High Peak vs South Kesteven: buying or renting a home
A typical terraced house costs £25,000 (13%) more in High Peak than in South Kesteven. Measured against local pay, buying is harder in High Peak: it takes 5.9× median annual pay, against 5.6× in South Kesteven.
At a glance
| High Peak | South Kesteven | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | Low | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in South Kesteven (£34,922) is 6% lower than in High Peak (£37,184), while a typical terraced house costs 11% less (£195,000 against £220,000). Set against local pay, South Kesteven is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 5.9× annual pay in High Peak and 5.6× in South Kesteven. Renting one takes 29% of pay in High Peak and 28% in South Kesteven. Buying is harder in High Peak; renting is about the same.
Across all property types and measured against pay, High Peak is around the middle of 316 areas (190th most expensive) to buy in, and South Kesteven is around the middle of 316 areas (160th most expensive). For renting against pay, High Peak is the 124th least expensive of 316 areas and South Kesteven is the 108th least expensive of 316 areas.
Someone on £40,000 in High Peak would need about £35,500 in South Kesteven to be equally placed to buy a terraced house, and about £37,000 to be equally placed to rent one. Keeping the same pay after a move to South Kesteven would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 59.1 crimes per 1,000 residents in High Peak and 52.9 in South Kesteven, so recorded crime per resident is 11% lower in South Kesteven. The biggest difference is in residential burglary: 4.4 per 1,000 in High Peak against 3.0 in South Kesteven.
Can a typical earner buy?
| Terraced house | High Peak | South Kesteven |
|---|---|---|
| Median full-time pay | £37,184 | £34,922 |
| House price ÷ pay | 5.9× | 5.6× |
| Median pay as a share of income typically needed to buy | 85% | 90% |
| Rent a year as a share of median pay | 29% | 28% |
Buying, by property type
| Type | High Peak | South Kesteven | Difference |
|---|---|---|---|
| Detached | £438,500 | £350,000 | -20% in South Kesteven |
| Semi-detached | £280,000 | £228,000 | -19% in South Kesteven |
| Terraced | £220,000 | £195,000 | -11% in South Kesteven |
Renting, by property type
| Type (average rent a month) | High Peak | South Kesteven | Difference |
|---|---|---|---|
| Detached | £1,309 | £1,106 | -16% in South Kesteven |
| Semi-detached | £969 | £886 | -9% in South Kesteven |
| Terraced | £892 | £829 | -7% in South Kesteven |
Crime
Police recorded 59.1 crimes per 1,000 residents in High Peak and 52.9 in South Kesteven, so recorded crime per resident is 11% lower in South Kesteven.
| Police recorded crime per 1,000 residents | High Peak | South Kesteven | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 59.1 | 52.9 | -11% in South Kesteven |
| Violence against the person | 24.9 | 21.4 | -14% in South Kesteven |
| Sexual offences | 3.3 | 2.8 | -14% in South Kesteven |
| Robbery | 0.3 | 0.4 | +38% in South Kesteven |
| Residential burglary (per 1,000 households) | 4.4 | 3.0 | -32% in South Kesteven |
| Vehicle offences | 2.5 | 3.0 | +24% in South Kesteven |
| Theft from the person | 0.2 | 0.1 | -61% in South Kesteven |
| Criminal damage and arson | 5.8 | 5.2 | -9% in South Kesteven |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | High Peak | South Kesteven |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 108 | 107 |
| 2007 | 113 | 115 |
| 2008 | 111 | 111 |
| 2009 | 99 | 97 |
| 2010 | 102 | 102 |
| 2011 | 101 | 102 |
| 2012 | 101 | 103 |
| 2013 | 101 | 105 |
| 2014 | 106 | 108 |
| 2015 | 110 | 116 |
| 2016 | 117 | 124 |
| 2017 | 122 | 132 |
| 2018 | 127 | 140 |
| 2019 | 130 | 141 |
| 2020 | 135 | 143 |
| 2021 | 148 | 155 |
| 2022 | 165 | 172 |
| 2023 | 170 | 174 |
| 2024 | 172 | 172 |
| 2025 | 177 | 175 |
| 12 months to July 2026 | 182 | 176 |
In 2005 the average home cost £141,093 in High Peak and £145,803 in South Kesteven. Now it is £256,671 and £255,903: High Peak is up 82% and South Kesteven is up 76%. Prices have risen faster in High Peak, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | High Peak | South Kesteven |
|---|---|---|
| 2005 | 6.2 years of pay | 6.4 years of pay |
| 2010 | 5.5 years of pay | 5.9 years of pay |
| 2015 | 6.1 years of pay | 6.8 years of pay |
| 2020 | 6.5 years of pay | 7.6 years of pay |
| 2025 | 6.7 years of pay | 7.3 years of pay |
In 2005 a home cost 6.2 years of pay in High Peak and 6.4 years in South Kesteven. In 2025 it was 6.7 years and 7.3 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | High Peak | South Kesteven |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 102 | 102 |
| 2017 | 104 | 105 |
| 2018 | 107 | 109 |
| 2019 | 109 | 113 |
| 2020 | 113 | 118 |
| 2021 | 117 | 118 |
| 2022 | 125 | 118 |
| 2023 | 131 | 127 |
| 2024 | 143 | 140 |
| 2025 | 147 | 147 |
| August 2026 | 157 | 150 |
In 2015 the average rent was £596 a month in High Peak and £564 in South Kesteven. Now it is £937 and £845: up 57% in High Peak and up 50% in South Kesteven. Rents have risen faster in High Peak.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from High Peak to South Kesteven
| Earning in High Peak | Equivalent to buy in South Kesteven | Equivalent to rent in South Kesteven |
|---|---|---|
| £30,000 | £26,500 | £28,000 |
| £40,000 | £35,500 | £37,000 |
| £50,000 | £44,500 | £46,500 |
| £60,000 | £53,000 | £56,000 |
Moving from South Kesteven to High Peak
| Earning in South Kesteven | Equivalent to buy in High Peak | Equivalent to rent in High Peak |
|---|---|---|
| £30,000 | £34,000 | £32,500 |
| £40,000 | £45,000 | £43,000 |
| £50,000 | £56,500 | £54,000 |
| £60,000 | £67,500 | £64,500 |