Pay vs Place

Ipswich vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £20,000 (11%) more in Ipswich than in Newcastle upon Tyne. Measured against local pay, buying is harder in Ipswich: it takes 5.6× median annual pay, against 5.2× in Newcastle upon Tyne.

Ipswich, terraced
£205,000
Income typically needed: £41,000
Median full-time pay: £36,660
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Ipswich Newcastle upon Tyne
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Very expensive
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 3% lower than in Ipswich (£36,660), while a typical terraced house costs 10% less (£185,000 against £205,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.6× annual pay in Ipswich and 5.2× in Newcastle upon Tyne. Renting one takes 32% of pay in Ipswich and 44% in Newcastle upon Tyne. The two measures point different ways: buying is harder in Ipswich, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Ipswich is the 96th least expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Ipswich is around the middle of 316 areas (162nd most expensive) and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Ipswich would need about £36,000 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £53,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 90.5 crimes per 1,000 residents in Ipswich and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 19% higher in Newcastle upon Tyne. The biggest difference is in residential burglary: 3.6 per 1,000 in Ipswich against 9.0 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Ipswich Newcastle upon Tyne
Median full-time pay £36,660 £35,446
House price ÷ pay 5.6× 5.2×
Median pay as a share of income typically needed to buy 89% 96%
Rent a year as a share of median pay 32% 44%

Buying, by property type

Type Ipswich Newcastle upon Tyne Difference
Detached £380,000 £357,000 -6% in Newcastle upon Tyne
Semi-detached £260,500 £215,000 -17% in Newcastle upon Tyne
Terraced £205,000 £185,000 -10% in Newcastle upon Tyne
Flat £125,000 £155,000 +24% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Ipswich Newcastle upon Tyne Difference
Detached £1,294 £1,697 +31% in Newcastle upon Tyne
Semi-detached £1,056 £1,263 +20% in Newcastle upon Tyne
Terraced £965 £1,293 +34% in Newcastle upon Tyne
Flat £872 £993 +14% in Newcastle upon Tyne

Crime

Police recorded 90.5 crimes per 1,000 residents in Ipswich and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 19% higher in Newcastle upon Tyne.

Police recorded crime per 1,000 residents Ipswich Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 90.5 107.4 +19% in Newcastle upon Tyne
Violence against the person 34.6 36.6 +6% in Newcastle upon Tyne
Sexual offences 4.7 4.5 -4% in Newcastle upon Tyne
Robbery 0.8 2.3 +192% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 3.6 9.0 +150% in Newcastle upon Tyne
Vehicle offences 4.8 5.9 +23% in Newcastle upon Tyne
Theft from the person 0.6 1.4 +117% in Newcastle upon Tyne
Criminal damage and arson 8.0 10.3 +29% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Ipswich: 170Newcastle upon Tyne: 148
House prices in Ipswich and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ipswich now 170, Newcastle upon Tyne now 148.7510012515017520020052010201520202025House prices in Ipswich and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ipswich now 170, Newcastle upon Tyne now 148.7510012515017520020102020
Show the figures
YearIpswichNewcastle upon Tyne
2005100100
2006106108
2007115115
2008109110
20099499
2010102103
20119998
201210298
201310398
2014113101
2015120108
2016133111
2017144112
2018149114
2019149114
2020149115
2021160123
2022176132
2023176134
2024169137
2025172145
12 months to July 2026170148

In 2005 the average home cost £129,403 in Ipswich and £138,227 in Newcastle upon Tyne. Now it is £219,372 and £204,282: Ipswich is up 70% and Newcastle upon Tyne is up 48%. Prices have risen faster in Ipswich, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Ipswich: 6.1 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Ipswich and Newcastle upon TyneIpswich now 6.1, Newcastle upon Tyne now 5.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Ipswich and Newcastle upon TyneIpswich now 6.1, Newcastle upon Tyne now 5.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearIpswichNewcastle upon Tyne
2005–6.6 years of pay
20105.6 years of pay6.4 years of pay
20156.0 years of pay5.6 years of pay
20207.0 years of pay5.5 years of pay
20256.1 years of pay5.6 years of pay

In 2010 a home cost 5.6 years of pay in Ipswich and 6.4 years in Newcastle upon Tyne. In 2025 it was 6.1 years and 5.6 years.

Affordability has worsened more in Ipswich over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Ipswich: 168Newcastle upon Tyne: 176
Rents in Ipswich and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ipswich now 168, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Ipswich and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ipswich now 168, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearIpswichNewcastle upon Tyne
2015100100
2016106106
2017112113
2018115112
2019118113
2020120117
2021121123
2022129127
2023135137
2024151143
2025162160
August 2026168176

In 2015 the average rent was £591 a month in Ipswich and £690 in Newcastle upon Tyne. Now it is £995 and £1,215: up 68% in Ipswich and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Ipswich to Newcastle upon Tyne

Earning in Ipswich Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £27,000 £40,000
£40,000 £36,000 £53,500
£50,000 £45,000 £67,000
£60,000 £54,000 £80,500

Moving from Newcastle upon Tyne to Ipswich

Earning in Newcastle upon Tyne Equivalent to buy in Ipswich Equivalent to rent in Ipswich
£30,000 £33,000 £22,500
£40,000 £44,500 £30,000
£50,000 £55,500 £37,500
£60,000 £66,500 £45,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Ipswich figures · All Newcastle upon Tyne figures