Pay vs Place

Liverpool vs Nuneaton and Bedworth: buying or renting a home

A typical terraced house costs £15,000 (9%) more in Nuneaton and Bedworth than in Liverpool. Measured against local pay, buying is harder in Nuneaton and Bedworth: it takes 5.1× median annual pay, against 4.4× in Liverpool.

Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144
Nuneaton and Bedworth, terraced
£180,000
Income typically needed: £36,000
Median full-time pay: £35,277

At a glance

Liverpool Nuneaton and Bedworth
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Nuneaton and Bedworth (£35,277) is 5% lower than in Liverpool (£37,144), while a typical terraced house costs 9% more (£180,000 against £165,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 4.4× annual pay in Liverpool and 5.1× in Nuneaton and Bedworth. Renting one takes 30% of pay in Liverpool and 31% in Nuneaton and Bedworth. Buying is harder in Nuneaton and Bedworth; renting is about the same.

Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and Nuneaton and Bedworth is the 105th least expensive of 316 areas. For renting against pay, Liverpool is the 115th least expensive of 316 areas and Nuneaton and Bedworth is around the middle of 316 areas (178th most expensive).

Someone on £40,000 in Liverpool would need about £43,500 in Nuneaton and Bedworth to be equally placed to buy a terraced house, and about £39,500 to be equally placed to rent one. Keeping the same pay after a move to Nuneaton and Bedworth would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 81.3 in Nuneaton and Bedworth, so recorded crime per resident is 34% lower in Nuneaton and Bedworth. The biggest difference is in violence against the person: 45.6 per 1,000 in Liverpool against 30.8 in Nuneaton and Bedworth.

Can a typical earner buy?

Terraced house Liverpool Nuneaton and Bedworth
Median full-time pay £37,144 £35,277
House price ÷ pay 4.4× 5.1×
Median pay as a share of income typically needed to buy 113% 98%
Rent a year as a share of median pay 30% 31%

Buying, by property type

Type Liverpool Nuneaton and Bedworth Difference
Detached £380,000 £336,748 -11% in Nuneaton and Bedworth
Semi-detached £240,000 £234,000 -3% in Nuneaton and Bedworth
Terraced £165,000 £180,000 +9% in Nuneaton and Bedworth

Renting, by property type

Type (average rent a month) Liverpool Nuneaton and Bedworth Difference
Detached £1,225 £1,238 +1% in Nuneaton and Bedworth
Semi-detached £1,008 £991 -2% in Nuneaton and Bedworth
Terraced £917 £910 -1% in Nuneaton and Bedworth

Crime

Police recorded 124.1 crimes per 1,000 residents in Liverpool and 81.3 in Nuneaton and Bedworth, so recorded crime per resident is 34% lower in Nuneaton and Bedworth.

Police recorded crime per 1,000 residents Liverpool Nuneaton and Bedworth Difference
All recorded crime (excluding fraud) 124.1 81.3 -34% in Nuneaton and Bedworth
Violence against the person 45.6 30.8 -33% in Nuneaton and Bedworth
Sexual offences 4.1 4.1 -1% in Nuneaton and Bedworth
Robbery 1.6 1.3 -21% in Nuneaton and Bedworth
Residential burglary (per 1,000 households) 6.1 7.2 +19% in Nuneaton and Bedworth
Vehicle offences 5.3 6.2 +18% in Nuneaton and Bedworth
Theft from the person 1.2 0.5 -56% in Nuneaton and Bedworth
Criminal damage and arson 10.3 7.0 -32% in Nuneaton and Bedworth

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Liverpool: 183Nuneaton and Bedworth: 175
House prices in Liverpool and Nuneaton and Bedworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Nuneaton and Bedworth now 175.7510012515017520020052010201520202025House prices in Liverpool and Nuneaton and Bedworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Liverpool now 183, Nuneaton and Bedworth now 175.7510012515017520020102020
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YearLiverpoolNuneaton and Bedworth
2005100100
2006110105
2007117111
2008113107
200910495
2010105101
201110199
20129998
20139999
2014103105
2015107109
2016110118
2017115127
2018121134
2019123137
2020128142
2021148149
2022161166
2023163169
2024166168
2025179173
12 months to July 2026183175

In 2005 the average home cost £99,018 in Liverpool and £130,858 in Nuneaton and Bedworth. Now it is £181,637 and £228,606: Liverpool is up 83% and Nuneaton and Bedworth is up 75%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Liverpool: 4.8 years of payNuneaton and Bedworth: 6.4 years of pay
Years of median pay needed to buy the average home in Liverpool and Nuneaton and BedworthLiverpool now 4.8, Nuneaton and Bedworth now 6.4 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Liverpool and Nuneaton and BedworthLiverpool now 4.8, Nuneaton and Bedworth now 6.4 years of pay.0×2×4×6×8×20052010201520202025
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YearLiverpoolNuneaton and Bedworth
20054.9 years of pay6.0 years of pay
20104.3 years of pay5.3 years of pay
20154.1 years of pay5.7 years of pay
20204.1 years of pay6.5 years of pay
20254.8 years of pay6.4 years of pay

In 2005 a home cost 4.9 years of pay in Liverpool and 6.0 years in Nuneaton and Bedworth. In 2025 it was 4.8 years and 6.4 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Liverpool: 161Nuneaton and Bedworth: 168
Rents in Liverpool and Nuneaton and Bedworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Nuneaton and Bedworth now 168.100120140160180201620182020202220242026Rents in Liverpool and Nuneaton and Bedworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Liverpool now 161, Nuneaton and Bedworth now 168.100120140160180201520202025
Show the figures
YearLiverpoolNuneaton and Bedworth
2015100100
2016103103
2017104106
2018104108
2019105112
2020106114
2021111118
2022119122
2023127127
2024138140
2025151158
August 2026161168

In 2015 the average rent was £567 a month in Liverpool and £550 in Nuneaton and Bedworth. Now it is £913 and £925: up 61% in Liverpool and up 68% in Nuneaton and Bedworth. Rents have risen faster in Nuneaton and Bedworth.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Liverpool to Nuneaton and Bedworth

Earning in Liverpool Equivalent to buy in Nuneaton and Bedworth Equivalent to rent in Nuneaton and Bedworth
£30,000 £32,500 £30,000
£40,000 £43,500 £39,500
£50,000 £54,500 £49,500
£60,000 £65,500 £59,500

Moving from Nuneaton and Bedworth to Liverpool

Earning in Nuneaton and Bedworth Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £27,500 £30,000
£40,000 £36,500 £40,500
£50,000 £46,000 £50,500
£60,000 £55,000 £60,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Liverpool figures · All Nuneaton and Bedworth figures