Pay vs Place

Forest of Dean vs Swindon: buying or renting a home

A typical terraced house costs £37,000 (18%) more in Swindon than in Forest of Dean. Measured against local pay, buying is harder in Swindon: it takes 6.3× median annual pay, against 4.9× in Forest of Dean.

Forest of Dean, terraced
£208,000
Income typically needed: £41,500
Median full-time pay: £42,326
Swindon, terraced
£245,000
Income typically needed: £49,000
Median full-time pay: £38,900

At a glance

Forest of Dean Swindon
Buying a home Fairly affordable Fairly affordable
Renting a home Affordable Expensive
Recorded crime Low About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Swindon (£38,900) is 8% lower than in Forest of Dean (£42,326), while a typical terraced house costs 18% more (£245,000 against £208,000). Set against local pay, Forest of Dean is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 4.9× annual pay in Forest of Dean and 6.3× in Swindon. Renting one takes 24% of pay in Forest of Dean and 33% in Swindon. Both are harder in Swindon, and the gap is wider for renting.

Across all property types and measured against pay, Forest of Dean is the 94th least expensive of 316 areas to buy in, and Swindon is the 126th least expensive of 316 areas. For renting against pay, Forest of Dean is the 23rd least expensive of 316 areas and Swindon is around the middle of 316 areas (149th most expensive).

Someone on £40,000 in Forest of Dean would need about £47,000 in Swindon to be equally placed to buy a terraced house, and about £51,500 to be equally placed to rent one. Keeping the same pay after a move to Swindon would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 46.6 crimes per 1,000 residents in Forest of Dean and 69.6 in Swindon, so recorded crime per resident is 49% higher in Swindon. The biggest difference is in vehicle offences: 1.6 per 1,000 in Forest of Dean against 3.1 in Swindon.

Can a typical earner buy?

Terraced house Forest of Dean Swindon
Median full-time pay £42,326 £38,900
House price ÷ pay 4.9× 6.3×
Median pay as a share of income typically needed to buy 102% 79%
Rent a year as a share of median pay 24% 33%

Buying, by property type

Type Forest of Dean Swindon Difference
Detached £376,000 £420,000 +12% in Swindon
Semi-detached £242,250 £300,000 +24% in Swindon
Terraced £208,000 £245,000 +18% in Swindon

Renting, by property type

Type (average rent a month) Forest of Dean Swindon Difference
Detached £1,121 £1,514 +35% in Swindon
Semi-detached £911 £1,174 +29% in Swindon
Terraced £831 £1,066 +28% in Swindon

Crime

Police recorded 46.6 crimes per 1,000 residents in Forest of Dean and 69.6 in Swindon, so recorded crime per resident is 49% higher in Swindon.

Police recorded crime per 1,000 residents Forest of Dean Swindon Difference
All recorded crime (excluding fraud) 46.6 69.6 +49% in Swindon
Violence against the person 22.0 28.9 +31% in Swindon
Sexual offences 2.3 3.6 +56% in Swindon
Robbery 0.2 0.7 +235% in Swindon
Residential burglary (per 1,000 households) 4.8 3.5 -27% in Swindon
Vehicle offences 1.6 3.1 +96% in Swindon
Theft from the person 0.1 0.5 +283% in Swindon
Criminal damage and arson 5.0 6.0 +21% in Swindon

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Forest of Dean: 175Swindon: 180
House prices in Forest of Dean and Swindon since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Forest of Dean now 175, Swindon now 180.7510012515017520020052010201520202025House prices in Forest of Dean and Swindon since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Forest of Dean now 175, Swindon now 180.7510012515017520020102020
Show the figures
YearForest of DeanSwindon
2005100100
2006107104
2007113114
2008110107
20099794
2010104101
201110399
2012101100
2013101104
2014106110
2015110121
2016117135
2017122142
2018134148
2019138146
2020141148
2021150156
2022167174
2023170179
2024166177
2025173178
12 months to July 2026175180

In 2005 the average home cost £166,791 in Forest of Dean and £144,311 in Swindon. Now it is £291,818 and £259,183: Forest of Dean is up 75% and Swindon is up 80%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Forest of Dean: 6.8 years of paySwindon: 6.6 years of pay
Years of median pay needed to buy the average home in Forest of Dean and SwindonForest of Dean now 6.8, Swindon now 6.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Forest of Dean and SwindonForest of Dean now 6.8, Swindon now 6.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearForest of DeanSwindon
20057.9 years of pay6.3 years of pay
20107.0 years of pay5.5 years of pay
20156.9 years of pay6.2 years of pay
20207.3 years of pay6.7 years of pay
20256.8 years of pay6.6 years of pay

In 2005 a home cost 7.9 years of pay in Forest of Dean and 6.3 years in Swindon. In 2025 it was 6.8 years and 6.6 years.

Affordability has worsened more in Swindon over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Forest of Dean: 150Swindon: 161
Rents in Forest of Dean and Swindon since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Forest of Dean now 150, Swindon now 161.100120140160180201620182020202220242026Rents in Forest of Dean and Swindon since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Forest of Dean now 150, Swindon now 161.100120140160180201520202025
Show the figures
YearForest of DeanSwindon
2015100100
2016102106
2017105113
2018107114
2019110114
2020111117
2021114121
2022121124
2023127131
2024135144
2025148155
August 2026150161

In 2015 the average rent was £553 a month in Forest of Dean and £680 in Swindon. Now it is £828 and £1,096: up 50% in Forest of Dean and up 61% in Swindon. Rents have risen faster in Swindon.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Forest of Dean to Swindon

Earning in Forest of Dean Equivalent to buy in Swindon Equivalent to rent in Swindon
£30,000 £35,500 £38,500
£40,000 £47,000 £51,500
£50,000 £59,000 £64,000
£60,000 £70,500 £77,000

Moving from Swindon to Forest of Dean

Earning in Swindon Equivalent to buy in Forest of Dean Equivalent to rent in Forest of Dean
£30,000 £25,500 £23,500
£40,000 £34,000 £31,000
£50,000 £42,500 £39,000
£60,000 £51,000 £47,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Forest of Dean figures · All Swindon figures