Pay vs Place

Harrow vs Kingston upon Thames: buying or renting a home

A typical terraced house costs £15,000 (3%) more in Kingston upon Thames than in Harrow. Measured against local pay, buying is about equally hard in both.

Harrow, terraced
£575,000
Income typically needed: £115,000
Median full-time pay: £45,232
Kingston upon Thames, terraced
£590,000
Income typically needed: £118,000
Median full-time pay: £46,871

At a glance

Harrow Kingston upon Thames
Buying a home Very expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime Low About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Kingston upon Thames (£46,871) is 4% higher than in Harrow (£45,232), while a typical terraced house costs 3% more (£590,000 against £575,000).

Buying a terraced house takes 12.7× annual pay in Harrow and 12.6× in Kingston upon Thames. Renting one takes 53% of pay in Harrow and 55% in Kingston upon Thames. On both measures the two areas are close.

Across all property types and measured against pay, Harrow is the 15th most expensive of 316 areas to buy in, and Kingston upon Thames is the 20th most expensive of 316 areas. For renting against pay, Harrow is the 36th most expensive of 316 areas and Kingston upon Thames is the 39th most expensive of 316 areas.

Someone on £40,000 in Harrow would need about £41,000 in Kingston upon Thames to be equally placed to buy a terraced house, and about £42,500 to be equally placed to rent one. Keeping the same pay after a move to Kingston upon Thames would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 59.5 crimes per 1,000 residents in Harrow and 66.8 in Kingston upon Thames, so recorded crime per resident is 12% higher in Kingston upon Thames. The biggest difference is in residential burglary: 10.8 per 1,000 in Harrow against 6.7 in Kingston upon Thames.

Can a typical earner buy?

Terraced house Harrow Kingston upon Thames
Median full-time pay £45,232 £46,871
House price ÷ pay 12.7× 12.6×
Median pay as a share of income typically needed to buy 39% 40%
Rent a year as a share of median pay 53% 55%

Buying, by property type

Type Harrow Kingston upon Thames Difference
Detached £1,000,000 £1,062,500 +6% in Kingston upon Thames
Semi-detached £637,500 £760,000 +19% in Kingston upon Thames
Terraced £575,000 £590,000 +3% in Kingston upon Thames
Flat £330,000 £372,000 +13% in Kingston upon Thames

Renting, by property type

Type (average rent a month) Harrow Kingston upon Thames Difference
Detached £2,756 £2,682 -3% in Kingston upon Thames
Semi-detached £2,247 £2,359 +5% in Kingston upon Thames
Terraced £2,013 £2,144 +7% in Kingston upon Thames
Flat £1,615 £1,604 -1% in Kingston upon Thames

Crime

Police recorded 59.5 crimes per 1,000 residents in Harrow and 66.8 in Kingston upon Thames, so recorded crime per resident is 12% higher in Kingston upon Thames.

Police recorded crime per 1,000 residents Harrow Kingston upon Thames Difference
All recorded crime (excluding fraud) 59.5 66.8 +12% in Kingston upon Thames
Violence against the person 18.8 20.8 +11% in Kingston upon Thames
Sexual offences 1.7 2.4 +41% in Kingston upon Thames
Robbery 2.1 1.4 -32% in Kingston upon Thames
Residential burglary (per 1,000 households) 10.8 6.7 -38% in Kingston upon Thames
Vehicle offences 6.3 5.9 -5% in Kingston upon Thames
Theft from the person 3.5 2.2 -37% in Kingston upon Thames
Criminal damage and arson 3.7 4.7 +27% in Kingston upon Thames

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Harrow: 204Kingston upon Thames: 218
House prices in Harrow and Kingston upon Thames since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harrow now 204, Kingston upon Thames now 218.10015020025020052010201520202025House prices in Harrow and Kingston upon Thames since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harrow now 204, Kingston upon Thames now 218.10015020025020102020
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YearHarrowKingston upon Thames
2005100100
2006104105
2007115122
2008115124
2009103106
2010114121
2011116124
2012119129
2013125138
2014141162
2015160174
2016178192
2017184196
2018182198
2019176194
2020178195
2021192203
2022204220
2023200221
2024199216
2025205217
12 months to July 2026204218

In 2005 the average home cost £261,258 in Harrow and £264,536 in Kingston upon Thames. Now it is £531,770 and £576,146: Harrow is up 104% and Kingston upon Thames is up 118%. Prices have risen faster in Kingston upon Thames, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Harrow: 11.8 years of payKingston upon Thames: 12.3 years of pay
Years of median pay needed to buy the average home in Harrow and Kingston upon ThamesHarrow now 11.8, Kingston upon Thames now 12.3 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Harrow and Kingston upon ThamesHarrow now 11.8, Kingston upon Thames now 12.3 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearHarrowKingston upon Thames
20059.8 years of pay9.2 years of pay
20109.4 years of pay9.5 years of pay
201512.8 years of pay12.5 years of pay
202012.2 years of pay12.5 years of pay
202511.8 years of pay12.3 years of pay

In 2005 a home cost 9.8 years of pay in Harrow and 9.2 years in Kingston upon Thames. In 2025 it was 11.8 years and 12.3 years.

Affordability has worsened more in Kingston upon Thames over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Harrow: 144Kingston upon Thames: 135
Rents in Harrow and Kingston upon Thames since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harrow now 144, Kingston upon Thames now 135.100120140160201620182020202220242026Rents in Harrow and Kingston upon Thames since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harrow now 144, Kingston upon Thames now 135.100120140160201520202025
Show the figures
YearHarrowKingston upon Thames
2015100100
2016104104
2017108105
2018107104
2019108104
2020110104
2021111107
2022113110
2023119116
2024131125
2025140134
August 2026144135

In 2015 the average rent was £1,231 a month in Harrow and £1,337 in Kingston upon Thames. Now it is £1,778 and £1,811: up 44% in Harrow and up 35% in Kingston upon Thames. Rents have risen faster in Harrow.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Harrow to Kingston upon Thames

Earning in Harrow Equivalent to buy in Kingston upon Thames Equivalent to rent in Kingston upon Thames
£30,000 £31,000 £32,000
£40,000 £41,000 £42,500
£50,000 £51,500 £53,500
£60,000 £61,500 £64,000

Moving from Kingston upon Thames to Harrow

Earning in Kingston upon Thames Equivalent to buy in Harrow Equivalent to rent in Harrow
£30,000 £29,000 £28,000
£40,000 £39,000 £37,500
£50,000 £48,500 £47,000
£60,000 £58,500 £56,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Harrow figures · All Kingston upon Thames figures