Liverpool vs Mid Devon: buying or renting a home
A typical terraced house costs £58,000 (35%) more in Mid Devon than in Liverpool. Measured against local pay, buying is harder in Mid Devon: it takes 6.0× median annual pay, against 4.4× in Liverpool.
At a glance
| Liverpool | Mid Devon | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | Above average | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Mid Devon (£36,994) is the same than in Liverpool (£37,144), while a typical terraced house costs 35% more (£223,000 against £165,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.4× annual pay in Liverpool and 6.0× in Mid Devon. Renting one takes 30% of pay in Liverpool and 28% in Mid Devon. The two measures point different ways: buying is harder in Mid Devon, but renting takes a bigger share of pay in Liverpool.
Across all property types and measured against pay, Liverpool is the 27th least expensive of 316 areas to buy in, and Mid Devon is around the middle of 316 areas (157th most expensive). For renting against pay, Liverpool is the 115th least expensive of 316 areas and Mid Devon is the 94th least expensive of 316 areas.
Someone on £40,000 in Liverpool would need about £54,000 in Mid Devon to be equally placed to buy a terraced house, and about £37,500 to be equally placed to rent one. Keeping the same pay after a move to Mid Devon would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 45.6 in Mid Devon, so recorded crime per resident is 63% lower in Mid Devon. The biggest difference is in vehicle offences: 5.3 per 1,000 in Liverpool against 1.3 in Mid Devon.
Can a typical earner buy?
| Terraced house | Liverpool | Mid Devon |
|---|---|---|
| Median full-time pay | £37,144 | £36,994 |
| House price ÷ pay | 4.4× | 6.0× |
| Median pay as a share of income typically needed to buy | 113% | 83% |
| Rent a year as a share of median pay | 30% | 28% |
Buying, by property type
| Type | Liverpool | Mid Devon | Difference |
|---|---|---|---|
| Detached | £380,000 | £410,000 | +8% in Mid Devon |
| Semi-detached | £240,000 | £269,000 | +12% in Mid Devon |
| Terraced | £165,000 | £223,000 | +35% in Mid Devon |
Renting, by property type
| Type (average rent a month) | Liverpool | Mid Devon | Difference |
|---|---|---|---|
| Detached | £1,225 | £1,171 | -4% in Mid Devon |
| Semi-detached | £1,008 | £947 | -6% in Mid Devon |
| Terraced | £917 | £863 | -6% in Mid Devon |
Crime
Police recorded 124.1 crimes per 1,000 residents in Liverpool and 45.6 in Mid Devon, so recorded crime per resident is 63% lower in Mid Devon.
| Police recorded crime per 1,000 residents | Liverpool | Mid Devon | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 124.1 | 45.6 | -63% in Mid Devon |
| Violence against the person | 45.6 | 22.0 | -52% in Mid Devon |
| Sexual offences | 4.1 | 2.5 | -39% in Mid Devon |
| Robbery | 1.6 | 0.2 | -85% in Mid Devon |
| Residential burglary (per 1,000 households) | 6.1 | 2.2 | -63% in Mid Devon |
| Vehicle offences | 5.3 | 1.3 | -76% in Mid Devon |
| Theft from the person | 1.2 | 0.2 | -82% in Mid Devon |
| Criminal damage and arson | 10.3 | 5.4 | -48% in Mid Devon |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Liverpool | Mid Devon |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 110 | 104 |
| 2007 | 117 | 115 |
| 2008 | 113 | 110 |
| 2009 | 104 | 101 |
| 2010 | 105 | 107 |
| 2011 | 101 | 106 |
| 2012 | 99 | 105 |
| 2013 | 99 | 109 |
| 2014 | 103 | 110 |
| 2015 | 107 | 117 |
| 2016 | 110 | 120 |
| 2017 | 115 | 127 |
| 2018 | 121 | 132 |
| 2019 | 123 | 132 |
| 2020 | 128 | 136 |
| 2021 | 148 | 148 |
| 2022 | 161 | 166 |
| 2023 | 163 | 169 |
| 2024 | 166 | 164 |
| 2025 | 179 | 162 |
| 12 months to July 2026 | 183 | 161 |
In 2005 the average home cost £99,018 in Liverpool and £180,304 in Mid Devon. Now it is £181,637 and £291,093: Liverpool is up 83% and Mid Devon is up 61%. Prices have risen faster in Liverpool, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Liverpool | Mid Devon |
|---|---|---|
| 2005 | 4.9 years of pay | 8.6 years of pay |
| 2010 | 4.3 years of pay | 8.9 years of pay |
| 2015 | 4.1 years of pay | 8.5 years of pay |
| 2020 | 4.1 years of pay | 9.1 years of pay |
| 2025 | 4.8 years of pay | 7.9 years of pay |
In 2005 a home cost 4.9 years of pay in Liverpool and 8.6 years in Mid Devon. In 2025 it was 4.8 years and 7.9 years.
Affordability has worsened more in Liverpool over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Liverpool | Mid Devon |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 101 |
| 2017 | 104 | 103 |
| 2018 | 104 | 106 |
| 2019 | 105 | 108 |
| 2020 | 106 | 111 |
| 2021 | 111 | 113 |
| 2022 | 119 | 119 |
| 2023 | 127 | 127 |
| 2024 | 138 | 135 |
| 2025 | 151 | 140 |
| August 2026 | 161 | 143 |
In 2015 the average rent was £567 a month in Liverpool and £614 in Mid Devon. Now it is £913 and £878: up 61% in Liverpool and up 43% in Mid Devon. Rents have risen faster in Liverpool.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Liverpool to Mid Devon
| Earning in Liverpool | Equivalent to buy in Mid Devon | Equivalent to rent in Mid Devon |
|---|---|---|
| £30,000 | £40,500 | £28,000 |
| £40,000 | £54,000 | £37,500 |
| £50,000 | £67,500 | £47,000 |
| £60,000 | £81,000 | £56,500 |
Moving from Mid Devon to Liverpool
| Earning in Mid Devon | Equivalent to buy in Liverpool | Equivalent to rent in Liverpool |
|---|---|---|
| £30,000 | £22,000 | £32,000 |
| £40,000 | £29,500 | £42,500 |
| £50,000 | £37,000 | £53,000 |
| £60,000 | £44,500 | £64,000 |