Pay vs Place

Malvern Hills vs Manchester: buying or renting a home

A typical terraced house costs £18,000 (8%) more in Manchester than in Malvern Hills. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 6.7× in Malvern Hills.

Malvern Hills, terraced
£238,000
Income typically needed: £47,500
Median full-time pay: £35,429
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Malvern Hills Manchester
Buying a home Expensive Fairly affordable
Renting a home Fairly affordable Very expensive
Recorded crime About average High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 2% higher than in Malvern Hills (£35,429), while a typical terraced house costs 8% more (£256,000 against £238,000). Set against local pay, Malvern Hills is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.7× annual pay in Malvern Hills and 7.1× in Manchester. Renting one takes 31% of pay in Malvern Hills and 46% in Manchester. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Malvern Hills is the 74th most expensive of 316 areas to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Malvern Hills is around the middle of 316 areas (170th most expensive) and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Malvern Hills would need about £43,000 in Manchester to be equally placed to buy a terraced house, and about £61,500 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 63.6 crimes per 1,000 residents in Malvern Hills and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.2 times the rate in Malvern Hills. The biggest difference is in vehicle offences: 2.8 per 1,000 in Malvern Hills against 7.9 in Manchester.

Can a typical earner buy?

Terraced house Malvern Hills Manchester
Median full-time pay £35,429 £36,278
House price ÷ pay 6.7× 7.1×
Median pay as a share of income typically needed to buy 74% 71%
Rent a year as a share of median pay 31% 46%

Buying, by property type

Type Malvern Hills Manchester Difference
Detached £460,000 £400,000 -13% in Manchester
Semi-detached £295,000 £310,000 +5% in Manchester
Terraced £238,000 £256,000 +8% in Manchester

Renting, by property type

Type (average rent a month) Malvern Hills Manchester Difference
Detached £1,231 £1,878 +53% in Manchester
Semi-detached £1,014 £1,496 +48% in Manchester
Terraced £915 £1,405 +54% in Manchester

Crime

Police recorded 63.6 crimes per 1,000 residents in Malvern Hills and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.2 times the rate in Malvern Hills.

Police recorded crime per 1,000 residents Malvern Hills Manchester Difference
All recorded crime (excluding fraud) 63.6 142.7 +124% in Manchester
Violence against the person 25.1 51.9 +106% in Manchester
Sexual offences 2.8 5.6 +102% in Manchester
Robbery 0.8 2.7 +244% in Manchester
Residential burglary (per 1,000 households) 6.0 9.3 +54% in Manchester
Vehicle offences 2.8 7.9 +188% in Manchester
Theft from the person 0.2 3.9 +1613% in Manchester
Criminal damage and arson 6.0 10.0 +68% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Malvern Hills: 164Manchester: 251
House prices in Malvern Hills and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Malvern Hills now 164, Manchester now 251.5010015020025030020052010201520202025House prices in Malvern Hills and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Malvern Hills now 164, Manchester now 251.5010015020025030020102020
Show the figures
YearMalvern HillsManchester
2005100100
2006104117
2007113129
2008106125
200998112
2010103115
2011103114
2012101115
2013102115
2014108125
2015113133
2016119145
2017124158
2018129167
2019132173
2020133178
2021144209
2022156231
2023159233
2024158241
2025159247
12 months to July 2026164251

In 2005 the average home cost £208,484 in Malvern Hills and £100,202 in Manchester. Now it is £342,672 and £251,205: Malvern Hills is up 64% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Malvern Hills: 9.3 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Malvern Hills and ManchesterMalvern Hills now 9.3, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Malvern Hills and ManchesterMalvern Hills now 9.3, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearMalvern HillsManchester
20058.6 years of pay4.8 years of pay
2010–5.0 years of pay
20159.1 years of pay5.4 years of pay
20209.4 years of pay6.3 years of pay
20259.3 years of pay6.8 years of pay

In 2005 a home cost 8.6 years of pay in Malvern Hills and 4.8 years in Manchester. In 2025 it was 9.3 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Malvern Hills: 149Manchester: 174
Rents in Malvern Hills and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Malvern Hills now 149, Manchester now 174.100120140160180201620182020202220242026Rents in Malvern Hills and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Malvern Hills now 149, Manchester now 174.100120140160180201520202025
Show the figures
YearMalvern HillsManchester
2015100100
2016102101
2017104106
2018105112
2019107114
2020109117
2021112120
2022115127
2023125139
2024134156
2025139167
August 2026149174

In 2015 the average rent was £636 a month in Malvern Hills and £790 in Manchester. Now it is £946 and £1,373: up 49% in Malvern Hills and up 74% in Manchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Malvern Hills to Manchester

Earning in Malvern Hills Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £32,500 £46,000
£40,000 £43,000 £61,500
£50,000 £54,000 £77,000
£60,000 £64,500 £92,000

Moving from Manchester to Malvern Hills

Earning in Manchester Equivalent to buy in Malvern Hills Equivalent to rent in Malvern Hills
£30,000 £28,000 £19,500
£40,000 £37,000 £26,000
£50,000 £46,500 £32,500
£60,000 £56,000 £39,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Malvern Hills is less reliable than most.

All Malvern Hills figures · All Manchester figures