Pay vs Place

Elmbridge vs Epsom and Ewell: buying or renting a home

A typical terraced house costs £61,000 (12%) more in Elmbridge than in Epsom and Ewell. Measured against local pay, buying is harder in Elmbridge: it takes 10.6× median annual pay, against 9.8× in Epsom and Ewell.

Elmbridge, terraced
£550,000
Income typically needed: £110,000
Median full-time pay: £51,924
Epsom and Ewell, terraced
£489,000
Income typically needed: £98,000
Median full-time pay: £50,121

At a glance

Elmbridge Epsom and Ewell
Buying a home Very expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime Low About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Epsom and Ewell (£50,121) is 3% lower than in Elmbridge (£51,924), while a typical terraced house costs 11% less (£489,000 against £550,000). Set against local pay, Epsom and Ewell is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 10.6× annual pay in Elmbridge and 9.8× in Epsom and Ewell. Renting one takes 44% of pay in Elmbridge and 40% in Epsom and Ewell. Both are harder in Elmbridge, and the gap is wider for renting.

Across all property types and measured against pay, Elmbridge is the 12th most expensive of 316 areas to buy in, and Epsom and Ewell is the 26th most expensive of 316 areas. For renting against pay, Elmbridge is the 55th most expensive of 316 areas and Epsom and Ewell is the 81st most expensive of 316 areas.

Someone on £40,000 in Elmbridge would need about £35,500 in Epsom and Ewell to be equally placed to buy a terraced house, and about £35,000 to be equally placed to rent one. Keeping the same pay after a move to Epsom and Ewell would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 51.5 crimes per 1,000 residents in Elmbridge and 67.0 in Epsom and Ewell, so recorded crime per resident is 30% higher in Epsom and Ewell. The biggest difference is in residential burglary: 4.8 per 1,000 in Elmbridge against 7.7 in Epsom and Ewell.

Can a typical earner buy?

Terraced house Elmbridge Epsom and Ewell
Median full-time pay £51,924 £50,121
House price ÷ pay 10.6× 9.8×
Median pay as a share of income typically needed to buy 47% 51%
Rent a year as a share of median pay 44% 40%

Buying, by property type

Type Elmbridge Epsom and Ewell Difference
Detached £1,300,000 £852,500 -34% in Epsom and Ewell
Semi-detached £740,000 £628,000 -15% in Epsom and Ewell
Terraced £550,000 £489,000 -11% in Epsom and Ewell
Flat £352,625 £319,000 -10% in Epsom and Ewell

Renting, by property type

Type (average rent a month) Elmbridge Epsom and Ewell Difference
Detached £2,731 £2,469 -10% in Epsom and Ewell
Semi-detached £1,955 £1,883 -4% in Epsom and Ewell
Terraced £1,899 £1,660 -13% in Epsom and Ewell
Flat £1,495 £1,347 -10% in Epsom and Ewell

Crime

Police recorded 51.5 crimes per 1,000 residents in Elmbridge and 67.0 in Epsom and Ewell, so recorded crime per resident is 30% higher in Epsom and Ewell.

Police recorded crime per 1,000 residents Elmbridge Epsom and Ewell Difference
All recorded crime (excluding fraud) 51.5 67.0 +30% in Epsom and Ewell
Violence against the person 19.4 24.2 +25% in Epsom and Ewell
Sexual offences 1.8 2.0 +9% in Epsom and Ewell
Robbery 0.5 0.7 +47% in Epsom and Ewell
Residential burglary (per 1,000 households) 4.8 7.7 +61% in Epsom and Ewell
Vehicle offences 4.1 6.0 +47% in Epsom and Ewell
Theft from the person 0.4 0.5 +23% in Epsom and Ewell
Criminal damage and arson 4.5 5.8 +30% in Epsom and Ewell

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Elmbridge: 217Epsom and Ewell: 208
House prices in Elmbridge and Epsom and Ewell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Elmbridge now 217, Epsom and Ewell now 208.10015020025020052010201520202025House prices in Elmbridge and Epsom and Ewell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Elmbridge now 217, Epsom and Ewell now 208.10015020025020102020
Show the figures
YearElmbridgeEpsom and Ewell
2005100100
2006108106
2007124117
2008122117
2009109103
2010126116
2011125116
2012134122
2013142128
2014160145
2015174160
2016188175
2017187179
2018185181
2019187177
2020190183
2021201192
2022216207
2023215210
2024213203
2025218207
12 months to July 2026217208

In 2005 the average home cost £337,244 in Elmbridge and £264,746 in Epsom and Ewell. Now it is £732,332 and £551,734: Elmbridge is up 117% and Epsom and Ewell is up 108%. Prices have risen faster in Elmbridge, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Elmbridge: 14.2 years of payEpsom and Ewell: 11.0 years of pay
Years of median pay needed to buy the average home in Elmbridge and Epsom and EwellElmbridge now 14.2, Epsom and Ewell now 11.0 years of pay.0×5×10×15×20×20052010201520202025Years of median pay needed to buy the average home in Elmbridge and Epsom and EwellElmbridge now 14.2, Epsom and Ewell now 11.0 years of pay.0×5×10×15×20×20052010201520202025
Show the figures
YearElmbridgeEpsom and Ewell
20059.6 years of pay9.3 years of pay
201012.0 years of pay9.3 years of pay
201515.3 years of pay12.0 years of pay
202015.4 years of pay13.3 years of pay
202514.2 years of pay11.0 years of pay

In 2005 a home cost 9.6 years of pay in Elmbridge and 9.3 years in Epsom and Ewell. In 2025 it was 14.2 years and 11.0 years.

Affordability has worsened more in Elmbridge over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Elmbridge: 129Epsom and Ewell: 133
Rents in Elmbridge and Epsom and Ewell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Elmbridge now 129, Epsom and Ewell now 133.100110120130140201620182020202220242026Rents in Elmbridge and Epsom and Ewell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Elmbridge now 129, Epsom and Ewell now 133.100110120130140201520202025
Show the figures
YearElmbridgeEpsom and Ewell
2015100100
2016103105
2017104107
2018103106
2019105107
2020103109
2021106112
2022108118
2023113118
2024123128
2025127131
August 2026129133

In 2015 the average rent was £1,465 a month in Elmbridge and £1,270 in Epsom and Ewell. Now it is £1,891 and £1,690: up 29% in Elmbridge and up 33% in Epsom and Ewell.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Elmbridge to Epsom and Ewell

Earning in Elmbridge Equivalent to buy in Epsom and Ewell Equivalent to rent in Epsom and Ewell
£30,000 £26,500 £26,000
£40,000 £35,500 £35,000
£50,000 £44,500 £43,500
£60,000 £53,500 £52,500

Moving from Epsom and Ewell to Elmbridge

Earning in Epsom and Ewell Equivalent to buy in Elmbridge Equivalent to rent in Elmbridge
£30,000 £33,500 £34,500
£40,000 £45,000 £46,000
£50,000 £56,000 £57,000
£60,000 £67,500 £68,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Epsom and Ewell is less reliable than most.

All Elmbridge figures · All Epsom and Ewell figures