Guildford vs Surrey Heath: buying or renting a home
A typical terraced house costs £25,000 (6%) more in Guildford than in Surrey Heath. Measured against local pay, buying is about equally hard in both.
At a glance
| Guildford | Surrey Heath | |
|---|---|---|
| Buying a home | Expensive | Very expensive |
| Renting a home | Very expensive | Very expensive |
| Recorded crime | About average | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Surrey Heath (£43,633) is 7% lower than in Guildford (£46,801), while a typical terraced house costs 6% less (£385,000 against £410,000).
Buying a terraced house takes 8.8× annual pay in Guildford and 8.8× in Surrey Heath. Renting one takes 45% of pay in Guildford and 40% in Surrey Heath. Renting is harder in Guildford; buying is about the same.
Across all property types and measured against pay, Guildford is the 41st most expensive of 316 areas to buy in, and Surrey Heath is the 27th most expensive of 316 areas. For renting against pay, Guildford is the 51st most expensive of 316 areas and Surrey Heath is the 69th most expensive of 316 areas.
Someone on £40,000 in Guildford would need about £37,500 in Surrey Heath to be equally placed to buy a terraced house, and about £33,500 to be equally placed to rent one. Keeping the same pay after a move to Surrey Heath would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 72.1 crimes per 1,000 residents in Guildford and 51.7 in Surrey Heath, so recorded crime per resident is 28% lower in Surrey Heath. The biggest difference is in criminal damage and arson: 6.8 per 1,000 in Guildford against 4.6 in Surrey Heath.
Can a typical earner buy?
| Terraced house | Guildford | Surrey Heath |
|---|---|---|
| Median full-time pay | £46,801 | £43,633 |
| House price ÷ pay | 8.8× | 8.8× |
| Median pay as a share of income typically needed to buy | 57% | 57% |
| Rent a year as a share of median pay | 45% | 40% |
Buying, by property type
| Type | Guildford | Surrey Heath | Difference |
|---|---|---|---|
| Detached | £845,000 | £710,000 | -16% in Surrey Heath |
| Semi-detached | £510,000 | £471,000 | -8% in Surrey Heath |
| Terraced | £410,000 | £385,000 | -6% in Surrey Heath |
| Flat | £268,000 | £232,500 | -13% in Surrey Heath |
Renting, by property type
| Type (average rent a month) | Guildford | Surrey Heath | Difference |
|---|---|---|---|
| Detached | £2,500 | £2,243 | -10% in Surrey Heath |
| Semi-detached | £1,924 | £1,609 | -16% in Surrey Heath |
| Terraced | £1,749 | £1,457 | -17% in Surrey Heath |
| Flat | £1,371 | £1,218 | -11% in Surrey Heath |
Crime
Police recorded 72.1 crimes per 1,000 residents in Guildford and 51.7 in Surrey Heath, so recorded crime per resident is 28% lower in Surrey Heath.
| Police recorded crime per 1,000 residents | Guildford | Surrey Heath | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 72.1 | 51.7 | -28% in Surrey Heath |
| Violence against the person | 27.8 | 20.3 | -27% in Surrey Heath |
| Sexual offences | 3.2 | 2.3 | -29% in Surrey Heath |
| Robbery | 0.8 | 0.3 | -53% in Surrey Heath |
| Residential burglary (per 1,000 households) | 4.0 | 3.0 | -26% in Surrey Heath |
| Vehicle offences | 3.4 | 2.5 | -27% in Surrey Heath |
| Theft from the person | 0.5 | 0.3 | -53% in Surrey Heath |
| Criminal damage and arson | 6.8 | 4.6 | -32% in Surrey Heath |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Guildford | Surrey Heath |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 104 |
| 2007 | 120 | 116 |
| 2008 | 117 | 114 |
| 2009 | 106 | 102 |
| 2010 | 119 | 113 |
| 2011 | 120 | 110 |
| 2012 | 125 | 114 |
| 2013 | 128 | 119 |
| 2014 | 141 | 131 |
| 2015 | 154 | 145 |
| 2016 | 169 | 157 |
| 2017 | 172 | 159 |
| 2018 | 172 | 160 |
| 2019 | 172 | 160 |
| 2020 | 175 | 158 |
| 2021 | 182 | 170 |
| 2022 | 195 | 185 |
| 2023 | 197 | 183 |
| 2024 | 195 | 180 |
| 2025 | 202 | 184 |
| 12 months to July 2026 | 199 | 188 |
In 2005 the average home cost £266,849 in Guildford and £242,306 in Surrey Heath. Now it is £529,902 and £454,644: Guildford is up 99% and Surrey Heath is up 88%. Prices have risen faster in Guildford, so the gap between the two has widened.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Guildford | Surrey Heath |
|---|---|---|
| 2005 | 8.9 years of pay | 7.6 years of pay |
| 2010 | 9.2 years of pay | 7.8 years of pay |
| 2015 | 12.0 years of pay | 10.3 years of pay |
| 2020 | 11.6 years of pay | 9.7 years of pay |
| 2025 | 11.5 years of pay | 10.2 years of pay |
In 2005 a home cost 8.9 years of pay in Guildford and 7.6 years in Surrey Heath. In 2025 it was 11.5 years and 10.2 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Guildford | Surrey Heath |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 105 | 102 |
| 2017 | 110 | 109 |
| 2018 | 114 | 109 |
| 2019 | 117 | 106 |
| 2020 | 116 | 106 |
| 2021 | 114 | 107 |
| 2022 | 119 | 111 |
| 2023 | 121 | 120 |
| 2024 | 127 | 133 |
| 2025 | 134 | 140 |
| August 2026 | 141 | 142 |
In 2015 the average rent was £1,228 a month in Guildford and £1,056 in Surrey Heath. Now it is £1,736 and £1,503: up 41% in Guildford and up 42% in Surrey Heath.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Guildford to Surrey Heath
| Earning in Guildford | Equivalent to buy in Surrey Heath | Equivalent to rent in Surrey Heath |
|---|---|---|
| £30,000 | £28,000 | £25,000 |
| £40,000 | £37,500 | £33,500 |
| £50,000 | £47,000 | £41,500 |
| £60,000 | £56,500 | £50,000 |
Moving from Surrey Heath to Guildford
| Earning in Surrey Heath | Equivalent to buy in Guildford | Equivalent to rent in Guildford |
|---|---|---|
| £30,000 | £32,000 | £36,000 |
| £40,000 | £42,500 | £48,000 |
| £50,000 | £53,000 | £60,000 |
| £60,000 | £64,000 | £72,000 |