Pay vs Place

Cheshire East vs Cheshire West and Chester: buying or renting a home

A typical terraced house costs £17,000 (9%) more in Cheshire East than in Cheshire West and Chester. Measured against local pay, buying is harder in Cheshire East: it takes 5.3× median annual pay, against 4.8× in Cheshire West and Chester.

Cheshire East, terraced
£217,000
Income typically needed: £43,500
Median full-time pay: £40,991
Cheshire West and Chester, terraced
£200,000
Income typically needed: £40,000
Median full-time pay: £41,486

At a glance

Cheshire East Cheshire West and Chester
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime About average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Cheshire West and Chester (£41,486) is 1% higher than in Cheshire East (£40,991), while a typical terraced house costs 8% less (£200,000 against £217,000). Set against local pay, Cheshire West and Chester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.3× annual pay in Cheshire East and 4.8× in Cheshire West and Chester. Renting one takes 28% of pay in Cheshire East and 28% in Cheshire West and Chester. Buying is harder in Cheshire East; renting is about the same.

Across all property types and measured against pay, Cheshire East is around the middle of 316 areas (177th most expensive) to buy in, and Cheshire West and Chester is the 85th least expensive of 316 areas. For renting against pay, Cheshire East is the 104th least expensive of 316 areas and Cheshire West and Chester is the 98th least expensive of 316 areas.

Someone on £40,000 in Cheshire East would need about £37,000 in Cheshire West and Chester to be equally placed to buy a terraced house, and about £40,500 to be equally placed to rent one. Keeping the same pay after a move to Cheshire West and Chester would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 61.0 crimes per 1,000 residents in Cheshire East and 66.8 in Cheshire West and Chester, so recorded crime per resident is 9% higher in Cheshire West and Chester. The biggest difference is in residential burglary: 3.9 per 1,000 in Cheshire East against 3.0 in Cheshire West and Chester.

Can a typical earner buy?

Terraced house Cheshire East Cheshire West and Chester
Median full-time pay £40,991 £41,486
House price ÷ pay 5.3× 4.8×
Median pay as a share of income typically needed to buy 94% 104%
Rent a year as a share of median pay 28% 28%

Buying, by property type

Type Cheshire East Cheshire West and Chester Difference
Detached £448,000 £390,000 -13% in Cheshire West and Chester
Semi-detached £268,500 £250,000 -7% in Cheshire West and Chester
Terraced £217,000 £200,000 -8% in Cheshire West and Chester
Flat £159,000 £142,000 -11% in Cheshire West and Chester

Renting, by property type

Type (average rent a month) Cheshire East Cheshire West and Chester Difference
Detached £1,432 £1,400 -2% in Cheshire West and Chester
Semi-detached £1,089 £1,123 +3% in Cheshire West and Chester
Terraced £968 £979 +1% in Cheshire West and Chester
Flat £821 £850 +4% in Cheshire West and Chester

Crime

Police recorded 61.0 crimes per 1,000 residents in Cheshire East and 66.8 in Cheshire West and Chester, so recorded crime per resident is 9% higher in Cheshire West and Chester.

Police recorded crime per 1,000 residents Cheshire East Cheshire West and Chester Difference
All recorded crime (excluding fraud) 61.0 66.8 +9% in Cheshire West and Chester
Violence against the person 26.7 30.4 +14% in Cheshire West and Chester
Sexual offences 3.2 3.6 +11% in Cheshire West and Chester
Robbery 0.3 0.4 +22% in Cheshire West and Chester
Residential burglary (per 1,000 households) 3.9 3.0 -24% in Cheshire West and Chester
Vehicle offences 1.7 1.4 -18% in Cheshire West and Chester
Theft from the person 0.1 0.2 +47% in Cheshire West and Chester
Criminal damage and arson 4.4 4.7 +7% in Cheshire West and Chester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Cheshire East: 184Cheshire West and Chester: 170
House prices in Cheshire East and Cheshire West and Chester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Cheshire East now 184, Cheshire West and Chester now 170.7510012515017520020052010201520202025House prices in Cheshire East and Cheshire West and Chester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Cheshire East now 184, Cheshire West and Chester now 170.7510012515017520020102020
Show the figures
YearCheshire EastCheshire West and Chester
2005100100
2006106104
2007114111
2008111108
2009101100
2010107104
2011105101
2012103100
2013106102
2014113105
2015116110
2016123116
2017126118
2018132122
2019135125
2020139129
2021150143
2022163155
2023167159
2024172162
2025181167
12 months to July 2026184170

In 2005 the average home cost £162,970 in Cheshire East and £155,256 in Cheshire West and Chester. Now it is £299,566 and £264,425: Cheshire East is up 84% and Cheshire West and Chester is up 70%. Prices have risen faster in Cheshire East, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Cheshire East: 7.2 years of payCheshire West and Chester: 6.2 years of pay
Years of median pay needed to buy the average home in Cheshire East and Cheshire West and ChesterCheshire East now 7.2, Cheshire West and Chester now 6.2 years of pay.0×2×4×6×8×2010201520202025Years of median pay needed to buy the average home in Cheshire East and Cheshire West and ChesterCheshire East now 7.2, Cheshire West and Chester now 6.2 years of pay.0×2×4×6×8×2010201520202025
Show the figures
YearCheshire EastCheshire West and Chester
20106.7 years of pay5.6 years of pay
20156.8 years of pay6.0 years of pay
20207.0 years of pay6.4 years of pay
20257.2 years of pay6.2 years of pay

In 2010 a home cost 6.7 years of pay in Cheshire East and 5.6 years in Cheshire West and Chester. In 2025 it was 7.2 years and 6.2 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Cheshire East: 152Cheshire West and Chester: 160
Rents in Cheshire East and Cheshire West and Chester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Cheshire East now 152, Cheshire West and Chester now 160.100120140160180201620182020202220242026Rents in Cheshire East and Cheshire West and Chester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Cheshire East now 152, Cheshire West and Chester now 160.100120140160180201520202025
Show the figures
YearCheshire EastCheshire West and Chester
2015100100
2016102101
2017104103
2018107104
2019108106
2020110107
2021113110
2022119116
2023129128
2024133138
2025142149
August 2026152160

In 2015 the average rent was £647 a month in Cheshire East and £619 in Cheshire West and Chester. Now it is £985 and £991: up 52% in Cheshire East and up 60% in Cheshire West and Chester. Rents have risen faster in Cheshire West and Chester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Cheshire East to Cheshire West and Chester

Earning in Cheshire East Equivalent to buy in Cheshire West and Chester Equivalent to rent in Cheshire West and Chester
£30,000 £27,500 £30,500
£40,000 £37,000 £40,500
£50,000 £46,000 £50,500
£60,000 £55,500 £60,500

Moving from Cheshire West and Chester to Cheshire East

Earning in Cheshire West and Chester Equivalent to buy in Cheshire East Equivalent to rent in Cheshire East
£30,000 £32,500 £29,500
£40,000 £43,500 £39,500
£50,000 £54,500 £49,500
£60,000 £65,000 £59,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Cheshire East figures · All Cheshire West and Chester figures