Halton vs St. Helens: buying or renting a home
A typical terraced house costs £2,500 (2%) more in Halton than in St. Helens. Measured against local pay, buying is harder in Halton: it takes 4.1× median annual pay, against 3.8× in St. Helens.
At a glance
| Halton | St. Helens | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | About average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in St. Helens (£37,306) is 6% higher than in Halton (£35,187), while a typical terraced house costs 2% less (£142,500 against £145,000). Set against local pay, St. Helens is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.1× annual pay in Halton and 3.8× in St. Helens. Renting one takes 26% of pay in Halton and 26% in St. Helens. Buying is harder in Halton; renting is about the same.
Across all property types and measured against pay, Halton is the 41st least expensive of 316 areas to buy in, and St. Helens is the 29th least expensive of 316 areas. For renting against pay, Halton is the 43rd least expensive of 316 areas and St. Helens is the 49th least expensive of 316 areas.
Someone on £40,000 in Halton would need about £39,500 in St. Helens to be equally placed to buy a terraced house, and about £42,500 to be equally placed to rent one. Keeping the same pay after a move to St. Helens would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 84.7 crimes per 1,000 residents in Halton and 86.3 in St. Helens: about the same. The biggest difference is in sexual offences: 4.4 per 1,000 in Halton against 3.4 in St. Helens.
Can a typical earner buy?
| Terraced house | Halton | St. Helens |
|---|---|---|
| Median full-time pay | £35,187 | £37,306 |
| House price ÷ pay | 4.1× | 3.8× |
| Median pay as a share of income typically needed to buy | 121% | 131% |
| Rent a year as a share of median pay | 26% | 26% |
Buying, by property type
| Type | Halton | St. Helens | Difference |
|---|---|---|---|
| Detached | £346,000 | £335,995 | -3% in St. Helens |
| Semi-detached | £210,000 | £205,000 | -2% in St. Helens |
| Terraced | £145,000 | £142,500 | -2% in St. Helens |
Renting, by property type
| Type (average rent a month) | Halton | St. Helens | Difference |
|---|---|---|---|
| Detached | £1,066 | £1,165 | +9% in St. Helens |
| Semi-detached | £813 | £882 | +8% in St. Helens |
| Terraced | £751 | £797 | +6% in St. Helens |
Crime
Police recorded 84.7 crimes per 1,000 residents in Halton and 86.3 in St. Helens: about the same.
| Police recorded crime per 1,000 residents | Halton | St. Helens | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 84.7 | 86.3 | +2% in St. Helens |
| Violence against the person | 38.4 | 36.2 | -6% in St. Helens |
| Sexual offences | 4.4 | 3.4 | -23% in St. Helens |
| Robbery | 0.8 | 0.6 | -17% in St. Helens |
| Residential burglary (per 1,000 households) | 4.5 | 3.8 | -15% in St. Helens |
| Vehicle offences | 2.7 | 3.2 | +20% in St. Helens |
| Theft from the person | 0.5 | 0.3 | -24% in St. Helens |
| Criminal damage and arson | 6.6 | 8.2 | +25% in St. Helens |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Halton | St. Helens |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 107 |
| 2007 | 114 | 113 |
| 2008 | 111 | 111 |
| 2009 | 98 | 98 |
| 2010 | 100 | 100 |
| 2011 | 97 | 95 |
| 2012 | 95 | 93 |
| 2013 | 96 | 93 |
| 2014 | 100 | 97 |
| 2015 | 103 | 97 |
| 2016 | 109 | 104 |
| 2017 | 113 | 108 |
| 2018 | 115 | 112 |
| 2019 | 120 | 115 |
| 2020 | 123 | 120 |
| 2021 | 139 | 136 |
| 2022 | 154 | 153 |
| 2023 | 156 | 157 |
| 2024 | 161 | 161 |
| 2025 | 173 | 167 |
| 12 months to July 2026 | 180 | 175 |
In 2005 the average home cost £108,487 in Halton and £104,214 in St. Helens. Now it is £194,907 and £181,935: Halton is up 80% and St. Helens is up 75%. Prices have risen faster in Halton, so the gap between the two has widened.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Halton | St. Helens |
|---|---|---|
| 2005 | 5.4 years of pay | 5.1 years of pay |
| 2010 | 4.8 years of pay | 4.2 years of pay |
| 2015 | 4.5 years of pay | 3.9 years of pay |
| 2020 | 4.4 years of pay | 4.4 years of pay |
| 2025 | 5.3 years of pay | 4.7 years of pay |
In 2005 a home cost 5.4 years of pay in Halton and 5.1 years in St. Helens. In 2025 it was 5.3 years and 4.7 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Halton | St. Helens |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 101 | 104 |
| 2017 | 101 | 107 |
| 2018 | 102 | 108 |
| 2019 | 103 | 109 |
| 2020 | 104 | 111 |
| 2021 | 106 | 116 |
| 2022 | 110 | 123 |
| 2023 | 117 | 132 |
| 2024 | 126 | 142 |
| 2025 | 132 | 155 |
| August 2026 | 142 | 167 |
In 2015 the average rent was £529 a month in Halton and £483 in St. Helens. Now it is £749 and £807: up 42% in Halton and up 67% in St. Helens. Rents have risen faster in St. Helens.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Halton to St. Helens
| Earning in Halton | Equivalent to buy in St. Helens | Equivalent to rent in St. Helens |
|---|---|---|
| £30,000 | £29,500 | £32,000 |
| £40,000 | £39,500 | £42,500 |
| £50,000 | £49,000 | £53,000 |
| £60,000 | £59,000 | £63,500 |
Moving from St. Helens to Halton
| Earning in St. Helens | Equivalent to buy in Halton | Equivalent to rent in Halton |
|---|---|---|
| £30,000 | £30,500 | £28,500 |
| £40,000 | £40,500 | £37,500 |
| £50,000 | £51,000 | £47,000 |
| £60,000 | £61,000 | £56,500 |