Pay vs Place

Leeds vs Stroud: buying or renting a home

A typical terraced house costs £67,500 (33%) more in Stroud than in Leeds. Measured against local pay, buying is harder in Stroud: it takes 7.0× median annual pay, against 5.5× in Leeds.

Leeds, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £36,716
Stroud, terraced
£270,000
Income typically needed: £54,000
Median full-time pay: £38,608

At a glance

Leeds Stroud
Buying a home Fairly affordable Expensive
Renting a home Expensive Fairly affordable
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Stroud (£38,608) is 5% higher than in Leeds (£36,716), while a typical terraced house costs 33% more (£270,000 against £202,500). Set against local pay, Leeds is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Leeds and 7.0× in Stroud. Renting one takes 38% of pay in Leeds and 32% in Stroud. The two measures point different ways: buying is harder in Stroud, but renting takes a bigger share of pay in Leeds.

Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and Stroud is the 101st most expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and Stroud is around the middle of 316 areas (168th most expensive).

Someone on £40,000 in Leeds would need about £53,500 in Stroud to be equally placed to buy a terraced house, and about £35,500 to be equally placed to rent one. Keeping the same pay after a move to Stroud would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.6 crimes per 1,000 residents in Leeds and 49.3 in Stroud, so recorded crime per resident is 57% lower in Stroud. The biggest difference is in residential burglary: 13.0 per 1,000 in Leeds against 4.0 in Stroud.

Can a typical earner buy?

Terraced house Leeds Stroud
Median full-time pay £36,716 £38,608
House price ÷ pay 5.5× 7.0×
Median pay as a share of income typically needed to buy 91% 71%
Rent a year as a share of median pay 38% 32%

Buying, by property type

Type Leeds Stroud Difference
Detached £430,000 £500,000 +16% in Stroud
Semi-detached £262,000 £325,000 +24% in Stroud
Terraced £202,500 £270,000 +33% in Stroud
Flat £150,000 £160,000 +7% in Stroud

Renting, by property type

Type (average rent a month) Leeds Stroud Difference
Detached £1,507 £1,396 -7% in Stroud
Semi-detached £1,226 £1,113 -9% in Stroud
Terraced £1,157 £1,023 -12% in Stroud
Flat £905 £835 -8% in Stroud

Crime

Police recorded 114.6 crimes per 1,000 residents in Leeds and 49.3 in Stroud, so recorded crime per resident is 57% lower in Stroud.

Police recorded crime per 1,000 residents Leeds Stroud Difference
All recorded crime (excluding fraud) 114.6 49.3 -57% in Stroud
Violence against the person 44.9 21.3 -53% in Stroud
Sexual offences 4.4 2.5 -42% in Stroud
Robbery 2.2 0.4 -83% in Stroud
Residential burglary (per 1,000 households) 13.0 4.0 -69% in Stroud
Vehicle offences 7.0 2.5 -65% in Stroud
Theft from the person 1.3 0.1 -92% in Stroud
Criminal damage and arson 8.5 4.4 -48% in Stroud

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Leeds: 181Stroud: 177
House prices in Leeds and Stroud since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Stroud now 177.7510012515017520020052010201520202025House prices in Leeds and Stroud since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, Stroud now 177.7510012515017520020102020
Show the figures
YearLeedsStroud
2005100100
2006107104
2007114114
2008110109
20099896
2010103104
2011101103
201299104
2013100105
2014106112
2015111119
2016119127
2017125137
2018130140
2019134142
2020139148
2021151150
2022165168
2023168171
2024171171
2025177174
12 months to July 2026181177

In 2005 the average home cost £135,425 in Leeds and £196,733 in Stroud. Now it is £244,464 and £348,740: Leeds is up 81% and Stroud is up 77%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Leeds: 6.5 years of payStroud: 8.9 years of pay
Years of median pay needed to buy the average home in Leeds and StroudLeeds now 6.5, Stroud now 8.9 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Leeds and StroudLeeds now 6.5, Stroud now 8.9 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearLeedsStroud
20056.1 years of pay8.4 years of pay
20105.7 years of pay7.9 years of pay
20155.7 years of pay8.6 years of pay
20206.2 years of pay9.2 years of pay
20256.5 years of pay8.9 years of pay

In 2005 a home cost 6.1 years of pay in Leeds and 8.4 years in Stroud. In 2025 it was 6.5 years and 8.9 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Leeds: 151Stroud: 155
Rents in Leeds and Stroud since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Stroud now 155.80100120140160201620182020202220242026Rents in Leeds and Stroud since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, Stroud now 155.80100120140160201520202025
Show the figures
YearLeedsStroud
2015100100
201698103
2017102105
2018104108
2019107110
2020112111
2021114115
2022125119
2023136130
2024145139
2025146146
August 2026151155

In 2015 the average rent was £758 a month in Leeds and £671 in Stroud. Now it is £1,145 and £1,041: up 51% in Leeds and up 55% in Stroud.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Leeds to Stroud

Earning in Leeds Equivalent to buy in Stroud Equivalent to rent in Stroud
£30,000 £40,000 £26,500
£40,000 £53,500 £35,500
£50,000 £66,500 £44,000
£60,000 £80,000 £53,000

Moving from Stroud to Leeds

Earning in Stroud Equivalent to buy in Leeds Equivalent to rent in Leeds
£30,000 £22,500 £34,000
£40,000 £30,000 £45,000
£50,000 £37,500 £56,500
£60,000 £45,000 £68,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Leeds figures · All Stroud figures