Pay vs Place

Leeds vs South Cambridgeshire: buying or renting a home

A typical terraced house costs £122,500 (60%) more in South Cambridgeshire than in Leeds. Measured against local pay, buying is harder in South Cambridgeshire: it takes 6.6× median annual pay, against 5.5× in Leeds.

Leeds, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £36,716
South Cambridgeshire, terraced
£325,000
Income typically needed: £65,000
Median full-time pay: £48,916

At a glance

Leeds South Cambridgeshire
Buying a home Fairly affordable Expensive
Renting a home Expensive Expensive
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Cambridgeshire (£48,916) is 33% higher than in Leeds (£36,716), while a typical terraced house costs 60% more (£325,000 against £202,500). Set against local pay, Leeds is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Leeds and 6.6× in South Cambridgeshire. Renting one takes 38% of pay in Leeds and 34% in South Cambridgeshire. The two measures point different ways: buying is harder in South Cambridgeshire, but renting takes a bigger share of pay in Leeds.

Across all property types and measured against pay, Leeds is the 114th least expensive of 316 areas to buy in, and South Cambridgeshire is the 108th most expensive of 316 areas. For renting against pay, Leeds is the 106th most expensive of 316 areas and South Cambridgeshire is around the middle of 316 areas (137th most expensive).

Someone on £40,000 in Leeds would need about £64,000 in South Cambridgeshire to be equally placed to buy a terraced house, and about £48,500 to be equally placed to rent one. Keeping the same pay after a move to South Cambridgeshire would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.6 crimes per 1,000 residents in Leeds and 46.9 in South Cambridgeshire, so recorded crime per resident is 59% lower in South Cambridgeshire. The biggest difference is in violence against the person: 44.9 per 1,000 in Leeds against 16.9 in South Cambridgeshire.

Can a typical earner buy?

Terraced house Leeds South Cambridgeshire
Median full-time pay £36,716 £48,916
House price ÷ pay 5.5× 6.6×
Median pay as a share of income typically needed to buy 91% 75%
Rent a year as a share of median pay 38% 34%

Buying, by property type

Type Leeds South Cambridgeshire Difference
Detached £430,000 £597,500 +39% in South Cambridgeshire
Semi-detached £262,000 £396,250 +51% in South Cambridgeshire
Terraced £202,500 £325,000 +60% in South Cambridgeshire
Flat £150,000 £216,500 +44% in South Cambridgeshire

Renting, by property type

Type (average rent a month) Leeds South Cambridgeshire Difference
Detached £1,507 £1,928 +28% in South Cambridgeshire
Semi-detached £1,226 £1,469 +20% in South Cambridgeshire
Terraced £1,157 £1,400 +21% in South Cambridgeshire
Flat £905 £1,171 +29% in South Cambridgeshire

Crime

Police recorded 114.6 crimes per 1,000 residents in Leeds and 46.9 in South Cambridgeshire, so recorded crime per resident is 59% lower in South Cambridgeshire.

Police recorded crime per 1,000 residents Leeds South Cambridgeshire Difference
All recorded crime (excluding fraud) 114.6 46.9 -59% in South Cambridgeshire
Violence against the person 44.9 16.9 -62% in South Cambridgeshire
Sexual offences 4.4 1.8 -58% in South Cambridgeshire
Robbery 2.2 0.3 -84% in South Cambridgeshire
Residential burglary (per 1,000 households) 13.0 6.0 -54% in South Cambridgeshire
Vehicle offences 7.0 3.6 -48% in South Cambridgeshire
Theft from the person 1.3 0.1 -88% in South Cambridgeshire
Criminal damage and arson 8.5 5.0 -41% in South Cambridgeshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Leeds: 181South Cambridgeshire: 202
House prices in Leeds and South Cambridgeshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, South Cambridgeshire now 202.5010015020025020052010201520202025House prices in Leeds and South Cambridgeshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Leeds now 181, South Cambridgeshire now 202.5010015020025020102020
Show the figures
YearLeedsSouth Cambridgeshire
2005100100
2006107110
2007114119
2008110117
200998105
2010103116
2011101117
201299121
2013100125
2014106135
2015111152
2016119165
2017125174
2018130177
2019134174
2020139176
2021151181
2022165194
2023168198
2024171197
2025177200
12 months to July 2026181202

In 2005 the average home cost £135,425 in Leeds and £215,853 in South Cambridgeshire. Now it is £244,464 and £435,383: Leeds is up 81% and South Cambridgeshire is up 102%. Prices have risen faster in South Cambridgeshire, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Leeds: 6.5 years of paySouth Cambridgeshire: 8.8 years of pay
Years of median pay needed to buy the average home in Leeds and South CambridgeshireLeeds now 6.5, South Cambridgeshire now 8.8 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Leeds and South CambridgeshireLeeds now 6.5, South Cambridgeshire now 8.8 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearLeedsSouth Cambridgeshire
20056.1 years of pay8.1 years of pay
20105.7 years of pay7.7 years of pay
20155.7 years of pay10.4 years of pay
20206.2 years of pay9.8 years of pay
20256.5 years of pay8.8 years of pay

In 2005 a home cost 6.1 years of pay in Leeds and 8.1 years in South Cambridgeshire. In 2025 it was 6.5 years and 8.8 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Leeds: 151South Cambridgeshire: 162
Rents in Leeds and South Cambridgeshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, South Cambridgeshire now 162.80100120140160180201620182020202220242026Rents in Leeds and South Cambridgeshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Leeds now 151, South Cambridgeshire now 162.80100120140160180201520202025
Show the figures
YearLeedsSouth Cambridgeshire
2015100100
201698103
2017102110
2018104113
2019107115
2020112116
2021114121
2022125128
2023136137
2024145147
2025146156
August 2026151162

In 2015 the average rent was £758 a month in Leeds and £870 in South Cambridgeshire. Now it is £1,145 and £1,408: up 51% in Leeds and up 62% in South Cambridgeshire. Rents have risen faster in South Cambridgeshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Leeds to South Cambridgeshire

Earning in Leeds Equivalent to buy in South Cambridgeshire Equivalent to rent in South Cambridgeshire
£30,000 £48,000 £36,500
£40,000 £64,000 £48,500
£50,000 £80,000 £60,500
£60,000 £96,500 £72,500

Moving from South Cambridgeshire to Leeds

Earning in South Cambridgeshire Equivalent to buy in Leeds Equivalent to rent in Leeds
£30,000 £18,500 £25,000
£40,000 £25,000 £33,000
£50,000 £31,000 £41,500
£60,000 £37,500 £49,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Leeds figures · All South Cambridgeshire figures