Colchester vs Huntingdonshire: buying or renting a home
A typical terraced house costs £12,500 (5%) more in Colchester than in Huntingdonshire. Measured against local pay, buying is about equally hard in both.
At a glance
| Colchester | Huntingdonshire | |
|---|---|---|
| Buying a home | Expensive | Expensive |
| Renting a home | Expensive | Expensive |
| Recorded crime | About average | Low |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Huntingdonshire (£38,019) is 3% lower than in Colchester (£39,353), while a typical terraced house costs 5% less (£260,000 against £272,500).
Buying a terraced house takes 6.9× annual pay in Colchester and 6.8× in Huntingdonshire. Renting one takes 37% of pay in Colchester and 32% in Huntingdonshire. Renting is harder in Colchester; buying is about the same.
Across all property types and measured against pay, Colchester is around the middle of 316 areas (133rd most expensive) to buy in, and Huntingdonshire is the 126th most expensive of 316 areas. For renting against pay, Colchester is the 116th most expensive of 316 areas and Huntingdonshire is around the middle of 316 areas (154th most expensive).
Someone on £40,000 in Colchester would need about £38,000 in Huntingdonshire to be equally placed to buy a terraced house, and about £33,000 to be equally placed to rent one. Keeping the same pay after a move to Huntingdonshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 82.6 crimes per 1,000 residents in Colchester and 55.9 in Huntingdonshire, so recorded crime per resident is 32% lower in Huntingdonshire. The biggest difference is in violence against the person: 35.7 per 1,000 in Colchester against 21.9 in Huntingdonshire.
Can a typical earner buy?
| Terraced house | Colchester | Huntingdonshire |
|---|---|---|
| Median full-time pay | £39,353 | £38,019 |
| House price ÷ pay | 6.9× | 6.8× |
| Median pay as a share of income typically needed to buy | 72% | 73% |
| Rent a year as a share of median pay | 37% | 32% |
Buying, by property type
| Type | Colchester | Huntingdonshire | Difference |
|---|---|---|---|
| Detached | £442,960 | £435,250 | -2% in Huntingdonshire |
| Semi-detached | £325,000 | £300,000 | -8% in Huntingdonshire |
| Terraced | £272,500 | £260,000 | -5% in Huntingdonshire |
| Flat | £170,000 | £170,000 | 0% in Huntingdonshire |
Renting, by property type
| Type (average rent a month) | Colchester | Huntingdonshire | Difference |
|---|---|---|---|
| Detached | £1,566 | £1,497 | -4% in Huntingdonshire |
| Semi-detached | £1,268 | £1,134 | -11% in Huntingdonshire |
| Terraced | £1,229 | £1,009 | -18% in Huntingdonshire |
| Flat | £955 | £857 | -10% in Huntingdonshire |
Crime
Police recorded 82.6 crimes per 1,000 residents in Colchester and 55.9 in Huntingdonshire, so recorded crime per resident is 32% lower in Huntingdonshire.
| Police recorded crime per 1,000 residents | Colchester | Huntingdonshire | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 82.6 | 55.9 | -32% in Huntingdonshire |
| Violence against the person | 35.7 | 21.9 | -39% in Huntingdonshire |
| Sexual offences | 4.0 | 2.8 | -30% in Huntingdonshire |
| Robbery | 0.9 | 0.3 | -71% in Huntingdonshire |
| Residential burglary (per 1,000 households) | 5.5 | 4.1 | -25% in Huntingdonshire |
| Vehicle offences | 5.4 | 3.5 | -35% in Huntingdonshire |
| Theft from the person | 0.5 | 0.2 | -60% in Huntingdonshire |
| Criminal damage and arson | 6.6 | 5.8 | -12% in Huntingdonshire |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Colchester | Huntingdonshire |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 106 | 105 |
| 2007 | 113 | 114 |
| 2008 | 105 | 113 |
| 2009 | 93 | 100 |
| 2010 | 103 | 106 |
| 2011 | 103 | 104 |
| 2012 | 104 | 106 |
| 2013 | 106 | 109 |
| 2014 | 115 | 119 |
| 2015 | 126 | 128 |
| 2016 | 140 | 143 |
| 2017 | 152 | 154 |
| 2018 | 155 | 158 |
| 2019 | 154 | 159 |
| 2020 | 154 | 158 |
| 2021 | 162 | 168 |
| 2022 | 179 | 185 |
| 2023 | 180 | 188 |
| 2024 | 175 | 182 |
| 2025 | 177 | 186 |
| 12 months to July 2026 | 177 | 189 |
In 2005 the average home cost £167,925 in Colchester and £161,277 in Huntingdonshire. Now it is £297,216 and £304,978: Colchester is up 77% and Huntingdonshire is up 89%. Prices have risen faster in Huntingdonshire, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Colchester | Huntingdonshire |
|---|---|---|
| 2005 | 6.6 years of pay | 6.5 years of pay |
| 2010 | 6.5 years of pay | 5.9 years of pay |
| 2015 | 7.4 years of pay | 7.1 years of pay |
| 2020 | 8.0 years of pay | 8.2 years of pay |
| 2025 | 7.6 years of pay | 7.9 years of pay |
In 2005 a home cost 6.6 years of pay in Colchester and 6.5 years in Huntingdonshire. In 2025 it was 7.6 years and 7.9 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Colchester | Huntingdonshire |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 106 |
| 2017 | 108 | 113 |
| 2018 | 112 | 117 |
| 2019 | 116 | 119 |
| 2020 | 115 | 120 |
| 2021 | 123 | 123 |
| 2022 | 127 | 130 |
| 2023 | 134 | 136 |
| 2024 | 145 | 144 |
| 2025 | 159 | 153 |
| August 2026 | 163 | 159 |
In 2015 the average rent was £735 a month in Colchester and £666 in Huntingdonshire. Now it is £1,197 and £1,057: up 63% in Colchester and up 59% in Huntingdonshire.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Colchester to Huntingdonshire
| Earning in Colchester | Equivalent to buy in Huntingdonshire | Equivalent to rent in Huntingdonshire |
|---|---|---|
| £30,000 | £28,500 | £24,500 |
| £40,000 | £38,000 | £33,000 |
| £50,000 | £47,500 | £41,000 |
| £60,000 | £57,000 | £49,500 |
Moving from Huntingdonshire to Colchester
| Earning in Huntingdonshire | Equivalent to buy in Colchester | Equivalent to rent in Colchester |
|---|---|---|
| £30,000 | £31,500 | £36,500 |
| £40,000 | £42,000 | £48,500 |
| £50,000 | £52,500 | £61,000 |
| £60,000 | £63,000 | £73,000 |