Pay vs Place

Gloucester vs Manchester: buying or renting a home

A typical terraced house costs £36,000 (16%) more in Manchester than in Gloucester. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 6.4× in Gloucester.

Gloucester, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £34,617
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Gloucester Manchester
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Very expensive
Recorded crime Above average High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 5% higher than in Gloucester (£34,617), while a typical terraced house costs 16% more (£256,000 against £220,000). Set against local pay, Gloucester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.4× annual pay in Gloucester and 7.1× in Manchester. Renting one takes 39% of pay in Gloucester and 46% in Manchester. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Gloucester is around the middle of 316 areas (175th most expensive) to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Gloucester is the 94th most expensive of 316 areas and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Gloucester would need about £46,500 in Manchester to be equally placed to buy a terraced house, and about £50,000 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 107.3 crimes per 1,000 residents in Gloucester and 142.7 in Manchester, so recorded crime per resident is 33% higher in Manchester. The biggest difference is in vehicle offences: 4.7 per 1,000 in Gloucester against 7.9 in Manchester.

Can a typical earner buy?

Terraced house Gloucester Manchester
Median full-time pay £34,617 £36,278
House price ÷ pay 6.4× 7.1×
Median pay as a share of income typically needed to buy 79% 71%
Rent a year as a share of median pay 39% 46%

Buying, by property type

Type Gloucester Manchester Difference
Detached £386,250 £400,000 +4% in Manchester
Semi-detached £280,000 £310,000 +11% in Manchester
Terraced £220,000 £256,000 +16% in Manchester
Flat £145,000 £210,000 +45% in Manchester

Renting, by property type

Type (average rent a month) Gloucester Manchester Difference
Detached £1,565 £1,878 +20% in Manchester
Semi-detached £1,216 £1,496 +23% in Manchester
Terraced £1,125 £1,405 +25% in Manchester
Flat £850 £1,147 +35% in Manchester

Crime

Police recorded 107.3 crimes per 1,000 residents in Gloucester and 142.7 in Manchester, so recorded crime per resident is 33% higher in Manchester.

Police recorded crime per 1,000 residents Gloucester Manchester Difference
All recorded crime (excluding fraud) 107.3 142.7 +33% in Manchester
Violence against the person 44.0 51.9 +18% in Manchester
Sexual offences 4.1 5.6 +37% in Manchester
Robbery 2.3 2.7 +20% in Manchester
Residential burglary (per 1,000 households) 7.7 9.3 +20% in Manchester
Vehicle offences 4.7 7.9 +70% in Manchester
Theft from the person 0.8 3.9 +418% in Manchester
Criminal damage and arson 7.5 10.0 +34% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Gloucester: 186Manchester: 251
House prices in Gloucester and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gloucester now 186, Manchester now 251.5010015020025030020052010201520202025House prices in Gloucester and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gloucester now 186, Manchester now 251.5010015020025030020102020
Show the figures
YearGloucesterManchester
2005100100
2006106117
2007117129
2008109125
200994112
2010100115
2011100114
2012100115
2013102115
2014110125
2015117133
2016127145
2017134158
2018142167
2019145173
2020148178
2021161209
2022178231
2023182233
2024181241
2025182247
12 months to July 2026186251

In 2005 the average home cost £127,280 in Gloucester and £100,202 in Manchester. Now it is £236,321 and £251,205: Gloucester is up 86% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Gloucester: 6.7 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Gloucester and ManchesterGloucester now 6.7, Manchester now 6.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Gloucester and ManchesterGloucester now 6.7, Manchester now 6.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearGloucesterManchester
20056.3 years of pay4.8 years of pay
20105.6 years of pay5.0 years of pay
20155.9 years of pay5.4 years of pay
20206.8 years of pay6.3 years of pay
20256.7 years of pay6.8 years of pay

In 2005 a home cost 6.3 years of pay in Gloucester and 4.8 years in Manchester. In 2025 it was 6.7 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Gloucester: 171Manchester: 174
Rents in Gloucester and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gloucester now 171, Manchester now 174.100120140160180201620182020202220242026Rents in Gloucester and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gloucester now 171, Manchester now 174.100120140160180201520202025
Show the figures
YearGloucesterManchester
2015100100
2016103101
2017108106
2018110112
2019112114
2020113117
2021118120
2022129127
2023138139
2024144156
2025159167
August 2026171174

In 2015 the average rent was £652 a month in Gloucester and £790 in Manchester. Now it is £1,116 and £1,373: up 71% in Gloucester and up 74% in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Gloucester to Manchester

Earning in Gloucester Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £35,000 £37,500
£40,000 £46,500 £50,000
£50,000 £58,000 £62,500
£60,000 £70,000 £75,000

Moving from Manchester to Gloucester

Earning in Manchester Equivalent to buy in Gloucester Equivalent to rent in Gloucester
£30,000 £26,000 £24,000
£40,000 £34,500 £32,000
£50,000 £43,000 £40,000
£60,000 £51,500 £48,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Gloucester figures · All Manchester figures