Chesterfield vs Mansfield: buying or renting a home
A typical terraced house costs £25,000 (20%) more in Chesterfield than in Mansfield. Measured against local pay, buying is harder in Chesterfield: it takes 4.2× median annual pay, against 3.8× in Mansfield.
At a glance
| Chesterfield | Mansfield | |
|---|---|---|
| Buying a home | Fairly affordable | Fairly affordable |
| Renting a home | Fairly affordable | Fairly affordable |
| Recorded crime | Above average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Mansfield (£32,525) is 9% lower than in Chesterfield (£35,920), while a typical terraced house costs 17% less (£125,000 against £150,000). Set against local pay, Mansfield is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 4.2× annual pay in Chesterfield and 3.8× in Mansfield. Renting one takes 25% of pay in Chesterfield and 29% in Mansfield. The two measures point different ways: buying is harder in Chesterfield, but renting takes a bigger share of pay in Mansfield.
Across all property types and measured against pay, Chesterfield is the 43rd least expensive of 316 areas to buy in, and Mansfield is the 66th least expensive of 316 areas. For renting against pay, Chesterfield is the 36th least expensive of 316 areas and Mansfield is the 109th least expensive of 316 areas.
Someone on £40,000 in Chesterfield would need about £33,500 in Mansfield to be equally placed to buy a terraced house, and about £43,500 to be equally placed to rent one. Keeping the same pay after a move to Mansfield would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 100.8 crimes per 1,000 residents in Chesterfield and 92.5 in Mansfield, so recorded crime per resident is 8% lower in Mansfield. The biggest difference is in vehicle offences: 4.3 per 1,000 in Chesterfield against 3.5 in Mansfield.
Can a typical earner buy?
| Terraced house | Chesterfield | Mansfield |
|---|---|---|
| Median full-time pay | £35,920 | £32,525 |
| House price ÷ pay | 4.2× | 3.8× |
| Median pay as a share of income typically needed to buy | 120% | 130% |
| Rent a year as a share of median pay | 25% | 29% |
Buying, by property type
| Type | Chesterfield | Mansfield | Difference |
|---|---|---|---|
| Detached | £325,000 | £280,245 | -14% in Mansfield |
| Semi-detached | £192,000 | £177,750 | -7% in Mansfield |
| Terraced | £150,000 | £125,000 | -17% in Mansfield |
Renting, by property type
| Type (average rent a month) | Chesterfield | Mansfield | Difference |
|---|---|---|---|
| Detached | £978 | £982 | +0% in Mansfield |
| Semi-detached | £810 | £824 | +2% in Mansfield |
| Terraced | £734 | £794 | +8% in Mansfield |
Crime
Police recorded 100.8 crimes per 1,000 residents in Chesterfield and 92.5 in Mansfield, so recorded crime per resident is 8% lower in Mansfield.
| Police recorded crime per 1,000 residents | Chesterfield | Mansfield | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 100.8 | 92.5 | -8% in Mansfield |
| Violence against the person | 45.1 | 37.1 | -18% in Mansfield |
| Sexual offences | 3.9 | 4.2 | +7% in Mansfield |
| Robbery | 1.1 | 1.4 | +31% in Mansfield |
| Residential burglary (per 1,000 households) | 4.6 | 4.7 | +2% in Mansfield |
| Vehicle offences | 4.3 | 3.5 | -19% in Mansfield |
| Theft from the person | 0.8 | 0.6 | -23% in Mansfield |
| Criminal damage and arson | 8.7 | 9.3 | +8% in Mansfield |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Chesterfield | Mansfield |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 107 | 105 |
| 2007 | 114 | 109 |
| 2008 | 112 | 108 |
| 2009 | 99 | 96 |
| 2010 | 102 | 101 |
| 2011 | 100 | 96 |
| 2012 | 102 | 95 |
| 2013 | 103 | 97 |
| 2014 | 109 | 104 |
| 2015 | 113 | 109 |
| 2016 | 119 | 113 |
| 2017 | 125 | 119 |
| 2018 | 130 | 124 |
| 2019 | 132 | 130 |
| 2020 | 136 | 135 |
| 2021 | 149 | 150 |
| 2022 | 161 | 168 |
| 2023 | 164 | 171 |
| 2024 | 162 | 173 |
| 2025 | 168 | 181 |
| 12 months to July 2026 | 171 | 182 |
In 2005 the average home cost £117,169 in Chesterfield and £104,246 in Mansfield. Now it is £199,810 and £189,313: Chesterfield is up 71% and Mansfield is up 82%. Prices have risen faster in Mansfield, so the gap between the two has narrowed.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Chesterfield | Mansfield |
|---|---|---|
| 2005 | 5.3 years of pay | 5.3 years of pay |
| 2010 | 5.0 years of pay | 4.7 years of pay |
| 2015 | 5.1 years of pay | 4.9 years of pay |
| 2020 | 5.8 years of pay | 5.6 years of pay |
| 2025 | 5.5 years of pay | 5.8 years of pay |
In 2005 a home cost 5.3 years of pay in Chesterfield and 5.3 years in Mansfield. In 2025 it was 5.5 years and 5.8 years.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Chesterfield | Mansfield |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 100 | 102 |
| 2017 | 104 | 104 |
| 2018 | 106 | 106 |
| 2019 | 109 | 108 |
| 2020 | 111 | 111 |
| 2021 | 115 | 118 |
| 2022 | 120 | 124 |
| 2023 | 122 | 130 |
| 2024 | 134 | 142 |
| 2025 | 143 | 153 |
| August 2026 | 149 | 161 |
In 2015 the average rent was £508 a month in Chesterfield and £492 in Mansfield. Now it is £758 and £790: up 49% in Chesterfield and up 61% in Mansfield. Rents have risen faster in Mansfield.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Chesterfield to Mansfield
| Earning in Chesterfield | Equivalent to buy in Mansfield | Equivalent to rent in Mansfield |
|---|---|---|
| £30,000 | £25,000 | £32,500 |
| £40,000 | £33,500 | £43,500 |
| £50,000 | £41,500 | £54,000 |
| £60,000 | £50,000 | £65,000 |
Moving from Mansfield to Chesterfield
| Earning in Mansfield | Equivalent to buy in Chesterfield | Equivalent to rent in Chesterfield |
|---|---|---|
| £30,000 | £36,000 | £27,500 |
| £40,000 | £48,000 | £37,000 |
| £50,000 | £60,000 | £46,000 |
| £60,000 | £72,000 | £55,500 |