Pay vs Place

Broxtowe vs South Derbyshire: buying or renting a home

A typical terraced house costs £6,750 (4%) more in Broxtowe than in South Derbyshire. Measured against local pay, buying is harder in Broxtowe: it takes 5.1× median annual pay, against 4.5× in South Derbyshire.

Broxtowe, terraced
£193,750
Income typically needed: £39,000
Median full-time pay: £38,037
South Derbyshire, terraced
£187,000
Income typically needed: £37,500
Median full-time pay: £41,520

At a glance

Broxtowe South Derbyshire
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Low Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Derbyshire (£41,520) is 9% higher than in Broxtowe (£38,037), while a typical terraced house costs 3% less (£187,000 against £193,750). Set against local pay, South Derbyshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.1× annual pay in Broxtowe and 4.5× in South Derbyshire. Renting one takes 29% of pay in Broxtowe and 25% in South Derbyshire. Both are harder in Broxtowe, and the gap is wider for renting.

Across all property types and measured against pay, Broxtowe is the 104th least expensive of 316 areas to buy in, and South Derbyshire is the 67th least expensive of 316 areas. For renting against pay, Broxtowe is the 119th least expensive of 316 areas and South Derbyshire is the 41st least expensive of 316 areas.

Someone on £40,000 in Broxtowe would need about £38,500 in South Derbyshire to be equally placed to buy a terraced house, and about £38,000 to be equally placed to rent one. Keeping the same pay after a move to South Derbyshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 53.2 crimes per 1,000 residents in Broxtowe and 52.7 in South Derbyshire: about the same. The biggest difference is in vehicle offences: 2.6 per 1,000 in Broxtowe against 3.4 in South Derbyshire.

Can a typical earner buy?

Terraced house Broxtowe South Derbyshire
Median full-time pay £38,037 £41,520
House price ÷ pay 5.1× 4.5×
Median pay as a share of income typically needed to buy 98% 111%
Rent a year as a share of median pay 29% 25%

Buying, by property type

Type Broxtowe South Derbyshire Difference
Detached £340,000 £337,725 -1% in South Derbyshire
Semi-detached £245,500 £220,250 -10% in South Derbyshire
Terraced £193,750 £187,000 -3% in South Derbyshire

Renting, by property type

Type (average rent a month) Broxtowe South Derbyshire Difference
Detached £1,185 £1,163 -2% in South Derbyshire
Semi-detached £1,018 £927 -9% in South Derbyshire
Terraced £909 £869 -4% in South Derbyshire

Crime

Police recorded 53.2 crimes per 1,000 residents in Broxtowe and 52.7 in South Derbyshire: about the same.

Police recorded crime per 1,000 residents Broxtowe South Derbyshire Difference
All recorded crime (excluding fraud) 53.2 52.7 -1% in South Derbyshire
Violence against the person 18.5 23.8 +28% in South Derbyshire
Sexual offences 2.7 2.7 -1% in South Derbyshire
Robbery 0.8 0.2 -78% in South Derbyshire
Residential burglary (per 1,000 households) 3.8 4.3 +13% in South Derbyshire
Vehicle offences 2.6 3.4 +31% in South Derbyshire
Theft from the person 0.3 0.3 +13% in South Derbyshire
Criminal damage and arson 5.4 4.4 -18% in South Derbyshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Broxtowe: 189South Derbyshire: 171
House prices in Broxtowe and South Derbyshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxtowe now 189, South Derbyshire now 171.7510012515017520020052010201520202025House prices in Broxtowe and South Derbyshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxtowe now 189, South Derbyshire now 171.7510012515017520020102020
Show the figures
YearBroxtoweSouth Derbyshire
2005100100
2006103106
2007108112
2008102106
20099295
201099100
20119798
201297100
201399100
2014102107
2015110114
2016115120
2017122126
2018130129
2019133131
2020140133
2021154143
2022171157
2023178162
2024179163
2025187167
12 months to July 2026189171

In 2005 the average home cost £135,916 in Broxtowe and £150,639 in South Derbyshire. Now it is £256,902 and £256,921: Broxtowe is up 89% and South Derbyshire is up 71%. Prices have risen faster in Broxtowe, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Broxtowe: 6.7 years of paySouth Derbyshire: 6.1 years of pay
Years of median pay needed to buy the average home in Broxtowe and South DerbyshireBroxtowe now 6.7, South Derbyshire now 6.1 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Broxtowe and South DerbyshireBroxtowe now 6.7, South Derbyshire now 6.1 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBroxtoweSouth Derbyshire
20056.1 years of pay6.5 years of pay
20105.2 years of pay6.1 years of pay
20155.1 years of pay6.4 years of pay
20206.0 years of pay5.7 years of pay
20256.7 years of pay6.1 years of pay

In 2005 a home cost 6.1 years of pay in Broxtowe and 6.5 years in South Derbyshire. In 2025 it was 6.7 years and 6.1 years.

Affordability has worsened more in Broxtowe over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Broxtowe: 161South Derbyshire: 157
Rents in Broxtowe and South Derbyshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxtowe now 161, South Derbyshire now 157.100120140160180201620182020202220242026Rents in Broxtowe and South Derbyshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxtowe now 161, South Derbyshire now 157.100120140160180201520202025
Show the figures
YearBroxtoweSouth Derbyshire
2015100100
2016100103
2017103107
2018108109
2019115111
2020115113
2021123118
2022129124
2023138130
2024149139
2025162150
August 2026161157

In 2015 the average rent was £584 a month in Broxtowe and £563 in South Derbyshire. Now it is £942 and £882: up 61% in Broxtowe and up 57% in South Derbyshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Broxtowe to South Derbyshire

Earning in Broxtowe Equivalent to buy in South Derbyshire Equivalent to rent in South Derbyshire
£30,000 £29,000 £28,500
£40,000 £38,500 £38,000
£50,000 £48,500 £48,000
£60,000 £58,000 £57,500

Moving from South Derbyshire to Broxtowe

Earning in South Derbyshire Equivalent to buy in Broxtowe Equivalent to rent in Broxtowe
£30,000 £31,000 £31,500
£40,000 £41,500 £42,000
£50,000 £52,000 £52,500
£60,000 £62,000 £63,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Broxtowe is less reliable than most.

All Broxtowe figures · All South Derbyshire figures