Pay vs Place

Derbyshire Dales vs Manchester: buying or renting a home

A typical terraced house costs £21,000 (9%) more in Manchester than in Derbyshire Dales. Measured against local pay, buying is harder in Manchester: it takes 7.1× median annual pay, against 5.5× in Derbyshire Dales.

Derbyshire Dales, terraced
£235,000
Income typically needed: £47,000
Median full-time pay: £43,071
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Derbyshire Dales Manchester
Buying a home Fairly affordable Fairly affordable
Renting a home Affordable Very expensive
Recorded crime Low High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 16% lower than in Derbyshire Dales (£43,071), while a typical terraced house costs 9% more (£256,000 against £235,000). Set against local pay, Derbyshire Dales is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.5× annual pay in Derbyshire Dales and 7.1× in Manchester. Renting one takes 21% of pay in Derbyshire Dales and 46% in Manchester. Both are harder in Manchester, and the gap is wider for renting.

Across all property types and measured against pay, Derbyshire Dales is around the middle of 316 areas (168th most expensive) to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Derbyshire Dales is the 13th least expensive of 316 areas and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Derbyshire Dales would need about £43,500 in Manchester to be equally placed to buy a terraced house, and about £73,000 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 45.0 crimes per 1,000 residents in Derbyshire Dales and 142.7 in Manchester, so recorded crime per resident in Manchester is 3.2 times the rate in Derbyshire Dales. The biggest difference is in vehicle offences: 1.4 per 1,000 in Derbyshire Dales against 7.9 in Manchester.

Can a typical earner buy?

Terraced house Derbyshire Dales Manchester
Median full-time pay £43,071 £36,278
House price ÷ pay 5.5× 7.1×
Median pay as a share of income typically needed to buy 92% 71%
Rent a year as a share of median pay 21% 46%

Buying, by property type

Type Derbyshire Dales Manchester Difference
Detached £463,500 £400,000 -14% in Manchester
Semi-detached £285,000 £310,000 +9% in Manchester
Terraced £235,000 £256,000 +9% in Manchester

Renting, by property type

Type (average rent a month) Derbyshire Dales Manchester Difference
Detached £1,089 £1,878 +72% in Manchester
Semi-detached £886 £1,496 +69% in Manchester
Terraced £768 £1,405 +83% in Manchester

Crime

Police recorded 45.0 crimes per 1,000 residents in Derbyshire Dales and 142.7 in Manchester, so recorded crime per resident in Manchester is 3.2 times the rate in Derbyshire Dales.

Police recorded crime per 1,000 residents Derbyshire Dales Manchester Difference
All recorded crime (excluding fraud) 45.0 142.7 +217% in Manchester
Violence against the person 18.3 51.9 +183% in Manchester
Sexual offences 2.1 5.6 +166% in Manchester
Robbery 0.1 2.7 +3300% in Manchester
Residential burglary (per 1,000 households) 3.0 9.3 +209% in Manchester
Vehicle offences 1.4 7.9 +448% in Manchester
Theft from the person 0.3 3.9 +1171% in Manchester
Criminal damage and arson 4.2 10.0 +138% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Derbyshire Dales: 176Manchester: 251
House prices in Derbyshire Dales and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Derbyshire Dales now 176, Manchester now 251.5010015020025030020052010201520202025House prices in Derbyshire Dales and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Derbyshire Dales now 176, Manchester now 251.5010015020025030020102020
Show the figures
YearDerbyshire DalesManchester
2005100100
2006104117
2007111129
2008103125
200998112
2010107115
2011104114
2012106115
2013108115
2014112125
2015116133
2016121145
2017125158
2018130167
2019134173
2020137178
2021149209
2022163231
2023168233
2024166241
2025171247
12 months to July 2026176251

In 2005 the average home cost £196,994 in Derbyshire Dales and £100,202 in Manchester. Now it is £346,564 and £251,205: Derbyshire Dales is up 76% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Derbyshire Dales: 7.8 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Derbyshire Dales and ManchesterDerbyshire Dales now 7.8, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Derbyshire Dales and ManchesterDerbyshire Dales now 7.8, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearDerbyshire DalesManchester
20057.7 years of pay4.8 years of pay
20107.2 years of pay5.0 years of pay
20158.5 years of pay5.4 years of pay
20207.7 years of pay6.3 years of pay
20257.8 years of pay6.8 years of pay

In 2005 a home cost 7.7 years of pay in Derbyshire Dales and 4.8 years in Manchester. In 2025 it was 7.8 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Derbyshire Dales: 138Manchester: 174
Rents in Derbyshire Dales and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Derbyshire Dales now 138, Manchester now 174.100120140160180201620182020202220242026Rents in Derbyshire Dales and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Derbyshire Dales now 138, Manchester now 174.100120140160180201520202025
Show the figures
YearDerbyshire DalesManchester
2015100100
2016102101
2017105106
2018106112
2019107114
2020110117
2021115120
2022123127
2023121139
2024129156
2025128167
August 2026138174

In 2015 the average rent was £592 a month in Derbyshire Dales and £790 in Manchester. Now it is £819 and £1,373: up 38% in Derbyshire Dales and up 74% in Manchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Derbyshire Dales to Manchester

Earning in Derbyshire Dales Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £32,500 £55,000
£40,000 £43,500 £73,000
£50,000 £54,500 £91,500
£60,000 £65,500 £110,000

Moving from Manchester to Derbyshire Dales

Earning in Manchester Equivalent to buy in Derbyshire Dales Equivalent to rent in Derbyshire Dales
£30,000 £27,500 £16,500
£40,000 £36,500 £22,000
£50,000 £46,000 £27,500
£60,000 £55,000 £33,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Derbyshire Dales is less reliable than most.

All Derbyshire Dales figures · All Manchester figures