Enfield vs Lewisham: buying or renting a home
A typical terraced house costs £164,235 (34%) more in Lewisham than in Enfield. Measured against local pay, buying is harder in Lewisham: it takes 14.3× median annual pay, against 11.2× in Enfield.
At a glance
| Enfield | Lewisham | |
|---|---|---|
| Buying a home | Expensive | Expensive |
| Renting a home | Very expensive | Very expensive |
| Recorded crime | About average | Above average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Lewisham (£45,702) is 4% higher than in Enfield (£43,888), while a typical terraced house costs 34% more (£654,235 against £490,000). Set against local pay, Enfield is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 11.2× annual pay in Enfield and 14.3× in Lewisham. Renting one takes 56% of pay in Enfield and 55% in Lewisham. Buying is harder in Lewisham; renting is about the same.
Across all property types and measured against pay, Enfield is the 38th most expensive of 316 areas to buy in, and Lewisham is the 47th most expensive of 316 areas. For renting against pay, Enfield is the 25th most expensive of 316 areas and Lewisham is the 34th most expensive of 316 areas.
Someone on £40,000 in Enfield would need about £53,500 in Lewisham to be equally placed to buy a terraced house, and about £41,000 to be equally placed to rent one. Keeping the same pay after a move to Lewisham would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 85.2 crimes per 1,000 residents in Enfield and 94.2 in Lewisham, so recorded crime per resident is 11% higher in Lewisham. The biggest difference is in residential burglary: 12.4 per 1,000 in Enfield against 9.6 in Lewisham.
Can a typical earner buy?
| Terraced house | Enfield | Lewisham |
|---|---|---|
| Median full-time pay | £43,888 | £45,702 |
| House price ÷ pay | 11.2× | 14.3× |
| Median pay as a share of income typically needed to buy | 45% | 35% |
| Rent a year as a share of median pay | 56% | 55% |
Buying, by property type
| Type | Enfield | Lewisham | Difference |
|---|---|---|---|
| Semi-detached | £680,000 | £784,750 | +15% in Lewisham |
| Terraced | £490,000 | £654,235 | +34% in Lewisham |
| Flat | £320,000 | £375,000 | +17% in Lewisham |
Renting, by property type
| Type (average rent a month) | Enfield | Lewisham | Difference |
|---|---|---|---|
| Semi-detached | £2,430 | £2,360 | -3% in Lewisham |
| Terraced | £2,039 | £2,088 | +2% in Lewisham |
| Flat | £1,656 | £1,657 | +0% in Lewisham |
Crime
Police recorded 85.2 crimes per 1,000 residents in Enfield and 94.2 in Lewisham, so recorded crime per resident is 11% higher in Lewisham.
| Police recorded crime per 1,000 residents | Enfield | Lewisham | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 85.2 | 94.2 | +11% in Lewisham |
| Violence against the person | 25.9 | 32.1 | +24% in Lewisham |
| Sexual offences | 2.8 | 3.5 | +23% in Lewisham |
| Robbery | 3.1 | 3.3 | +7% in Lewisham |
| Residential burglary (per 1,000 households) | 12.4 | 9.6 | -22% in Lewisham |
| Vehicle offences | 10.4 | 8.1 | -22% in Lewisham |
| Theft from the person | 3.7 | 3.9 | +6% in Lewisham |
| Criminal damage and arson | 5.8 | 6.5 | +13% in Lewisham |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Enfield | Lewisham |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 103 | 106 |
| 2007 | 115 | 120 |
| 2008 | 116 | 121 |
| 2009 | 104 | 111 |
| 2010 | 114 | 118 |
| 2011 | 114 | 119 |
| 2012 | 117 | 126 |
| 2013 | 123 | 137 |
| 2014 | 139 | 165 |
| 2015 | 158 | 186 |
| 2016 | 181 | 211 |
| 2017 | 186 | 215 |
| 2018 | 187 | 216 |
| 2019 | 185 | 214 |
| 2020 | 187 | 221 |
| 2021 | 199 | 225 |
| 2022 | 210 | 232 |
| 2023 | 207 | 233 |
| 2024 | 205 | 232 |
| 2025 | 209 | 243 |
| 12 months to July 2026 | 208 | 244 |
In 2005 the average home cost £225,748 in Enfield and £202,544 in Lewisham. Now it is £470,339 and £494,616: Enfield is up 108% and Lewisham is up 144%. Prices have risen faster in Lewisham, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Enfield | Lewisham |
|---|---|---|
| 2005 | 8.8 years of pay | 7.6 years of pay |
| 2010 | 8.8 years of pay | 8.0 years of pay |
| 2015 | 11.5 years of pay | 11.8 years of pay |
| 2020 | 12.7 years of pay | 12.1 years of pay |
| 2025 | 10.7 years of pay | 10.8 years of pay |
In 2005 a home cost 8.8 years of pay in Enfield and 7.6 years in Lewisham. In 2025 it was 10.7 years and 10.8 years.
Affordability has worsened more in Lewisham over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Enfield | Lewisham |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 105 | 106 |
| 2017 | 109 | 109 |
| 2018 | 109 | 110 |
| 2019 | 109 | 110 |
| 2020 | 109 | 112 |
| 2021 | 111 | 114 |
| 2022 | 114 | 116 |
| 2023 | 121 | 123 |
| 2024 | 131 | 134 |
| 2025 | 143 | 143 |
| August 2026 | 152 | 147 |
In 2015 the average rent was £1,200 a month in Enfield and £1,242 in Lewisham. Now it is £1,827 and £1,829: up 52% in Enfield and up 47% in Lewisham.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Enfield to Lewisham
| Earning in Enfield | Equivalent to buy in Lewisham | Equivalent to rent in Lewisham |
|---|---|---|
| £30,000 | £40,000 | £30,500 |
| £40,000 | £53,500 | £41,000 |
| £50,000 | £67,000 | £51,000 |
| £60,000 | £80,000 | £61,500 |
Moving from Lewisham to Enfield
| Earning in Lewisham | Equivalent to buy in Enfield | Equivalent to rent in Enfield |
|---|---|---|
| £30,000 | £22,500 | £29,500 |
| £40,000 | £30,000 | £39,000 |
| £50,000 | £37,500 | £49,000 |
| £60,000 | £45,000 | £58,500 |