Pay vs Place

Harborough vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £63,000 (34%) more in Harborough than in Newcastle upon Tyne. Measured against local pay, buying is harder in Harborough: it takes 5.8× median annual pay, against 5.2× in Newcastle upon Tyne.

Harborough, terraced
£248,000
Income typically needed: £49,500
Median full-time pay: £42,423
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Harborough Newcastle upon Tyne
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Very expensive
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 16% lower than in Harborough (£42,423), while a typical terraced house costs 25% less (£185,000 against £248,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.8× annual pay in Harborough and 5.2× in Newcastle upon Tyne. Renting one takes 26% of pay in Harborough and 44% in Newcastle upon Tyne. The two measures point different ways: buying is harder in Harborough, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Harborough is around the middle of 316 areas (156th most expensive) to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Harborough is the 79th least expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Harborough would need about £30,000 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £55,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 44.4 crimes per 1,000 residents in Harborough and 107.4 in Newcastle upon Tyne, so recorded crime per resident in Newcastle upon Tyne is 2.4 times the rate in Harborough. The biggest difference is in violence against the person: 15.8 per 1,000 in Harborough against 36.6 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Harborough Newcastle upon Tyne
Median full-time pay £42,423 £35,446
House price ÷ pay 5.8× 5.2×
Median pay as a share of income typically needed to buy 86% 96%
Rent a year as a share of median pay 26% 44%

Buying, by property type

Type Harborough Newcastle upon Tyne Difference
Detached £440,000 £357,000 -19% in Newcastle upon Tyne
Semi-detached £289,995 £215,000 -26% in Newcastle upon Tyne
Terraced £248,000 £185,000 -25% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Harborough Newcastle upon Tyne Difference
Detached £1,289 £1,697 +32% in Newcastle upon Tyne
Semi-detached £1,020 £1,263 +24% in Newcastle upon Tyne
Terraced £929 £1,293 +39% in Newcastle upon Tyne

Crime

Police recorded 44.4 crimes per 1,000 residents in Harborough and 107.4 in Newcastle upon Tyne, so recorded crime per resident in Newcastle upon Tyne is 2.4 times the rate in Harborough.

Police recorded crime per 1,000 residents Harborough Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 44.4 107.4 +142% in Newcastle upon Tyne
Violence against the person 15.8 36.6 +132% in Newcastle upon Tyne
Sexual offences 2.0 4.5 +122% in Newcastle upon Tyne
Robbery 0.2 2.3 +1025% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 4.6 9.0 +95% in Newcastle upon Tyne
Vehicle offences 2.7 5.9 +116% in Newcastle upon Tyne
Theft from the person 0.3 1.4 +427% in Newcastle upon Tyne
Criminal damage and arson 4.8 10.3 +115% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Harborough: 185Newcastle upon Tyne: 148
House prices in Harborough and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harborough now 185, Newcastle upon Tyne now 148.7510012515017520020052010201520202025House prices in Harborough and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Harborough now 185, Newcastle upon Tyne now 148.7510012515017520020102020
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YearHarboroughNewcastle upon Tyne
2005100100
2006104108
2007113115
2008110110
20099699
2010106103
201110598
201210698
201310798
2014118101
2015126108
2016131111
2017138112
2018148114
2019155114
2020159115
2021163123
2022176132
2023179134
2024178137
2025181145
12 months to July 2026185148

In 2005 the average home cost £182,793 in Harborough and £138,227 in Newcastle upon Tyne. Now it is £337,727 and £204,282: Harborough is up 85% and Newcastle upon Tyne is up 48%. Prices have risen faster in Harborough, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Harborough: 7.8 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Harborough and Newcastle upon TyneHarborough now 7.8, Newcastle upon Tyne now 5.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Harborough and Newcastle upon TyneHarborough now 7.8, Newcastle upon Tyne now 5.6 years of pay.0×2×4×6×8×20052010201520202025
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YearHarboroughNewcastle upon Tyne
20057.2 years of pay6.6 years of pay
20106.7 years of pay6.4 years of pay
2015–5.6 years of pay
20207.9 years of pay5.5 years of pay
20257.8 years of pay5.6 years of pay

In 2005 a home cost 7.2 years of pay in Harborough and 6.6 years in Newcastle upon Tyne. In 2025 it was 7.8 years and 5.6 years.

Affordability has worsened more in Harborough over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Harborough: 157Newcastle upon Tyne: 176
Rents in Harborough and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harborough now 157, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Harborough and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Harborough now 157, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearHarboroughNewcastle upon Tyne
2015100100
2016104106
2017108113
2018112112
2019114113
2020116117
2021118123
2022122127
2023127137
2024142143
2025152160
August 2026157176

In 2015 the average rent was £619 a month in Harborough and £690 in Newcastle upon Tyne. Now it is £973 and £1,215: up 57% in Harborough and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Harborough to Newcastle upon Tyne

Earning in Harborough Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £22,500 £42,000
£40,000 £30,000 £55,500
£50,000 £37,500 £69,500
£60,000 £45,000 £83,500

Moving from Newcastle upon Tyne to Harborough

Earning in Newcastle upon Tyne Equivalent to buy in Harborough Equivalent to rent in Harborough
£30,000 £40,000 £21,500
£40,000 £53,500 £28,500
£50,000 £67,000 £36,000
£60,000 £80,500 £43,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Harborough is less reliable than most.

All Harborough figures · All Newcastle upon Tyne figures