Pay vs Place

Liverpool vs Wyre Forest: buying or renting a home

A typical terraced house costs £25,500 (15%) more in Wyre Forest than in Liverpool. Measured against local pay, buying is harder in Wyre Forest: it takes 5.5× median annual pay, against 4.4× in Liverpool.

Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144
Wyre Forest, terraced
£190,500
Income typically needed: £38,000
Median full-time pay: £34,661

At a glance

Liverpool Wyre Forest
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Wyre Forest (£34,661) is 7% lower than in Liverpool (£37,144), while a typical terraced house costs 15% more (£190,500 against £165,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 4.4× annual pay in Liverpool and 5.5× in Wyre Forest. Renting one takes 30% of pay in Liverpool and 28% in Wyre Forest. The two measures point different ways: buying is harder in Wyre Forest, but renting takes a bigger share of pay in Liverpool.

Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and Wyre Forest is around the middle of 316 areas (179th most expensive). For renting against pay, Liverpool is the 115th least expensive of 316 areas and Wyre Forest is the 96th least expensive of 316 areas.

Someone on £40,000 in Liverpool would need about £46,000 in Wyre Forest to be equally placed to buy a terraced house, and about £35,500 to be equally placed to rent one. Keeping the same pay after a move to Wyre Forest would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 63.8 in Wyre Forest, so recorded crime per resident is 49% lower in Wyre Forest. The biggest difference is in violence against the person: 45.6 per 1,000 in Liverpool against 25.6 in Wyre Forest.

Can a typical earner buy?

Terraced house Liverpool Wyre Forest
Median full-time pay £37,144 £34,661
House price ÷ pay 4.4× 5.5×
Median pay as a share of income typically needed to buy 113% 91%
Rent a year as a share of median pay 30% 28%

Buying, by property type

Type Liverpool Wyre Forest Difference
Detached £380,000 £355,000 -7% in Wyre Forest
Semi-detached £240,000 £249,000 +4% in Wyre Forest
Terraced £165,000 £190,500 +15% in Wyre Forest

Renting, by property type

Type (average rent a month) Liverpool Wyre Forest Difference
Detached £1,225 £1,072 -12% in Wyre Forest
Semi-detached £1,008 £917 -9% in Wyre Forest
Terraced £917 £810 -12% in Wyre Forest

Crime

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 63.8 in Wyre Forest, so recorded crime per resident is 49% lower in Wyre Forest.

Police recorded crime per 1,000 residents Liverpool Wyre Forest Difference
All recorded crime (excluding fraud) 124.1 63.8 -49% in Wyre Forest
Violence against the person 45.6 25.6 -44% in Wyre Forest
Sexual offences 4.1 3.1 -26% in Wyre Forest
Robbery 1.6 0.9 -47% in Wyre Forest
Residential burglary (per 1,000 households) 6.1 5.4 -11% in Wyre Forest
Vehicle offences 5.3 3.8 -29% in Wyre Forest
Theft from the person 1.2 0.2 -82% in Wyre Forest
Criminal damage and arson 10.3 5.8 -43% in Wyre Forest

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Liverpool: 183Wyre Forest: 162
House prices in Liverpool and Wyre Forest since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Wyre Forest now 162.7510012515017520020052010201520202025House prices in Liverpool and Wyre Forest since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Wyre Forest now 162.7510012515017520020102020
Show the figures
YearLiverpoolWyre Forest
2005100100
2006110104
2007117110
2008113107
200910495
201010598
201110197
20129996
20139997
2014103100
2015107105
2016110111
2017115117
2018121123
2019123126
2020128131
2021148142
2022161156
2023163160
2024166158
2025179161
12 months to July 2026183162

In 2005 the average home cost £99,018 in Liverpool and £143,580 in Wyre Forest. Now it is £181,637 and £232,015: Liverpool is up 83% and Wyre Forest is up 62%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Liverpool: 4.8 years of payWyre Forest: 6.7 years of pay
Years of median pay needed to buy the average home in Liverpool and Wyre ForestLiverpool now 4.8, Wyre Forest now 6.7 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Liverpool and Wyre ForestLiverpool now 4.8, Wyre Forest now 6.7 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearLiverpoolWyre Forest
20054.9 years of pay7.3 years of pay
20104.3 years of pay–
20154.1 years of pay5.9 years of pay
20204.1 years of pay6.2 years of pay
20254.8 years of pay6.7 years of pay

In 2005 a home cost 4.9 years of pay in Liverpool and 7.3 years in Wyre Forest. In 2025 it was 4.8 years and 6.7 years.

Affordability has worsened more in Liverpool over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Liverpool: 161Wyre Forest: 145
Rents in Liverpool and Wyre Forest since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Wyre Forest now 145.100120140160180201620182020202220242026Rents in Liverpool and Wyre Forest since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Wyre Forest now 145.100120140160180201520202025
Show the figures
YearLiverpoolWyre Forest
2015100100
2016103101
2017104104
2018104105
2019105107
2020106110
2021111113
2022119119
2023127126
2024138135
2025151147
August 2026161145

In 2015 the average rent was £567 a month in Liverpool and £568 in Wyre Forest. Now it is £913 and £825: up 61% in Liverpool and up 45% in Wyre Forest. Rents have risen faster in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Liverpool to Wyre Forest

Earning in Liverpool Equivalent to buy in Wyre Forest Equivalent to rent in Wyre Forest
£30,000 £34,500 £26,500
£40,000 £46,000 £35,500
£50,000 £57,500 £44,000
£60,000 £69,500 £53,000

Moving from Wyre Forest to Liverpool

Earning in Wyre Forest Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £26,000 £34,000
£40,000 £34,500 £45,500
£50,000 £43,500 £56,500
£60,000 £52,000 £68,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Liverpool figures · All Wyre Forest figures