,000 £259,225 +1% in Rushcliffe
Flat £210,000 £162,250 -23% in Rushcliffe

Renting, by property type

Type (average rent a month) Manchester Rushcliffe Difference
Detached £1,878 £1,360 -28% in Rushcliffe
Semi-detached £1,496 £1,089 -27% in Rushcliffe
Terraced £1,405 £1,017 -28% in Rushcliffe
Flat £1,147 £864 -25% in Rushcliffe

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 53.2 in Rushcliffe, so recorded crime per resident is 63% lower in Rushcliffe.

Police recorded crime per 1,000 residents Manchester Rushcliffe Difference
All recorded crime (excluding fraud) 142.7 53.2 -63% in Rushcliffe
Violence against the person 51.9 18.5 -64% in Rushcliffe
Sexual offences 5.6 2.7 -52% in Rushcliffe
Robbery 2.7 0.8 -70% in Rushcliffe
Residential burglary (per 1,000 households) 9.3 3.8 -59% in Rushcliffe
Vehicle offences 7.9 2.6 -67% in Rushcliffe
Theft from the person 3.9 0.3 -92% in Rushcliffe
Criminal damage and arson 10.0 5.4 -46% in Rushcliffe

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Rushcliffe: 183
House prices in Manchester and Rushcliffe since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Rushcliffe now 183.5010015020025030020052010201520202025House prices in Manchester and Rushcliffe since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Rushcliffe now 183.5010015020025030020102020
Show the figures
YearManchesterRushcliffe
2005100100
2006117103
2007129108
2008125102
200911296
2010115103
2011114102
2012115104
2013115107
2014125110
2015133119
2016145127
2017158133
2018167139
2019173142
2020178148
2021209158
2022231172
2023233174
2024241172
2025247180
12 months to July 2026251183

In 2005 the average home cost £100,202 in Manchester and £183,925 in Rushcliffe. Now it is £251,205 and £335,935: Manchester is up 151% and Rushcliffe is up 83%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payRushcliffe: 7.2 years of pay
Years of median pay needed to buy the average home in Manchester and RushcliffeManchester now 6.8, Rushcliffe now 7.2 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and RushcliffeManchester now 6.8, Rushcliffe now 7.2 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearManchesterRushcliffe
20054.8 years of pay6.5 years of pay
20105.0 years of pay5.8 years of pay
20155.4 years of pay6.9 years of pay
20206.3 years of pay7.7 years of pay
20256.8 years of pay7.2 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 6.5 years in Rushcliffe. In 2025 it was 6.8 years and 7.2 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Rushcliffe: 164
Rents in Manchester and Rushcliffe since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Rushcliffe now 164.100120140160180201620182020202220242026Rents in Manchester and Rushcliffe since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Rushcliffe now 164.100120140160180201520202025
Show the figures
YearManchesterRushcliffe
2015100100
2016101101
2017106107
2018112112
2019114118
2020117120
2021120123
2022127131
2023139139
2024156149
2025167158
August 2026174164

In 2015 the average rent was £790 a month in Manchester and £639 in Rushcliffe. Now it is £1,373 and £1,047: up 74% in Manchester and up 64% in Rushcliffe. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Rushcliffe

Earning in Manchester Equivalent to buy in Rushcliffe Equivalent to rent in Rushcliffe
£30,000 £30,500 £21,500
£40,000 £40,500 £29,000
£50,000 £50,500 £36,000
£60,000 £61,000 £43,500

Moving from Rushcliffe to Manchester

Earning in Rushcliffe Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £29,500 £41,500
£40,000 £39,500 £55,500
£50,000 £49,500 £69,000
£60,000 £59,500 £83,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Rushcliffe figures