Liverpool vs North Tyneside: buying or renting a home
A typical terraced house costs £40,000 (24%) more in North Tyneside than in Liverpool. Measured against local pay, buying is harder in North Tyneside: it takes 5.5× median annual pay, against 4.4× in Liverpool.
At a glance
| Liverpool | North Tyneside | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | Above average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in North Tyneside (£37,063) is the same than in Liverpool (£37,144), while a typical terraced house costs 24% more (£205,000 against £165,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.4× annual pay in Liverpool and 5.5× in North Tyneside. Renting one takes 30% of pay in Liverpool and 29% in North Tyneside. Buying is harder in North Tyneside; renting is about the same.
Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and North Tyneside is the 49th least expensive of 316 areas. For renting against pay, Liverpool is the 115th least expensive of 316 areas and North Tyneside is the 83rd least expensive of 316 areas.
Someone on £40,000 in Liverpool would need about £49,500 in North Tyneside to be equally placed to buy a terraced house, and about £38,500 to be equally placed to rent one. Keeping the same pay after a move to North Tyneside would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 81.8 in North Tyneside, so recorded crime per resident is 34% lower in North Tyneside. The biggest difference is in violence against the person: 45.6 per 1,000 in Liverpool against 28.8 in North Tyneside.
Can a typical earner buy?
| Terraced house | Liverpool | North Tyneside |
|---|---|---|
| Median full-time pay | £37,144 | £37,063 |
| House price ÷ pay | 4.4× | 5.5× |
| Median pay as a share of income typically needed to buy | 113% | 90% |
| Rent a year as a share of median pay | 30% | 29% |
Buying, by property type
| Type | Liverpool | North Tyneside | Difference |
|---|---|---|---|
| Detached | £380,000 | £340,000 | -11% in North Tyneside |
| Semi-detached | £240,000 | £229,995 | -4% in North Tyneside |
| Terraced | £165,000 | £205,000 | +24% in North Tyneside |
| Flat | £147,500 | £131,500 | -11% in North Tyneside |
Renting, by property type
| Type (average rent a month) | Liverpool | North Tyneside | Difference |
|---|---|---|---|
| Detached | £1,225 | £1,165 | -5% in North Tyneside |
| Semi-detached | £1,008 | £907 | -10% in North Tyneside |
| Terraced | £917 | £881 | -4% in North Tyneside |
| Flat | £786 | £716 | -9% in North Tyneside |
Crime
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 81.8 in North Tyneside, so recorded crime per resident is 34% lower in North Tyneside.
| Police recorded crime per 1,000 residents | Liverpool | North Tyneside | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 124.1 | 81.8 | -34% in North Tyneside |
| Violence against the person | 45.6 | 28.8 | -37% in North Tyneside |
| Sexual offences | 4.1 | 3.7 | -11% in North Tyneside |
| Robbery | 1.6 | 1.4 | -13% in North Tyneside |
| Residential burglary (per 1,000 households) | 6.1 | 6.6 | +8% in North Tyneside |
| Vehicle offences | 5.3 | 3.8 | -29% in North Tyneside |
| Theft from the person | 1.2 | 0.4 | -67% in North Tyneside |
| Criminal damage and arson | 10.3 | 8.9 | -13% in North Tyneside |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Liverpool | North Tyneside |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 110 | 107 |
| 2007 | 117 | 113 |
| 2008 | 113 | 109 |
| 2009 | 104 | 99 |
| 2010 | 105 | 103 |
| 2011 | 101 | 99 |
| 2012 | 99 | 100 |
| 2013 | 99 | 102 |
| 2014 | 103 | 108 |
| 2015 | 107 | 112 |
| 2016 | 110 | 116 |
| 2017 | 115 | 118 |
| 2018 | 121 | 121 |
| 2019 | 123 | 123 |
| 2020 | 128 | 126 |
| 2021 | 148 | 136 |
| 2022 | 161 | 149 |
| 2023 | 163 | 154 |
| 2024 | 166 | 154 |
| 2025 | 179 | 161 |
| 12 months to July 2026 | 183 | 163 |
In 2005 the average home cost £99,018 in Liverpool and £122,649 in North Tyneside. Now it is £181,637 and £200,393: Liverpool is up 83% and North Tyneside is up 63%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Liverpool | North Tyneside |
|---|---|---|
| 2005 | 4.9 years of pay | 6.1 years of pay |
| 2010 | 4.3 years of pay | 5.3 years of pay |
| 2015 | 4.1 years of pay | 5.3 years of pay |
| 2020 | 4.1 years of pay | 5.2 years of pay |
| 2025 | 4.8 years of pay | 5.3 years of pay |
In 2005 a home cost 4.9 years of pay in Liverpool and 6.1 years in North Tyneside. In 2025 it was 4.8 years and 5.3 years.
Affordability has worsened more in Liverpool over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Liverpool | North Tyneside |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 102 |
| 2017 | 104 | 103 |
| 2018 | 104 | 104 |
| 2019 | 105 | 104 |
| 2020 | 106 | 105 |
| 2021 | 111 | 108 |
| 2022 | 119 | 112 |
| 2023 | 127 | 117 |
| 2024 | 138 | 126 |
| 2025 | 151 | 137 |
| August 2026 | 161 | 147 |
In 2015 the average rent was £567 a month in Liverpool and £583 in North Tyneside. Now it is £913 and £857: up 61% in Liverpool and up 47% in North Tyneside. Rents have risen faster in Liverpool.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Liverpool to North Tyneside
| Earning in Liverpool | Equivalent to buy in North Tyneside | Equivalent to rent in North Tyneside |
|---|---|---|
| £30,000 | £37,500 | £29,000 |
| £40,000 | £49,500 | £38,500 |
| £50,000 | £62,000 | £48,000 |
| £60,000 | £74,500 | £57,500 |
Moving from North Tyneside to Liverpool
| Earning in North Tyneside | Equivalent to buy in Liverpool | Equivalent to rent in Liverpool |
|---|---|---|
| £30,000 | £24,000 | £31,000 |
| £40,000 | £32,000 | £41,500 |
| £50,000 | £40,000 | £52,000 |
| £60,000 | £48,500 | £62,500 |