Kingston upon Hull vs North Lincolnshire: buying or renting a home
A typical terraced house costs £1,500 (1%) more in Kingston upon Hull than in North Lincolnshire. Measured against local pay, buying is harder in Kingston upon Hull: it takes 4.0× median annual pay, against 3.6× in North Lincolnshire.
At a glance
| Kingston upon Hull | North Lincolnshire | |
|---|---|---|
| Buying a home | Affordable | Fairly affordable |
| Renting a home | Fairly affordable | Affordable |
| Recorded crime | Above average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in North Lincolnshire (£34,738) is 11% higher than in Kingston upon Hull (£31,419), while a typical terraced house costs 1% less (£123,500 against £125,000). Set against local pay, North Lincolnshire is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.0× annual pay in Kingston upon Hull and 3.6× in North Lincolnshire. Renting one takes 26% of pay in Kingston upon Hull and 23% in North Lincolnshire. Both are harder in Kingston upon Hull, and the gap is wider for renting.
Across all property types and measured against pay, Kingston upon Hull is the 8th least expensive of 316 areas to buy in, and North Lincolnshire is the 25th least expensive of 316 areas. For renting against pay, Kingston upon Hull is the 63rd least expensive of 316 areas and North Lincolnshire is the 9th least expensive of 316 areas.
Someone on £40,000 in Kingston upon Hull would need about £39,500 in North Lincolnshire to be equally placed to buy a terraced house, and about £38,500 to be equally placed to rent one. Keeping the same pay after a move to North Lincolnshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 121.5 crimes per 1,000 residents in Kingston upon Hull and 77.7 in North Lincolnshire, so recorded crime per resident is 36% lower in North Lincolnshire. The biggest difference is in residential burglary: 11.7 per 1,000 in Kingston upon Hull against 7.1 in North Lincolnshire.
Can a typical earner buy?
| Terraced house | Kingston upon Hull | North Lincolnshire |
|---|---|---|
| Median full-time pay | £31,419 | £34,738 |
| House price ÷ pay | 4.0× | 3.6× |
| Median pay as a share of income typically needed to buy | 126% | 141% |
| Rent a year as a share of median pay | 26% | 23% |
Buying, by property type
| Type | Kingston upon Hull | North Lincolnshire | Difference |
|---|---|---|---|
| Detached | £250,000 | £270,000 | +8% in North Lincolnshire |
| Semi-detached | £165,000 | £160,000 | -3% in North Lincolnshire |
| Terraced | £125,000 | £123,500 | -1% in North Lincolnshire |
Renting, by property type
| Type (average rent a month) | Kingston upon Hull | North Lincolnshire | Difference |
|---|---|---|---|
| Detached | £955 | £878 | -8% in North Lincolnshire |
| Semi-detached | £738 | £702 | -5% in North Lincolnshire |
| Terraced | £686 | £656 | -4% in North Lincolnshire |
Crime
Police recorded 121.5 crimes per 1,000 residents in Kingston upon Hull and 77.7 in North Lincolnshire, so recorded crime per resident is 36% lower in North Lincolnshire.
| Police recorded crime per 1,000 residents | Kingston upon Hull | North Lincolnshire | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 121.5 | 77.7 | -36% in North Lincolnshire |
| Violence against the person | 49.9 | 31.5 | -37% in North Lincolnshire |
| Sexual offences | 4.3 | 3.1 | -28% in North Lincolnshire |
| Robbery | 1.8 | 1.0 | -45% in North Lincolnshire |
| Residential burglary (per 1,000 households) | 11.7 | 7.1 | -39% in North Lincolnshire |
| Vehicle offences | 4.9 | 3.1 | -35% in North Lincolnshire |
| Theft from the person | 0.6 | 0.2 | -73% in North Lincolnshire |
| Criminal damage and arson | 11.3 | 7.5 | -34% in North Lincolnshire |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Kingston upon Hull | North Lincolnshire |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 116 | 104 |
| 2007 | 130 | 110 |
| 2008 | 128 | 109 |
| 2009 | 116 | 100 |
| 2010 | 122 | 104 |
| 2011 | 118 | 99 |
| 2012 | 116 | 97 |
| 2013 | 119 | 97 |
| 2014 | 122 | 101 |
| 2015 | 126 | 105 |
| 2016 | 134 | 109 |
| 2017 | 142 | 115 |
| 2018 | 147 | 120 |
| 2019 | 149 | 123 |
| 2020 | 153 | 127 |
| 2021 | 166 | 139 |
| 2022 | 180 | 150 |
| 2023 | 180 | 153 |
| 2024 | 182 | 152 |
| 2025 | 187 | 155 |
| 12 months to July 2026 | 191 | 159 |
In 2005 the average home cost £69,191 in Kingston upon Hull and £112,542 in North Lincolnshire. Now it is £131,982 and £178,883: Kingston upon Hull is up 91% and North Lincolnshire is up 59%. Prices have risen faster in Kingston upon Hull, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Kingston upon Hull | North Lincolnshire |
|---|---|---|
| 2005 | 3.6 years of pay | 4.4 years of pay |
| 2010 | 4.0 years of pay | 4.6 years of pay |
| 2015 | 3.8 years of pay | 4.2 years of pay |
| 2020 | 4.3 years of pay | 4.9 years of pay |
| 2025 | 4.1 years of pay | 5.0 years of pay |
In 2005 a home cost 3.6 years of pay in Kingston upon Hull and 4.4 years in North Lincolnshire. In 2025 it was 4.1 years and 5.0 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Kingston upon Hull | North Lincolnshire |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 102 | 102 |
| 2017 | 105 | 104 |
| 2018 | 105 | 105 |
| 2019 | 106 | 106 |
| 2020 | 108 | 108 |
| 2021 | 111 | 110 |
| 2022 | 114 | 115 |
| 2023 | 120 | 121 |
| 2024 | 130 | 127 |
| 2025 | 140 | 135 |
| August 2026 | 151 | 144 |
In 2015 the average rent was £461 a month in Kingston upon Hull and £453 in North Lincolnshire. Now it is £694 and £653: up 51% in Kingston upon Hull and up 44% in North Lincolnshire. Rents have risen faster in Kingston upon Hull.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Kingston upon Hull to North Lincolnshire
| Earning in Kingston upon Hull | Equivalent to buy in North Lincolnshire | Equivalent to rent in North Lincolnshire |
|---|---|---|
| £30,000 | £29,500 | £28,500 |
| £40,000 | £39,500 | £38,500 |
| £50,000 | £49,500 | £48,000 |
| £60,000 | £59,500 | £57,500 |
Moving from North Lincolnshire to Kingston upon Hull
| Earning in North Lincolnshire | Equivalent to buy in Kingston upon Hull | Equivalent to rent in Kingston upon Hull |
|---|---|---|
| £30,000 | £30,500 | £31,500 |
| £40,000 | £40,500 | £42,000 |
| £50,000 | £50,500 | £52,500 |
| £60,000 | £60,500 | £62,500 |
All Kingston upon Hull figures · All North Lincolnshire figures