Liverpool vs New Forest: buying or renting a home
A typical terraced house costs £130,000 (79%) more in New Forest than in Liverpool. Measured against local pay, buying is harder in New Forest: it takes 7.6× median annual pay, against 4.4× in Liverpool.
At a glance
| Liverpool | New Forest | |
|---|---|---|
| Buying a home | Fairly affordable | Expensive |
| Renting a home | Fairly affordable | Expensive |
| Recorded crime | Above average | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in New Forest (£38,571) is 4% higher than in Liverpool (£37,144), while a typical terraced house costs 79% more (£295,000 against £165,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.4× annual pay in Liverpool and 7.6× in New Forest. Renting one takes 30% of pay in Liverpool and 39% in New Forest. Both are harder in New Forest, and the gap is wider for buying.
Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and New Forest is the 55th most expensive of 316 areas. For renting against pay, Liverpool is the 115th least expensive of 316 areas and New Forest is the 93rd most expensive of 316 areas.
Someone on £40,000 in Liverpool would need about £71,500 in New Forest to be equally placed to buy a terraced house, and about £55,500 to be equally placed to rent one. Keeping the same pay after a move to New Forest would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 52.9 in New Forest, so recorded crime per resident is 57% lower in New Forest. The biggest difference is in violence against the person: 45.6 per 1,000 in Liverpool against 21.4 in New Forest.
Can a typical earner buy?
| Terraced house | Liverpool | New Forest |
|---|---|---|
| Median full-time pay | £37,144 | £38,571 |
| House price ÷ pay | 4.4× | 7.6× |
| Median pay as a share of income typically needed to buy | 113% | 65% |
| Rent a year as a share of median pay | 30% | 39% |
Buying, by property type
| Type | Liverpool | New Forest | Difference |
|---|---|---|---|
| Detached | £380,000 | £560,000 | +47% in New Forest |
| Semi-detached | £240,000 | £358,000 | +49% in New Forest |
| Terraced | £165,000 | £295,000 | +79% in New Forest |
| Flat | £147,500 | £210,000 | +42% in New Forest |
Renting, by property type
| Type (average rent a month) | Liverpool | New Forest | Difference |
|---|---|---|---|
| Detached | £1,225 | £1,692 | +38% in New Forest |
| Semi-detached | £1,008 | £1,344 | +33% in New Forest |
| Terraced | £917 | £1,269 | +38% in New Forest |
| Flat | £786 | £1,013 | +29% in New Forest |
Crime
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 52.9 in New Forest, so recorded crime per resident is 57% lower in New Forest.
| Police recorded crime per 1,000 residents | Liverpool | New Forest | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 124.1 | 52.9 | -57% in New Forest |
| Violence against the person | 45.6 | 21.4 | -53% in New Forest |
| Sexual offences | 4.1 | 2.5 | -40% in New Forest |
| Robbery | 1.6 | 0.4 | -77% in New Forest |
| Residential burglary (per 1,000 households) | 6.1 | 5.3 | -13% in New Forest |
| Vehicle offences | 5.3 | 2.7 | -49% in New Forest |
| Theft from the person | 1.2 | 0.2 | -82% in New Forest |
| Criminal damage and arson | 10.3 | 5.4 | -48% in New Forest |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Liverpool | New Forest |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 110 | 104 |
| 2007 | 117 | 113 |
| 2008 | 113 | 111 |
| 2009 | 104 | 101 |
| 2010 | 105 | 111 |
| 2011 | 101 | 112 |
| 2012 | 99 | 111 |
| 2013 | 99 | 113 |
| 2014 | 103 | 121 |
| 2015 | 107 | 129 |
| 2016 | 110 | 140 |
| 2017 | 115 | 150 |
| 2018 | 121 | 154 |
| 2019 | 123 | 151 |
| 2020 | 128 | 154 |
| 2021 | 148 | 166 |
| 2022 | 161 | 185 |
| 2023 | 163 | 182 |
| 2024 | 166 | 176 |
| 2025 | 179 | 172 |
| 12 months to July 2026 | 183 | 173 |
In 2005 the average home cost £99,018 in Liverpool and £221,635 in New Forest. Now it is £181,637 and £382,503: Liverpool is up 83% and New Forest is up 73%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Liverpool | New Forest |
|---|---|---|
| 2005 | 4.9 years of pay | 10.1 years of pay |
| 2010 | 4.3 years of pay | 9.1 years of pay |
| 2015 | 4.1 years of pay | 10.2 years of pay |
| 2020 | 4.1 years of pay | 10.1 years of pay |
| 2025 | 4.8 years of pay | 9.9 years of pay |
In 2005 a home cost 4.9 years of pay in Liverpool and 10.1 years in New Forest. In 2025 it was 4.8 years and 9.9 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Liverpool | New Forest |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 105 |
| 2017 | 104 | 108 |
| 2018 | 104 | 110 |
| 2019 | 105 | 112 |
| 2020 | 106 | 113 |
| 2021 | 111 | 116 |
| 2022 | 119 | 122 |
| 2023 | 127 | 130 |
| 2024 | 138 | 139 |
| 2025 | 151 | 147 |
| August 2026 | 161 | 151 |
In 2015 the average rent was £567 a month in Liverpool and £826 in New Forest. Now it is £913 and £1,244: up 61% in Liverpool and up 51% in New Forest. Rents have risen faster in Liverpool.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Liverpool to New Forest
| Earning in Liverpool | Equivalent to buy in New Forest | Equivalent to rent in New Forest |
|---|---|---|
| £30,000 | £53,500 | £41,500 |
| £40,000 | £71,500 | £55,500 |
| £50,000 | £89,500 | £69,000 |
| £60,000 | £107,500 | £83,000 |
Moving from New Forest to Liverpool
| Earning in New Forest | Equivalent to buy in Liverpool | Equivalent to rent in Liverpool |
|---|---|---|
| £30,000 | £17,000 | £21,500 |
| £40,000 | £22,500 | £29,000 |
| £50,000 | £28,000 | £36,000 |
| £60,000 | £33,500 | £43,500 |