Liverpool vs Redcar and Cleveland: buying or renting a home
A typical terraced house costs £55,000 (50%) more in Liverpool than in Redcar and Cleveland. Measured against local pay, buying is harder in Liverpool: it takes 4.4× median annual pay, against 3.1× in Redcar and Cleveland.
At a glance
| Liverpool | Redcar and Cleveland | |
|---|---|---|
| Buying a home | Fairly affordable | Affordable |
| Renting a home | Fairly affordable | Affordable |
| Recorded crime | Above average | Above average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Redcar and Cleveland (£35,111) is 5% lower than in Liverpool (£37,144), while a typical terraced house costs 33% less (£110,000 against £165,000). Set against local pay, Redcar and Cleveland is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.4× annual pay in Liverpool and 3.1× in Redcar and Cleveland. Renting one takes 30% of pay in Liverpool and 22% in Redcar and Cleveland. Both are harder in Liverpool, and the gap is wider for buying.
Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and Redcar and Cleveland is the 14th least expensive of 316 areas. For renting against pay, Liverpool is the 115th least expensive of 316 areas and Redcar and Cleveland is the 4th least expensive of 316 areas.
Someone on £40,000 in Liverpool would need about £26,500 in Redcar and Cleveland to be equally placed to buy a terraced house, and about £28,500 to be equally placed to rent one. Keeping the same pay after a move to Redcar and Cleveland would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 109.0 in Redcar and Cleveland, so recorded crime per resident is 12% lower in Redcar and Cleveland. The biggest difference is in residential burglary: 6.1 per 1,000 in Liverpool against 9.6 in Redcar and Cleveland.
Can a typical earner buy?
| Terraced house | Liverpool | Redcar and Cleveland |
|---|---|---|
| Median full-time pay | £37,144 | £35,111 |
| House price ÷ pay | 4.4× | 3.1× |
| Median pay as a share of income typically needed to buy | 113% | 160% |
| Rent a year as a share of median pay | 30% | 22% |
Buying, by property type
| Type | Liverpool | Redcar and Cleveland | Difference |
|---|---|---|---|
| Detached | £380,000 | £275,000 | -28% in Redcar and Cleveland |
| Semi-detached | £240,000 | £168,000 | -30% in Redcar and Cleveland |
| Terraced | £165,000 | £110,000 | -33% in Redcar and Cleveland |
Renting, by property type
| Type (average rent a month) | Liverpool | Redcar and Cleveland | Difference |
|---|---|---|---|
| Detached | £1,225 | £912 | -26% in Redcar and Cleveland |
| Semi-detached | £1,008 | £716 | -29% in Redcar and Cleveland |
| Terraced | £917 | £653 | -29% in Redcar and Cleveland |
Crime
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 109.0 in Redcar and Cleveland, so recorded crime per resident is 12% lower in Redcar and Cleveland.
| Police recorded crime per 1,000 residents | Liverpool | Redcar and Cleveland | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 124.1 | 109.0 | -12% in Redcar and Cleveland |
| Violence against the person | 45.6 | 38.2 | -16% in Redcar and Cleveland |
| Sexual offences | 4.1 | 4.5 | +7% in Redcar and Cleveland |
| Robbery | 1.6 | 1.6 | -2% in Redcar and Cleveland |
| Residential burglary (per 1,000 households) | 6.1 | 9.6 | +59% in Redcar and Cleveland |
| Vehicle offences | 5.3 | 4.2 | -21% in Redcar and Cleveland |
| Theft from the person | 1.2 | 0.2 | -84% in Redcar and Cleveland |
| Criminal damage and arson | 10.3 | 15.6 | +52% in Redcar and Cleveland |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Liverpool | Redcar and Cleveland |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 110 | 108 |
| 2007 | 117 | 117 |
| 2008 | 113 | 113 |
| 2009 | 104 | 106 |
| 2010 | 105 | 108 |
| 2011 | 101 | 104 |
| 2012 | 99 | 102 |
| 2013 | 99 | 102 |
| 2014 | 103 | 105 |
| 2015 | 107 | 105 |
| 2016 | 110 | 107 |
| 2017 | 115 | 107 |
| 2018 | 121 | 108 |
| 2019 | 123 | 108 |
| 2020 | 128 | 111 |
| 2021 | 148 | 126 |
| 2022 | 161 | 138 |
| 2023 | 163 | 141 |
| 2024 | 166 | 145 |
| 2025 | 179 | 144 |
| 12 months to July 2026 | 183 | 149 |
In 2005 the average home cost £99,018 in Liverpool and £102,293 in Redcar and Cleveland. Now it is £181,637 and £152,518: Liverpool is up 83% and Redcar and Cleveland is up 49%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Liverpool | Redcar and Cleveland |
|---|---|---|
| 2005 | 4.9 years of pay | 4.8 years of pay |
| 2010 | 4.3 years of pay | 5.1 years of pay |
| 2015 | 4.1 years of pay | 4.3 years of pay |
| 2020 | 4.1 years of pay | 4.2 years of pay |
| 2025 | 4.8 years of pay | 4.2 years of pay |
In 2005 a home cost 4.9 years of pay in Liverpool and 4.8 years in Redcar and Cleveland. In 2025 it was 4.8 years and 4.2 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Liverpool | Redcar and Cleveland |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 100 |
| 2017 | 104 | 100 |
| 2018 | 104 | 100 |
| 2019 | 105 | 100 |
| 2020 | 106 | 100 |
| 2021 | 111 | 101 |
| 2022 | 119 | 102 |
| 2023 | 127 | 109 |
| 2024 | 138 | 117 |
| 2025 | 151 | 127 |
| August 2026 | 161 | 131 |
In 2015 the average rent was £567 a month in Liverpool and £490 in Redcar and Cleveland. Now it is £913 and £644: up 61% in Liverpool and up 31% in Redcar and Cleveland. Rents have risen faster in Liverpool.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Liverpool to Redcar and Cleveland
| Earning in Liverpool | Equivalent to buy in Redcar and Cleveland | Equivalent to rent in Redcar and Cleveland |
|---|---|---|
| £30,000 | £20,000 | £21,500 |
| £40,000 | £26,500 | £28,500 |
| £50,000 | £33,500 | £35,500 |
| £60,000 | £40,000 | £42,500 |
Moving from Redcar and Cleveland to Liverpool
| Earning in Redcar and Cleveland | Equivalent to buy in Liverpool | Equivalent to rent in Liverpool |
|---|---|---|
| £30,000 | £45,000 | £42,000 |
| £40,000 | £60,000 | £56,000 |
| £50,000 | £75,000 | £70,000 |
| £60,000 | £90,000 | £84,500 |