Pay vs Place

Lichfield vs Manchester: buying or renting a home

A typical terraced house costs £11,000 (4%) more in Manchester than in Lichfield. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 5.9× in Lichfield.

Lichfield, terraced
£245,000
Income typically needed: £49,000
Median full-time pay: £41,803
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Lichfield Manchester
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Very expensive
Recorded crime Low High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 13% lower than in Lichfield (£41,803), while a typical terraced house costs 4% more (£256,000 against £245,000). Set against local pay, Lichfield is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.9× annual pay in Lichfield and 7.1× in Manchester. Renting one takes 31% of pay in Lichfield and 46% in Manchester. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Lichfield is around the middle of 316 areas (169th most expensive) to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Lichfield is around the middle of 316 areas (173rd most expensive) and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Lichfield would need about £42,000 in Manchester to be equally placed to buy a terraced house, and about £51,500 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 55.4 crimes per 1,000 residents in Lichfield and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.6 times the rate in Lichfield. The biggest difference is in criminal damage and arson: 3.9 per 1,000 in Lichfield against 10.0 in Manchester.

Can a typical earner buy?

Terraced house Lichfield Manchester
Median full-time pay £41,803 £36,278
House price ÷ pay 5.9× 7.1×
Median pay as a share of income typically needed to buy 85% 71%
Rent a year as a share of median pay 31% 46%

Buying, by property type

Type Lichfield Manchester Difference
Detached £487,500 £400,000 -18% in Manchester
Semi-detached £288,000 £310,000 +8% in Manchester
Terraced £245,000 £256,000 +4% in Manchester
Flat £163,500 £210,000 +28% in Manchester

Renting, by property type

Type (average rent a month) Lichfield Manchester Difference
Detached £1,521 £1,878 +23% in Manchester
Semi-detached £1,139 £1,496 +31% in Manchester
Terraced £1,095 £1,405 +28% in Manchester
Flat £888 £1,147 +29% in Manchester

Crime

Police recorded 55.4 crimes per 1,000 residents in Lichfield and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.6 times the rate in Lichfield.

Police recorded crime per 1,000 residents Lichfield Manchester Difference
All recorded crime (excluding fraud) 55.4 142.7 +157% in Manchester
Violence against the person 22.4 51.9 +132% in Manchester
Sexual offences 2.6 5.6 +117% in Manchester
Robbery 0.7 2.7 +283% in Manchester
Residential burglary (per 1,000 households) 4.3 9.3 +115% in Manchester
Vehicle offences 6.3 7.9 +27% in Manchester
Theft from the person 0.1 3.9 +2931% in Manchester
Criminal damage and arson 3.9 10.0 +160% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Lichfield: 184Manchester: 251
House prices in Lichfield and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Lichfield now 184, Manchester now 251.5010015020025030020052010201520202025House prices in Lichfield and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Lichfield now 184, Manchester now 251.5010015020025030020102020
Show the figures
YearLichfieldManchester
2005100100
2006103117
2007109129
2008107125
200995112
2010103115
2011101114
2012101115
2013103115
2014111125
2015117133
2016123145
2017127158
2018135167
2019134173
2020141178
2021151209
2022167231
2023168233
2024172241
2025180247
12 months to July 2026184251

In 2005 the average home cost £181,369 in Lichfield and £100,202 in Manchester. Now it is £333,081 and £251,205: Lichfield is up 84% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Lichfield: 7.8 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Lichfield and ManchesterLichfield now 7.8, Manchester now 6.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Lichfield and ManchesterLichfield now 7.8, Manchester now 6.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearLichfieldManchester
20057.4 years of pay4.8 years of pay
20106.7 years of pay5.0 years of pay
2015–5.4 years of pay
20207.0 years of pay6.3 years of pay
20257.8 years of pay6.8 years of pay

In 2005 a home cost 7.4 years of pay in Lichfield and 4.8 years in Manchester. In 2025 it was 7.8 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Lichfield: 164Manchester: 174
Rents in Lichfield and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Lichfield now 164, Manchester now 174.100120140160180201620182020202220242026Rents in Lichfield and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Lichfield now 164, Manchester now 174.100120140160180201520202025
Show the figures
YearLichfieldManchester
2015100100
2016103101
2017106106
2018108112
2019111114
2020115117
2021121120
2022126127
2023135139
2024145156
2025152167
August 2026164174

In 2015 the average rent was £672 a month in Lichfield and £790 in Manchester. Now it is £1,103 and £1,373: up 64% in Lichfield and up 74% in Manchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Lichfield to Manchester

Earning in Lichfield Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £31,500 £38,500
£40,000 £42,000 £51,500
£50,000 £52,000 £64,000
£60,000 £62,500 £77,000

Moving from Manchester to Lichfield

Earning in Manchester Equivalent to buy in Lichfield Equivalent to rent in Lichfield
£30,000 £28,500 £23,500
£40,000 £38,500 £31,000
£50,000 £48,000 £39,000
£60,000 £57,500 £47,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Lichfield figures · All Manchester figures