Pay vs Place

Gosport vs Liverpool: buying or renting a home

A typical terraced house costs £80,000 (48%) more in Gosport than in Liverpool. Measured against local pay, buying is harder in Gosport: it takes 6.6× median annual pay, against 4.4× in Liverpool.

Gosport, terraced
£245,000
Income typically needed: £49,000
Median full-time pay: £37,060
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Gosport Liverpool
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Fairly affordable
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is the same than in Gosport (£37,060), while a typical terraced house costs 33% less (£165,000 against £245,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.6× annual pay in Gosport and 4.4× in Liverpool. Renting one takes 38% of pay in Gosport and 30% in Liverpool. Both are harder in Gosport, and the gap is wider for buying.

Across all property types and measured against pay, Gosport is the 122nd least expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Gosport is the 102nd most expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Gosport would need about £27,000 in Liverpool to be equally placed to buy a terraced house, and about £31,500 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 71.8 crimes per 1,000 residents in Gosport and 124.1 in Liverpool, so recorded crime per resident is 73% higher in Liverpool. The biggest difference is in residential burglary: 2.8 per 1,000 in Gosport against 6.1 in Liverpool.

Can a typical earner buy?

Terraced house Gosport Liverpool
Median full-time pay £37,060 £37,144
House price ÷ pay 6.6× 4.4×
Median pay as a share of income typically needed to buy 76% 113%
Rent a year as a share of median pay 38% 30%

Buying, by property type

Type Gosport Liverpool Difference
Detached £490,000 £380,000 -22% in Liverpool
Semi-detached £305,000 £240,000 -21% in Liverpool
Terraced £245,000 £165,000 -33% in Liverpool
Flat £150,000 £147,500 -2% in Liverpool

Renting, by property type

Type (average rent a month) Gosport Liverpool Difference
Detached £1,571 £1,225 -22% in Liverpool
Semi-detached £1,321 £1,008 -24% in Liverpool
Terraced £1,171 £917 -22% in Liverpool
Flat £960 £786 -18% in Liverpool

Crime

Police recorded 71.8 crimes per 1,000 residents in Gosport and 124.1 in Liverpool, so recorded crime per resident is 73% higher in Liverpool.

Police recorded crime per 1,000 residents Gosport Liverpool Difference
All recorded crime (excluding fraud) 71.8 124.1 +73% in Liverpool
Violence against the person 32.3 45.6 +41% in Liverpool
Sexual offences 4.1 4.1 +1% in Liverpool
Robbery 0.5 1.6 +220% in Liverpool
Residential burglary (per 1,000 households) 2.8 6.1 +116% in Liverpool
Vehicle offences 2.9 5.3 +81% in Liverpool
Theft from the person 0.3 1.2 +250% in Liverpool
Criminal damage and arson 5.8 10.3 +76% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Gosport: 180Liverpool: 183
House prices in Gosport and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gosport now 180, Liverpool now 183.7510012515017520020052010201520202025House prices in Gosport and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gosport now 180, Liverpool now 183.7510012515017520020102020
Show the figures
YearGosportLiverpool
2005100100
2006102110
2007110117
2008107113
200999104
2010105105
2011104101
201210699
201310699
2014113103
2015121107
2016133110
2017143115
2018149121
2019150123
2020151128
2021162148
2022180161
2023182163
2024175166
2025179179
12 months to July 2026180183

In 2005 the average home cost £131,258 in Gosport and £99,018 in Liverpool. Now it is £236,645 and £181,637: Gosport is up 80% and Liverpool is up 83%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Gosport: 6.3 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Gosport and LiverpoolGosport now 6.3, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Gosport and LiverpoolGosport now 6.3, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearGosportLiverpool
20056.2 years of pay4.9 years of pay
20105.5 years of pay4.3 years of pay
20155.8 years of pay4.1 years of pay
20206.6 years of pay4.1 years of pay
20256.3 years of pay4.8 years of pay

In 2005 a home cost 6.2 years of pay in Gosport and 4.9 years in Liverpool. In 2025 it was 6.3 years and 4.8 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Gosport: 159Liverpool: 161
Rents in Gosport and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gosport now 159, Liverpool now 161.100120140160180201620182020202220242026Rents in Gosport and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gosport now 159, Liverpool now 161.100120140160180201520202025
Show the figures
YearGosportLiverpool
2015100100
2016103103
2017106104
2018108104
2019110105
2020112106
2021116111
2022120119
2023128127
2024139138
2025150151
August 2026159161

In 2015 the average rent was £734 a month in Gosport and £567 in Liverpool. Now it is £1,169 and £913: up 59% in Gosport and up 61% in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Gosport to Liverpool

Earning in Gosport Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £20,000 £23,500
£40,000 £27,000 £31,500
£50,000 £33,500 £39,000
£60,000 £40,500 £47,000

Moving from Liverpool to Gosport

Earning in Liverpool Equivalent to buy in Gosport Equivalent to rent in Gosport
£30,000 £44,500 £38,500
£40,000 £59,500 £51,000
£50,000 £74,000 £64,000
£60,000 £89,000 £76,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Gosport figures · All Liverpool figures