Pay vs Place

Harrow vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £390,000 (211%) more in Harrow than in Newcastle upon Tyne. Measured against local pay, buying is harder in Harrow: it takes 12.7× median annual pay, against 5.2× in Newcastle upon Tyne.

Harrow, terraced
£575,000
Income typically needed: £115,000
Median full-time pay: £45,232
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Harrow Newcastle upon Tyne
Buying a home Very expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 22% lower than in Harrow (£45,232), while a typical terraced house costs 68% less (£185,000 against £575,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 12.7× annual pay in Harrow and 5.2× in Newcastle upon Tyne. Renting one takes 53% of pay in Harrow and 44% in Newcastle upon Tyne. Both are harder in Harrow, and the gap is wider for buying.

Across all property types and measured against pay, Harrow is the 15th most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Harrow is the 36th most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Harrow would need about £13,000 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £25,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 59.5 crimes per 1,000 residents in Harrow and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 80% higher in Newcastle upon Tyne. The biggest difference is in criminal damage and arson: 3.7 per 1,000 in Harrow against 10.3 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Harrow Newcastle upon Tyne
Median full-time pay £45,232 £35,446
House price ÷ pay 12.7× 5.2×
Median pay as a share of income typically needed to buy 39% 96%
Rent a year as a share of median pay 53% 44%

Buying, by property type

Type Harrow Newcastle upon Tyne Difference
Detached £1,000,000 £357,000 -64% in Newcastle upon Tyne
Semi-detached £637,500 £215,000 -66% in Newcastle upon Tyne
Terraced £575,000 £185,000 -68% in Newcastle upon Tyne
Flat £330,000 £155,000 -53% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Harrow Newcastle upon Tyne Difference
Detached £2,756 £1,697 -38% in Newcastle upon Tyne
Semi-detached £2,247 £1,263 -44% in Newcastle upon Tyne
Terraced £2,013 £1,293 -36% in Newcastle upon Tyne
Flat £1,615 £993 -39% in Newcastle upon Tyne

Crime

Police recorded 59.5 crimes per 1,000 residents in Harrow and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 80% higher in Newcastle upon Tyne.

Police recorded crime per 1,000 residents Harrow Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 59.5 107.4 +80% in Newcastle upon Tyne
Violence against the person 18.8 36.6 +95% in Newcastle upon Tyne
Sexual offences 1.7 4.5 +162% in Newcastle upon Tyne
Robbery 2.1 2.3 +9% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 10.8 9.0 -17% in Newcastle upon Tyne
Vehicle offences 6.3 5.9 -6% in Newcastle upon Tyne
Theft from the person 3.5 1.4 -61% in Newcastle upon Tyne
Criminal damage and arson 3.7 10.3 +177% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Harrow: 204Newcastle upon Tyne: 148
House prices in Harrow and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harrow now 204, Newcastle upon Tyne now 148.5010015020025020052010201520202025House prices in Harrow and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harrow now 204, Newcastle upon Tyne now 148.5010015020025020102020
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YearHarrowNewcastle upon Tyne
2005100100
2006104108
2007115115
2008115110
200910399
2010114103
201111698
201211998
201312598
2014141101
2015160108
2016178111
2017184112
2018182114
2019176114
2020178115
2021192123
2022204132
2023200134
2024199137
2025205145
12 months to July 2026204148

In 2005 the average home cost £261,258 in Harrow and £138,227 in Newcastle upon Tyne. Now it is £531,770 and £204,282: Harrow is up 104% and Newcastle upon Tyne is up 48%. Prices have risen faster in Harrow, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Harrow: 11.8 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Harrow and Newcastle upon TyneHarrow now 11.8, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Harrow and Newcastle upon TyneHarrow now 11.8, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearHarrowNewcastle upon Tyne
20059.8 years of pay6.6 years of pay
20109.4 years of pay6.4 years of pay
201512.8 years of pay5.6 years of pay
202012.2 years of pay5.5 years of pay
202511.8 years of pay5.6 years of pay

In 2005 a home cost 9.8 years of pay in Harrow and 6.6 years in Newcastle upon Tyne. In 2025 it was 11.8 years and 5.6 years.

Affordability has worsened more in Harrow over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Harrow: 144Newcastle upon Tyne: 176
Rents in Harrow and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harrow now 144, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Harrow and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harrow now 144, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearHarrowNewcastle upon Tyne
2015100100
2016104106
2017108113
2018107112
2019108113
2020110117
2021111123
2022113127
2023119137
2024131143
2025140160
August 2026144176

In 2015 the average rent was £1,231 a month in Harrow and £690 in Newcastle upon Tyne. Now it is £1,778 and £1,215: up 44% in Harrow and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Harrow to Newcastle upon Tyne

Earning in Harrow Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £9,500 £19,500
£40,000 £13,000 £25,500
£50,000 £16,000 £32,000
£60,000 £19,500 £38,500

Moving from Newcastle upon Tyne to Harrow

Earning in Newcastle upon Tyne Equivalent to buy in Harrow Equivalent to rent in Harrow
£30,000 £93,000 £46,500
£40,000 £124,500 £62,500
£50,000 £155,500 £78,000
£60,000 £186,500 £93,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Harrow figures · All Newcastle upon Tyne figures