Pay vs Place

Elmbridge vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £365,000 (197%) more in Elmbridge than in Newcastle upon Tyne. Measured against local pay, buying is harder in Elmbridge: it takes 10.6× median annual pay, against 5.2× in Newcastle upon Tyne.

Elmbridge, terraced
£550,000
Income typically needed: £110,000
Median full-time pay: £51,924
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Elmbridge Newcastle upon Tyne
Buying a home Very expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 32% lower than in Elmbridge (£51,924), while a typical terraced house costs 66% less (£185,000 against £550,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 10.6× annual pay in Elmbridge and 5.2× in Newcastle upon Tyne. Renting one takes 44% of pay in Elmbridge and 44% in Newcastle upon Tyne. Buying is harder in Elmbridge; renting is about the same.

Across all property types and measured against pay, Elmbridge is the 12th most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Elmbridge is the 55th most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Elmbridge would need about £13,500 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £27,000 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 51.5 crimes per 1,000 residents in Elmbridge and 107.4 in Newcastle upon Tyne, so recorded crime per resident in Newcastle upon Tyne is 2.1 times the rate in Elmbridge. The biggest difference is in sexual offences: 1.8 per 1,000 in Elmbridge against 4.5 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Elmbridge Newcastle upon Tyne
Median full-time pay £51,924 £35,446
House price ÷ pay 10.6× 5.2×
Median pay as a share of income typically needed to buy 47% 96%
Rent a year as a share of median pay 44% 44%

Buying, by property type

Type Elmbridge Newcastle upon Tyne Difference
Detached £1,300,000 £357,000 -73% in Newcastle upon Tyne
Semi-detached £740,000 £215,000 -71% in Newcastle upon Tyne
Terraced £550,000 £185,000 -66% in Newcastle upon Tyne
Flat £352,625 £155,000 -56% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Elmbridge Newcastle upon Tyne Difference
Detached £2,731 £1,697 -38% in Newcastle upon Tyne
Semi-detached £1,955 £1,263 -35% in Newcastle upon Tyne
Terraced £1,899 £1,293 -32% in Newcastle upon Tyne
Flat £1,495 £993 -34% in Newcastle upon Tyne

Crime

Police recorded 51.5 crimes per 1,000 residents in Elmbridge and 107.4 in Newcastle upon Tyne, so recorded crime per resident in Newcastle upon Tyne is 2.1 times the rate in Elmbridge.

Police recorded crime per 1,000 residents Elmbridge Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 51.5 107.4 +108% in Newcastle upon Tyne
Violence against the person 19.4 36.6 +89% in Newcastle upon Tyne
Sexual offences 1.8 4.5 +145% in Newcastle upon Tyne
Robbery 0.5 2.3 +359% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 4.8 9.0 +88% in Newcastle upon Tyne
Vehicle offences 4.1 5.9 +45% in Newcastle upon Tyne
Theft from the person 0.4 1.4 +211% in Newcastle upon Tyne
Criminal damage and arson 4.5 10.3 +132% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Elmbridge: 217Newcastle upon Tyne: 148
House prices in Elmbridge and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Elmbridge now 217, Newcastle upon Tyne now 148.5010015020025020052010201520202025House prices in Elmbridge and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Elmbridge now 217, Newcastle upon Tyne now 148.5010015020025020102020
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YearElmbridgeNewcastle upon Tyne
2005100100
2006108108
2007124115
2008122110
200910999
2010126103
201112598
201213498
201314298
2014160101
2015174108
2016188111
2017187112
2018185114
2019187114
2020190115
2021201123
2022216132
2023215134
2024213137
2025218145
12 months to July 2026217148

In 2005 the average home cost £337,244 in Elmbridge and £138,227 in Newcastle upon Tyne. Now it is £732,332 and £204,282: Elmbridge is up 117% and Newcastle upon Tyne is up 48%. Prices have risen faster in Elmbridge, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Elmbridge: 14.2 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Elmbridge and Newcastle upon TyneElmbridge now 14.2, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20×20052010201520202025Years of median pay needed to buy the average home in Elmbridge and Newcastle upon TyneElmbridge now 14.2, Newcastle upon Tyne now 5.6 years of pay.0×5×10×15×20×20052010201520202025
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YearElmbridgeNewcastle upon Tyne
20059.6 years of pay6.6 years of pay
201012.0 years of pay6.4 years of pay
201515.3 years of pay5.6 years of pay
202015.4 years of pay5.5 years of pay
202514.2 years of pay5.6 years of pay

In 2005 a home cost 9.6 years of pay in Elmbridge and 6.6 years in Newcastle upon Tyne. In 2025 it was 14.2 years and 5.6 years.

Affordability has worsened more in Elmbridge over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Elmbridge: 129Newcastle upon Tyne: 176
Rents in Elmbridge and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Elmbridge now 129, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Elmbridge and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Elmbridge now 129, Newcastle upon Tyne now 176.100120140160180201520202025
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YearElmbridgeNewcastle upon Tyne
2015100100
2016103106
2017104113
2018103112
2019105113
2020103117
2021106123
2022108127
2023113137
2024123143
2025127160
August 2026129176

In 2015 the average rent was £1,465 a month in Elmbridge and £690 in Newcastle upon Tyne. Now it is £1,891 and £1,215: up 29% in Elmbridge and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Elmbridge to Newcastle upon Tyne

Earning in Elmbridge Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £10,000 £20,500
£40,000 £13,500 £27,000
£50,000 £17,000 £34,000
£60,000 £20,000 £41,000

Moving from Newcastle upon Tyne to Elmbridge

Earning in Newcastle upon Tyne Equivalent to buy in Elmbridge Equivalent to rent in Elmbridge
£30,000 £89,000 £44,000
£40,000 £119,000 £58,500
£50,000 £148,500 £73,500
£60,000 £178,500 £88,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Elmbridge figures · All Newcastle upon Tyne figures