Pay vs Place

Liverpool vs Oadby and Wigston: buying or renting a home

A typical semi-detached house costs £25,000 (10%) more in Oadby and Wigston than in Liverpool. Measured against local pay, buying is about equally hard in both.

Liverpool, semi-detached
£240,000
Income typically needed: £48,000
Median full-time pay: £37,144
Oadby and Wigston, semi-detached
£265,000
Income typically needed: £53,000
Median full-time pay: £40,617

At a glance

Liverpool Oadby and Wigston
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Oadby and Wigston (£40,617) is 9% higher than in Liverpool (£37,144), while a typical semi-detached house costs 10% more (£265,000 against £240,000).

Buying a semi-detached house takes 6.5× annual pay in Liverpool and 6.5× in Oadby and Wigston. Renting one takes 33% of pay in Liverpool and 33% in Oadby and Wigston. On both measures the two areas are close.

Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and Oadby and Wigston is the 117th least expensive of 316 areas. For renting against pay, Liverpool is the 115th least expensive of 316 areas and Oadby and Wigston is the 125th least expensive of 316 areas.

Someone on £40,000 in Liverpool would need about £44,000 in Oadby and Wigston to be equally placed to buy a semi-detached house, and about £44,000 to be equally placed to rent one. Keeping the same pay after a move to Oadby and Wigston would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 53.6 in Oadby and Wigston, so recorded crime per resident is 57% lower in Oadby and Wigston. The biggest difference is in criminal damage and arson: 10.3 per 1,000 in Liverpool against 4.6 in Oadby and Wigston.

Can a typical earner buy?

Semi-detached house Liverpool Oadby and Wigston
Median full-time pay £37,144 £40,617
House price ÷ pay 6.5× 6.5×
Median pay as a share of income typically needed to buy 77% 77%
Rent a year as a share of median pay 33% 33%

Buying, by property type

Type Liverpool Oadby and Wigston Difference
Detached £380,000 £380,000 0% in Oadby and Wigston
Semi-detached £240,000 £265,000 +10% in Oadby and Wigston

Renting, by property type

Type (average rent a month) Liverpool Oadby and Wigston Difference
Detached £1,225 £1,416 +16% in Oadby and Wigston
Semi-detached £1,008 £1,106 +10% in Oadby and Wigston

Crime

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 53.6 in Oadby and Wigston, so recorded crime per resident is 57% lower in Oadby and Wigston.

Police recorded crime per 1,000 residents Liverpool Oadby and Wigston Difference
All recorded crime (excluding fraud) 124.1 53.6 -57% in Oadby and Wigston
Violence against the person 45.6 21.2 -54% in Oadby and Wigston
Sexual offences 4.1 2.6 -38% in Oadby and Wigston
Robbery 1.6 0.3 -82% in Oadby and Wigston
Residential burglary (per 1,000 households) 6.1 6.5 +7% in Oadby and Wigston
Vehicle offences 5.3 2.5 -54% in Oadby and Wigston
Theft from the person 1.2 0.2 -82% in Oadby and Wigston
Criminal damage and arson 10.3 4.6 -56% in Oadby and Wigston

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Liverpool: 183Oadby and Wigston: 173
House prices in Liverpool and Oadby and Wigston since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Oadby and Wigston now 173.7510012515017520020052010201520202025House prices in Liverpool and Oadby and Wigston since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Oadby and Wigston now 173.7510012515017520020102020
Show the figures
YearLiverpoolOadby and Wigston
2005100100
2006110104
2007117109
2008113104
200910492
2010105100
2011101101
201299101
201399100
2014103107
2015107112
2016110120
2017115129
2018121138
2019123141
2020128146
2021148153
2022161169
2023163171
2024166170
2025179174
12 months to July 2026183173

In 2005 the average home cost £99,018 in Liverpool and £152,899 in Oadby and Wigston. Now it is £181,637 and £263,795: Liverpool is up 83% and Oadby and Wigston is up 73%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Liverpool: 4.8 years of payOadby and Wigston: 6.5 years of pay
Years of median pay needed to buy the average home in Liverpool and Oadby and WigstonLiverpool now 4.8, Oadby and Wigston now 6.5 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Liverpool and Oadby and WigstonLiverpool now 4.8, Oadby and Wigston now 6.5 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearLiverpoolOadby and Wigston
20054.9 years of pay7.1 years of pay
20104.3 years of pay6.0 years of pay
20154.1 years of pay8.1 years of pay
20204.1 years of pay6.5 years of pay
20254.8 years of pay6.5 years of pay

In 2005 a home cost 4.9 years of pay in Liverpool and 7.1 years in Oadby and Wigston. In 2025 it was 4.8 years and 6.5 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Liverpool: 161Oadby and Wigston: 168
Rents in Liverpool and Oadby and Wigston since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Oadby and Wigston now 168.100120140160180201620182020202220242026Rents in Liverpool and Oadby and Wigston since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Oadby and Wigston now 168.100120140160180201520202025
Show the figures
YearLiverpoolOadby and Wigston
2015100100
2016103103
2017104109
2018104112
2019105114
2020106117
2021111121
2022119127
2023127135
2024138148
2025151162
August 2026161168

In 2015 the average rent was £567 a month in Liverpool and £608 in Oadby and Wigston. Now it is £913 and £1,024: up 61% in Liverpool and up 68% in Oadby and Wigston. Rents have risen faster in Oadby and Wigston.

What your salary is worth in each area

Salary needed to afford the same kind of home (semi-detached), going by median prices and average rents.

Moving from Liverpool to Oadby and Wigston

Earning in Liverpool Equivalent to buy in Oadby and Wigston Equivalent to rent in Oadby and Wigston
£30,000 £33,000 £33,000
£40,000 £44,000 £44,000
£50,000 £55,000 £55,000
£60,000 £66,500 £66,000

Moving from Oadby and Wigston to Liverpool

Earning in Oadby and Wigston Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £27,000 £27,500
£40,000 £36,000 £36,500
£50,000 £45,500 £45,500
£60,000 £54,500 £54,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Oadby and Wigston is less reliable than most.

All Liverpool figures · All Oadby and Wigston figures