Pay vs Place

Enfield vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £305,000 (165%) more in Enfield than in Newcastle upon Tyne. Measured against local pay, buying is harder in Enfield: it takes 11.2× median annual pay, against 5.2× in Newcastle upon Tyne.

Enfield, terraced
£490,000
Income typically needed: £98,000
Median full-time pay: £43,888
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Enfield Newcastle upon Tyne
Buying a home Expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 19% lower than in Enfield (£43,888), while a typical terraced house costs 62% less (£185,000 against £490,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 11.2× annual pay in Enfield and 5.2× in Newcastle upon Tyne. Renting one takes 56% of pay in Enfield and 44% in Newcastle upon Tyne. Both are harder in Enfield, and the gap is wider for buying.

Across all property types and measured against pay, Enfield is the 38th most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Enfield is the 25th most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Enfield would need about £15,000 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £25,500 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 85.2 crimes per 1,000 residents in Enfield and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 26% higher in Newcastle upon Tyne. The biggest difference is in criminal damage and arson: 5.8 per 1,000 in Enfield against 10.3 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Enfield Newcastle upon Tyne
Median full-time pay £43,888 £35,446
House price ÷ pay 11.2× 5.2×
Median pay as a share of income typically needed to buy 45% 96%
Rent a year as a share of median pay 56% 44%

Buying, by property type

Type Enfield Newcastle upon Tyne Difference
Detached £900,000 £357,000 -60% in Newcastle upon Tyne
Semi-detached £680,000 £215,000 -68% in Newcastle upon Tyne
Terraced £490,000 £185,000 -62% in Newcastle upon Tyne
Flat £320,000 £155,000 -52% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Enfield Newcastle upon Tyne Difference
Detached £2,570 £1,697 -34% in Newcastle upon Tyne
Semi-detached £2,430 £1,263 -48% in Newcastle upon Tyne
Terraced £2,039 £1,293 -37% in Newcastle upon Tyne
Flat £1,656 £993 -40% in Newcastle upon Tyne

Crime

Police recorded 85.2 crimes per 1,000 residents in Enfield and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 26% higher in Newcastle upon Tyne.

Police recorded crime per 1,000 residents Enfield Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 85.2 107.4 +26% in Newcastle upon Tyne
Violence against the person 25.9 36.6 +42% in Newcastle upon Tyne
Sexual offences 2.8 4.5 +60% in Newcastle upon Tyne
Robbery 3.1 2.3 -27% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 12.4 9.0 -27% in Newcastle upon Tyne
Vehicle offences 10.4 5.9 -43% in Newcastle upon Tyne
Theft from the person 3.7 1.4 -63% in Newcastle upon Tyne
Criminal damage and arson 5.8 10.3 +80% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Enfield: 208Newcastle upon Tyne: 148
House prices in Enfield and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Enfield now 208, Newcastle upon Tyne now 148.5010015020025020052010201520202025House prices in Enfield and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Enfield now 208, Newcastle upon Tyne now 148.5010015020025020102020
Show the figures
YearEnfieldNewcastle upon Tyne
2005100100
2006103108
2007115115
2008116110
200910499
2010114103
201111498
201211798
201312398
2014139101
2015158108
2016181111
2017186112
2018187114
2019185114
2020187115
2021199123
2022210132
2023207134
2024205137
2025209145
12 months to July 2026208148

In 2005 the average home cost £225,748 in Enfield and £138,227 in Newcastle upon Tyne. Now it is £470,339 and £204,282: Enfield is up 108% and Newcastle upon Tyne is up 48%. Prices have risen faster in Enfield, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Enfield: 10.7 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Enfield and Newcastle upon TyneEnfield now 10.7, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Enfield and Newcastle upon TyneEnfield now 10.7, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearEnfieldNewcastle upon Tyne
20058.8 years of pay6.6 years of pay
20108.8 years of pay6.4 years of pay
201511.5 years of pay5.6 years of pay
202012.7 years of pay5.5 years of pay
202510.7 years of pay5.6 years of pay

In 2005 a home cost 8.8 years of pay in Enfield and 6.6 years in Newcastle upon Tyne. In 2025 it was 10.7 years and 5.6 years.

Affordability has worsened more in Enfield over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Enfield: 152Newcastle upon Tyne: 176
Rents in Enfield and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Enfield now 152, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Enfield and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Enfield now 152, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearEnfieldNewcastle upon Tyne
2015100100
2016105106
2017109113
2018109112
2019109113
2020109117
2021111123
2022114127
2023121137
2024131143
2025143160
August 2026152176

In 2015 the average rent was £1,200 a month in Enfield and £690 in Newcastle upon Tyne. Now it is £1,827 and £1,215: up 52% in Enfield and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Enfield to Newcastle upon Tyne

Earning in Enfield Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £11,500 £19,000
£40,000 £15,000 £25,500
£50,000 £19,000 £31,500
£60,000 £22,500 £38,000

Moving from Newcastle upon Tyne to Enfield

Earning in Newcastle upon Tyne Equivalent to buy in Enfield Equivalent to rent in Enfield
£30,000 £79,500 £47,500
£40,000 £106,000 £63,000
£50,000 £132,500 £79,000
£60,000 £159,000 £94,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Enfield figures · All Newcastle upon Tyne figures