Pay vs Place

Derby vs Erewash: buying or renting a home

A typical terraced house costs £3,500 (2%) more in Erewash than in Derby. Measured against local pay, buying is about equally hard in both.

Derby, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £36,428
Erewash, terraced
£168,500
Income typically needed: £33,500
Median full-time pay: £36,290

At a glance

Derby Erewash
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Erewash (£36,290) is the same than in Derby (£36,428), while a typical terraced house costs 2% more (£168,500 against £165,000).

Buying a terraced house takes 4.5× annual pay in Derby and 4.6× in Erewash. Renting one takes 28% of pay in Derby and 27% in Erewash. On both measures the two areas are close.

Across all property types and measured against pay, Derby is the 56th least expensive of 316 areas to buy in, and Erewash is the 71st least expensive of 316 areas. For renting against pay, Derby is the 92nd least expensive of 316 areas and Erewash is the 80th least expensive of 316 areas.

Someone on £40,000 in Derby would need about £41,000 in Erewash to be equally placed to buy a terraced house, and about £38,000 to be equally placed to rent one. Keeping the same pay after a move to Erewash would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 111.5 crimes per 1,000 residents in Derby and 74.3 in Erewash, so recorded crime per resident is 33% lower in Erewash. The biggest difference is in vehicle offences: 4.4 per 1,000 in Derby against 2.8 in Erewash.

Can a typical earner buy?

Terraced house Derby Erewash
Median full-time pay £36,428 £36,290
House price ÷ pay 4.5× 4.6×
Median pay as a share of income typically needed to buy 110% 108%
Rent a year as a share of median pay 28% 27%

Buying, by property type

Type Derby Erewash Difference
Detached £325,000 £325,000 0% in Erewash
Semi-detached £218,500 £218,050 -0% in Erewash
Terraced £165,000 £168,500 +2% in Erewash

Renting, by property type

Type (average rent a month) Derby Erewash Difference
Detached £1,079 £1,087 +1% in Erewash
Semi-detached £913 £896 -2% in Erewash
Terraced £845 £807 -4% in Erewash

Crime

Police recorded 111.5 crimes per 1,000 residents in Derby and 74.3 in Erewash, so recorded crime per resident is 33% lower in Erewash.

Police recorded crime per 1,000 residents Derby Erewash Difference
All recorded crime (excluding fraud) 111.5 74.3 -33% in Erewash
Violence against the person 46.3 30.9 -33% in Erewash
Sexual offences 4.9 3.3 -32% in Erewash
Robbery 1.6 0.6 -61% in Erewash
Residential burglary (per 1,000 households) 6.2 4.4 -28% in Erewash
Vehicle offences 4.4 2.8 -36% in Erewash
Theft from the person 1.1 0.3 -74% in Erewash
Criminal damage and arson 8.3 6.3 -24% in Erewash

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Derby: 168Erewash: 187
House prices in Derby and Erewash since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Derby now 168, Erewash now 187.7510012515017520020052010201520202025House prices in Derby and Erewash since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Derby now 168, Erewash now 187.7510012515017520020102020
Show the figures
YearDerbyErewash
2005100100
2006105104
2007112111
2008106107
20099697
201099100
20119798
20129799
201310199
2014107109
2015111116
2016117121
2017121128
2018126135
2019129139
2020132144
2021145159
2022157175
2023163182
2024166179
2025167185
12 months to July 2026168187

In 2005 the average home cost £121,680 in Derby and £117,945 in Erewash. Now it is £204,877 and £220,275: Derby is up 68% and Erewash is up 87%. Prices have risen faster in Erewash, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Derby: 5.6 years of payErewash: 6.0 years of pay
Years of median pay needed to buy the average home in Derby and ErewashDerby now 5.6, Erewash now 6.0 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Derby and ErewashDerby now 5.6, Erewash now 6.0 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearDerbyErewash
20055.1 years of pay5.4 years of pay
20104.6 years of pay5.0 years of pay
20154.8 years of pay5.2 years of pay
20205.1 years of pay5.7 years of pay
20255.6 years of pay6.0 years of pay

In 2005 a home cost 5.1 years of pay in Derby and 5.4 years in Erewash. In 2025 it was 5.6 years and 6.0 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Derby: 159Erewash: 160
Rents in Derby and Erewash since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Derby now 159, Erewash now 160.100120140160180201620182020202220242026Rents in Derby and Erewash since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Derby now 159, Erewash now 160.100120140160180201520202025
Show the figures
YearDerbyErewash
2015100100
2016102102
2017106104
2018110108
2019112111
2020114115
2021119120
2022125127
2023128133
2024140145
2025154157
August 2026159160

In 2015 the average rent was £541 a month in Derby and £520 in Erewash. Now it is £860 and £834: up 59% in Derby and up 60% in Erewash.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Derby to Erewash

Earning in Derby Equivalent to buy in Erewash Equivalent to rent in Erewash
£30,000 £30,500 £28,500
£40,000 £41,000 £38,000
£50,000 £51,000 £48,000
£60,000 £61,500 £57,500

Moving from Erewash to Derby

Earning in Erewash Equivalent to buy in Derby Equivalent to rent in Derby
£30,000 £29,500 £31,500
£40,000 £39,000 £42,000
£50,000 £49,000 £52,500
£60,000 £59,000 £63,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Derby figures · All Erewash figures