Pay vs Place

Manchester vs Neath Port Talbot: buying or renting a home

A typical terraced house costs £121,000 (90%) more in Manchester than in Neath Port Talbot. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 3.7× in Neath Port Talbot.

Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278
Neath Port Talbot, terraced
£135,000
Income typically needed: £27,000
Median full-time pay: £36,359

At a glance

Manchester Neath Port Talbot
Buying a home Fairly affordable Affordable
Renting a home Very expensive Affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Neath Port Talbot (£36,359) is the same than in Manchester (£36,278), while a typical terraced house costs 47% less (£135,000 against £256,000). Set against local pay, Neath Port Talbot is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.1× annual pay in Manchester and 3.7× in Neath Port Talbot. Renting one takes 46% of pay in Manchester and 23% in Neath Port Talbot. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Manchester is around the middle of 316 areas (188th most expensive) to buy in, and Neath Port Talbot is the 9th least expensive of 316 areas. For renting against pay, Manchester is the 46th most expensive of 316 areas and Neath Port Talbot is the 10th least expensive of 316 areas.

Someone on £40,000 in Manchester would need about £21,000 in Neath Port Talbot to be equally placed to buy a terraced house, and about £19,500 to be equally placed to rent one. Keeping the same pay after a move to Neath Port Talbot would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 142.7 crimes per 1,000 residents in Manchester and 67.3 in Neath Port Talbot, so recorded crime per resident is 53% lower in Neath Port Talbot. The biggest difference is in residential burglary: 9.3 per 1,000 in Manchester against 2.3 in Neath Port Talbot.

Can a typical earner buy?

Terraced house Manchester Neath Port Talbot
Median full-time pay £36,278 £36,359
House price ÷ pay 7.1× 3.7×
Median pay as a share of income typically needed to buy 71% 135%
Rent a year as a share of median pay 46% 23%

Buying, by property type

Type Manchester Neath Port Talbot Difference
Detached £400,000 £272,500 -32% in Neath Port Talbot
Semi-detached £310,000 £170,000 -45% in Neath Port Talbot
Terraced £256,000 £135,000 -47% in Neath Port Talbot

Renting, by property type

Type (average rent a month) Manchester Neath Port Talbot Difference
Detached £1,878 £880 -53% in Neath Port Talbot
Semi-detached £1,496 £730 -51% in Neath Port Talbot
Terraced £1,405 £691 -51% in Neath Port Talbot

Crime

Police recorded 142.7 crimes per 1,000 residents in Manchester and 67.3 in Neath Port Talbot, so recorded crime per resident is 53% lower in Neath Port Talbot.

Police recorded crime per 1,000 residents Manchester Neath Port Talbot Difference
All recorded crime (excluding fraud) 142.7 67.3 -53% in Neath Port Talbot
Violence against the person 51.9 31.2 -40% in Neath Port Talbot
Sexual offences 5.6 3.5 -38% in Neath Port Talbot
Robbery 2.7 0.3 -90% in Neath Port Talbot
Residential burglary (per 1,000 households) 9.3 2.3 -75% in Neath Port Talbot
Vehicle offences 7.9 2.0 -75% in Neath Port Talbot
Theft from the person 3.9 0.2 -96% in Neath Port Talbot
Criminal damage and arson 10.0 6.2 -39% in Neath Port Talbot

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Manchester: 251Neath Port Talbot: 185
House prices in Manchester and Neath Port Talbot since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Neath Port Talbot now 185.5010015020025030020052010201520202025House prices in Manchester and Neath Port Talbot since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Manchester now 251, Neath Port Talbot now 185.5010015020025030020102020
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YearManchesterNeath Port Talbot
2005100100
2006117108
2007129118
2008125114
2009112101
2010115101
201111499
201211598
201311599
2014125104
2015133105
2016145110
2017158113
2018167118
2019173123
2020178131
2021209147
2022231167
2023233175
2024241174
2025247183
12 months to July 2026251185

In 2005 the average home cost £100,202 in Manchester and £87,352 in Neath Port Talbot. Now it is £251,205 and £161,632: Manchester is up 151% and Neath Port Talbot is up 85%. Prices have risen faster in Manchester, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Manchester: 6.8 years of payNeath Port Talbot: 4.4 years of pay
Years of median pay needed to buy the average home in Manchester and Neath Port TalbotManchester now 6.8, Neath Port Talbot now 4.4 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Manchester and Neath Port TalbotManchester now 6.8, Neath Port Talbot now 4.4 years of pay.0×2×4×6×8×20052010201520202025
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YearManchesterNeath Port Talbot
20054.8 years of pay4.2 years of pay
20105.0 years of pay3.5 years of pay
20155.4 years of pay3.5 years of pay
20206.3 years of pay4.1 years of pay
20256.8 years of pay4.4 years of pay

In 2005 a home cost 4.8 years of pay in Manchester and 4.2 years in Neath Port Talbot. In 2025 it was 6.8 years and 4.4 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Manchester: 174Neath Port Talbot: 152
Rents in Manchester and Neath Port Talbot since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Neath Port Talbot now 152.80100120140160180201620182020202220242026Rents in Manchester and Neath Port Talbot since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Manchester now 174, Neath Port Talbot now 152.80100120140160180201520202025
Show the figures
YearManchesterNeath Port Talbot
2015100100
2016101100
2017106100
2018112101
2019114103
2020117105
2021120106
2022127109
2023139116
2024156128
2025167140
August 2026174152

In 2015 the average rent was £790 a month in Manchester and £454 in Neath Port Talbot. Now it is £1,373 and £690: up 74% in Manchester and up 52% in Neath Port Talbot. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Manchester to Neath Port Talbot

Earning in Manchester Equivalent to buy in Neath Port Talbot Equivalent to rent in Neath Port Talbot
£30,000 £16,000 £15,000
£40,000 £21,000 £19,500
£50,000 £26,500 £24,500
£60,000 £31,500 £29,500

Moving from Neath Port Talbot to Manchester

Earning in Neath Port Talbot Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £57,000 £61,000
£40,000 £76,000 £81,500
£50,000 £95,000 £101,500
£60,000 £114,000 £122,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Manchester figures · All Neath Port Talbot figures