Lancaster vs Wigan: buying or renting a home
A typical terraced house costs £12,000 (8%) more in Lancaster than in Wigan. Measured against local pay, buying is harder in Lancaster: it takes 4.6× median annual pay, against 4.0× in Wigan.
At a glance
| Lancaster | Wigan | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Affordable |
| Recorded crime | About average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Wigan (£37,377) is 7% higher than in Lancaster (£34,890), while a typical terraced house costs 7% less (£148,000 against £160,000). Set against local pay, Wigan is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.6× annual pay in Lancaster and 4.0× in Wigan. Renting one takes 29% of pay in Lancaster and 24% in Wigan. Both are harder in Lancaster, and the gap is wider for renting.
Across all property types and measured against pay, Lancaster is the 50th least expensive of 316 areas to buy in, and Wigan is the 33rd least expensive of 316 areas. For renting against pay, Lancaster is the 91st least expensive of 316 areas and Wigan is the 29th least expensive of 316 areas.
Someone on £40,000 in Lancaster would need about £37,000 in Wigan to be equally placed to buy a terraced house, and about £36,000 to be equally placed to rent one. Keeping the same pay after a move to Wigan would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 72.9 crimes per 1,000 residents in Lancaster and 91.0 in Wigan, so recorded crime per resident is 25% higher in Wigan. The biggest difference is in vehicle offences: 3.1 per 1,000 in Lancaster against 4.3 in Wigan.
Can a typical earner buy?
| Terraced house | Lancaster | Wigan |
|---|---|---|
| Median full-time pay | £34,890 | £37,377 |
| House price ÷ pay | 4.6× | 4.0× |
| Median pay as a share of income typically needed to buy | 109% | 126% |
| Rent a year as a share of median pay | 29% | 24% |
Buying, by property type
| Type | Lancaster | Wigan | Difference |
|---|---|---|---|
| Detached | £357,500 | £335,000 | -6% in Wigan |
| Semi-detached | £220,000 | £214,800 | -2% in Wigan |
| Terraced | £160,000 | £148,000 | -8% in Wigan |
| Flat | £120,000 | £114,975 | -4% in Wigan |
Renting, by property type
| Type (average rent a month) | Lancaster | Wigan | Difference |
|---|---|---|---|
| Detached | £1,165 | £1,000 | -14% in Wigan |
| Semi-detached | £895 | £830 | -7% in Wigan |
| Terraced | £835 | £748 | -10% in Wigan |
| Flat | £698 | £636 | -9% in Wigan |
Crime
Police recorded 72.9 crimes per 1,000 residents in Lancaster and 91.0 in Wigan, so recorded crime per resident is 25% higher in Wigan.
| Police recorded crime per 1,000 residents | Lancaster | Wigan | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 72.9 | 91.0 | +25% in Wigan |
| Violence against the person | 29.7 | 39.8 | +34% in Wigan |
| Sexual offences | 3.2 | 3.6 | +13% in Wigan |
| Robbery | 0.6 | 0.9 | +58% in Wigan |
| Residential burglary (per 1,000 households) | 7.0 | 5.8 | -18% in Wigan |
| Vehicle offences | 3.1 | 4.3 | +38% in Wigan |
| Theft from the person | 0.3 | 0.3 | -3% in Wigan |
| Criminal damage and arson | 8.9 | 9.0 | +1% in Wigan |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Lancaster | Wigan |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 109 |
| 2007 | 117 | 117 |
| 2008 | 115 | 113 |
| 2009 | 103 | 100 |
| 2010 | 108 | 102 |
| 2011 | 103 | 98 |
| 2012 | 107 | 97 |
| 2013 | 106 | 99 |
| 2014 | 109 | 102 |
| 2015 | 112 | 106 |
| 2016 | 115 | 111 |
| 2017 | 118 | 116 |
| 2018 | 120 | 119 |
| 2019 | 123 | 123 |
| 2020 | 126 | 129 |
| 2021 | 140 | 145 |
| 2022 | 154 | 163 |
| 2023 | 161 | 167 |
| 2024 | 163 | 171 |
| 2025 | 163 | 180 |
| 12 months to July 2026 | 166 | 183 |
In 2005 the average home cost £119,263 in Lancaster and £104,444 in Wigan. Now it is £197,398 and £191,539: Lancaster is up 66% and Wigan is up 83%. Prices have risen faster in Wigan, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Lancaster | Wigan |
|---|---|---|
| 2005 | 5.4 years of pay | 5.0 years of pay |
| 2010 | 5.1 years of pay | 4.4 years of pay |
| 2015 | 5.0 years of pay | 4.2 years of pay |
| 2020 | – | 4.6 years of pay |
| 2025 | 5.6 years of pay | 5.0 years of pay |
In 2005 a home cost 5.4 years of pay in Lancaster and 5.0 years in Wigan. In 2025 it was 5.6 years and 5.0 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Lancaster | Wigan |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 101 | 105 |
| 2017 | 102 | 108 |
| 2018 | 103 | 109 |
| 2019 | 105 | 111 |
| 2020 | 106 | 113 |
| 2021 | 108 | 116 |
| 2022 | 111 | 122 |
| 2023 | 115 | 130 |
| 2024 | 122 | 142 |
| 2025 | 132 | 153 |
| August 2026 | 142 | 164 |
In 2015 the average rent was £580 a month in Lancaster and £455 in Wigan. Now it is £823 and £746: up 42% in Lancaster and up 64% in Wigan. Rents have risen faster in Wigan.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Lancaster to Wigan
| Earning in Lancaster | Equivalent to buy in Wigan | Equivalent to rent in Wigan |
|---|---|---|
| £30,000 | £28,000 | £27,000 |
| £40,000 | £37,000 | £36,000 |
| £50,000 | £46,500 | £45,000 |
| £60,000 | £55,500 | £53,500 |
Moving from Wigan to Lancaster
| Earning in Wigan | Equivalent to buy in Lancaster | Equivalent to rent in Lancaster |
|---|---|---|
| £30,000 | £32,500 | £33,500 |
| £40,000 | £43,000 | £44,500 |
| £50,000 | £54,000 | £56,000 |
| £60,000 | £65,000 | £67,000 |