Pay vs Place

Ealing vs Liverpool: buying or renting a home

A typical terraced house costs £485,000 (294%) more in Ealing than in Liverpool. Measured against local pay, buying is harder in Ealing: it takes 15.9× median annual pay, against 4.4× in Liverpool.

Ealing, terraced
£650,000
Income typically needed: £130,000
Median full-time pay: £40,889
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Ealing Liverpool
Buying a home Very expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is 9% lower than in Ealing (£40,889), while a typical terraced house costs 75% less (£165,000 against £650,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 15.9× annual pay in Ealing and 4.4× in Liverpool. Renting one takes 74% of pay in Ealing and 30% in Liverpool. Both are harder in Ealing, and the gap is wider for buying.

Across all property types and measured against pay, Ealing is the 7th most expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Ealing is the 7th most expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Ealing would need about £10,000 in Liverpool to be equally placed to buy a terraced house, and about £14,500 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 80.5 crimes per 1,000 residents in Ealing and 124.1 in Liverpool, so recorded crime per resident is 54% higher in Liverpool. The biggest difference is in vehicle offences: 10.3 per 1,000 in Ealing against 5.3 in Liverpool.

Can a typical earner buy?

Terraced house Ealing Liverpool
Median full-time pay £40,889 £37,144
House price ÷ pay 15.9× 4.4×
Median pay as a share of income typically needed to buy 31% 113%
Rent a year as a share of median pay 74% 30%

Buying, by property type

Type Ealing Liverpool Difference
Semi-detached £765,000 £240,000 -69% in Liverpool
Terraced £650,000 £165,000 -75% in Liverpool
Flat £395,000 £147,500 -63% in Liverpool

Renting, by property type

Type (average rent a month) Ealing Liverpool Difference
Semi-detached £2,752 £1,008 -63% in Liverpool
Terraced £2,523 £917 -64% in Liverpool
Flat £1,863 £786 -58% in Liverpool

Crime

Police recorded 80.5 crimes per 1,000 residents in Ealing and 124.1 in Liverpool, so recorded crime per resident is 54% higher in Liverpool.

Police recorded crime per 1,000 residents Ealing Liverpool Difference
All recorded crime (excluding fraud) 80.5 124.1 +54% in Liverpool
Violence against the person 26.3 45.6 +74% in Liverpool
Sexual offences 2.6 4.1 +56% in Liverpool
Robbery 2.3 1.6 -28% in Liverpool
Residential burglary (per 1,000 households) 9.2 6.1 -34% in Liverpool
Vehicle offences 10.3 5.3 -48% in Liverpool
Theft from the person 3.1 1.2 -61% in Liverpool
Criminal damage and arson 5.4 10.3 +90% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Ealing: 219Liverpool: 183
House prices in Ealing and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ealing now 219, Liverpool now 183.5010015020025020052010201520202025House prices in Ealing and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ealing now 219, Liverpool now 183.5010015020025020102020
Show the figures
YearEalingLiverpool
2005100100
2006106110
2007120117
2008121113
2009108104
2010120105
2011123101
201213099
201313899
2014163103
2015179107
2016195110
2017198115
2018196121
2019193123
2020196128
2021207148
2022217161
2023216163
2024217166
2025220179
12 months to July 2026219183

In 2005 the average home cost £261,986 in Ealing and £99,018 in Liverpool. Now it is £573,273 and £181,637: Ealing is up 119% and Liverpool is up 83%. Prices have risen faster in Ealing, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Ealing: 14.1 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Ealing and LiverpoolEaling now 14.1, Liverpool now 4.8 years of pay.0×5×10×15×20×20052010201520202025Years of median pay needed to buy the average home in Ealing and LiverpoolEaling now 14.1, Liverpool now 4.8 years of pay.0×5×10×15×20×20052010201520202025
Show the figures
YearEalingLiverpool
20059.9 years of pay4.9 years of pay
201011.0 years of pay4.3 years of pay
201516.2 years of pay4.1 years of pay
202014.1 years of pay4.1 years of pay
202514.1 years of pay4.8 years of pay

In 2005 a home cost 9.9 years of pay in Ealing and 4.9 years in Liverpool. In 2025 it was 14.1 years and 4.8 years.

Affordability has worsened more in Ealing over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Ealing: 149Liverpool: 161
Rents in Ealing and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ealing now 149, Liverpool now 161.100120140160180201620182020202220242026Rents in Ealing and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ealing now 149, Liverpool now 161.100120140160180201520202025
Show the figures
YearEalingLiverpool
2015100100
2016104103
2017105104
2018104104
2019104105
2020109106
2021111111
2022112119
2023118127
2024132138
2025144151
August 2026149161

In 2015 the average rent was £1,413 a month in Ealing and £567 in Liverpool. Now it is £2,109 and £913: up 49% in Ealing and up 61% in Liverpool. Rents have risen faster in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Ealing to Liverpool

Earning in Ealing Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £7,500 £11,000
£40,000 £10,000 £14,500
£50,000 £12,500 £18,000
£60,000 £15,000 £22,000

Moving from Liverpool to Ealing

Earning in Liverpool Equivalent to buy in Ealing Equivalent to rent in Ealing
£30,000 £118,000 £82,500
£40,000 £157,500 £110,000
£50,000 £197,000 £137,500
£60,000 £236,500 £165,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Ealing figures · All Liverpool figures