Pay vs Place

Gedling vs Liverpool: buying or renting a home

A typical terraced house costs £15,000 (9%) more in Gedling than in Liverpool. Measured against local pay, buying is harder in Gedling: it takes 4.8× median annual pay, against 4.4× in Liverpool.

Gedling, terraced
£180,000
Income typically needed: £36,000
Median full-time pay: £37,727
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Gedling Liverpool
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is 2% lower than in Gedling (£37,727), while a typical terraced house costs 8% less (£165,000 against £180,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 4.8× annual pay in Gedling and 4.4× in Liverpool. Renting one takes 28% of pay in Gedling and 30% in Liverpool. The two measures point different ways: buying is harder in Gedling, but renting takes a bigger share of pay in Liverpool.

Across all property types and measured against pay, Gedling is the 103rd least expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Gedling is the 100th least expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Gedling would need about £36,500 in Liverpool to be equally placed to buy a terraced house, and about £41,500 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 53.2 crimes per 1,000 residents in Gedling and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.3 times the rate in Gedling. The biggest difference is in violence against the person: 18.5 per 1,000 in Gedling against 45.6 in Liverpool.

Can a typical earner buy?

Terraced house Gedling Liverpool
Median full-time pay £37,727 £37,144
House price ÷ pay 4.8× 4.4×
Median pay as a share of income typically needed to buy 105% 113%
Rent a year as a share of median pay 28% 30%

Buying, by property type

Type Gedling Liverpool Difference
Detached £348,000 £380,000 +9% in Liverpool
Semi-detached £230,000 £240,000 +4% in Liverpool
Terraced £180,000 £165,000 -8% in Liverpool
Flat £132,500 £147,500 +11% in Liverpool

Renting, by property type

Type (average rent a month) Gedling Liverpool Difference
Detached £1,169 £1,225 +5% in Liverpool
Semi-detached £947 £1,008 +6% in Liverpool
Terraced £884 £917 +4% in Liverpool
Flat £748 £786 +5% in Liverpool

Crime

Police recorded 53.2 crimes per 1,000 residents in Gedling and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.3 times the rate in Gedling.

Police recorded crime per 1,000 residents Gedling Liverpool Difference
All recorded crime (excluding fraud) 53.2 124.1 +133% in Liverpool
Violence against the person 18.5 45.6 +146% in Liverpool
Sexual offences 2.7 4.1 +53% in Liverpool
Robbery 0.8 1.6 +99% in Liverpool
Residential burglary (per 1,000 households) 3.8 6.1 +60% in Liverpool
Vehicle offences 2.6 5.3 +105% in Liverpool
Theft from the person 0.3 1.2 +297% in Liverpool
Criminal damage and arson 5.4 10.3 +92% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Gedling: 183Liverpool: 183
House prices in Gedling and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gedling now 183, Liverpool now 183.7510012515017520020052010201520202025House prices in Gedling and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Gedling now 183, Liverpool now 183.7510012515017520020102020
Show the figures
YearGedlingLiverpool
2005100100
2006103110
2007106117
200899113
200991104
201095105
201194101
20129499
20139599
2014101103
2015108107
2016115110
2017123115
2018130121
2019133123
2020139128
2021156148
2022171161
2023176163
2024177166
2025180179
12 months to July 2026183183

In 2005 the average home cost £134,557 in Gedling and £99,018 in Liverpool. Now it is £245,863 and £181,637: Gedling is up 83% and Liverpool is up 83%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Gedling: 6.4 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Gedling and LiverpoolGedling now 6.4, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Gedling and LiverpoolGedling now 6.4, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearGedlingLiverpool
20055.8 years of pay4.9 years of pay
20105.5 years of pay4.3 years of pay
20155.4 years of pay4.1 years of pay
20206.2 years of pay4.1 years of pay
20256.4 years of pay4.8 years of pay

In 2005 a home cost 5.8 years of pay in Gedling and 4.9 years in Liverpool. In 2025 it was 6.4 years and 4.8 years.

Affordability has worsened more in Gedling over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Gedling: 160Liverpool: 161
Rents in Gedling and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gedling now 160, Liverpool now 161.100120140160180201620182020202220242026Rents in Gedling and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Gedling now 160, Liverpool now 161.100120140160180201520202025
Show the figures
YearGedlingLiverpool
2015100100
2016101103
2017103104
2018109104
2019112105
2020114106
2021120111
2022127119
2023135127
2024145138
2025154151
August 2026160161

In 2015 the average rent was £565 a month in Gedling and £567 in Liverpool. Now it is £904 and £913: up 60% in Gedling and up 61% in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Gedling to Liverpool

Earning in Gedling Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £27,500 £31,000
£40,000 £36,500 £41,500
£50,000 £46,000 £52,000
£60,000 £55,000 £62,000

Moving from Liverpool to Gedling

Earning in Liverpool Equivalent to buy in Gedling Equivalent to rent in Gedling
£30,000 £32,500 £29,000
£40,000 £43,500 £38,500
£50,000 £54,500 £48,000
£60,000 £65,500 £58,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Gedling figures · All Liverpool figures