Pay vs Place

Broxtowe vs Liverpool: buying or renting a home

A typical terraced house costs £28,750 (17%) more in Broxtowe than in Liverpool. Measured against local pay, buying is harder in Broxtowe: it takes 5.1× median annual pay, against 4.4× in Liverpool.

Broxtowe, terraced
£193,750
Income typically needed: £39,000
Median full-time pay: £38,037
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Broxtowe Liverpool
Buying a home Fairly affordable Fairly affordable
Renting a home Fairly affordable Fairly affordable
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is 2% lower than in Broxtowe (£38,037), while a typical terraced house costs 15% less (£165,000 against £193,750). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 5.1× annual pay in Broxtowe and 4.4× in Liverpool. Renting one takes 29% of pay in Broxtowe and 30% in Liverpool. Buying is harder in Broxtowe; renting is about the same.

Across all property types and measured against pay, Broxtowe is the 104th least expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Broxtowe is the 119th least expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Broxtowe would need about £34,000 in Liverpool to be equally placed to buy a terraced house, and about £40,500 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 53.2 crimes per 1,000 residents in Broxtowe and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.3 times the rate in Broxtowe. The biggest difference is in violence against the person: 18.5 per 1,000 in Broxtowe against 45.6 in Liverpool.

Can a typical earner buy?

Terraced house Broxtowe Liverpool
Median full-time pay £38,037 £37,144
House price ÷ pay 5.1× 4.4×
Median pay as a share of income typically needed to buy 98% 113%
Rent a year as a share of median pay 29% 30%

Buying, by property type

Type Broxtowe Liverpool Difference
Detached £340,000 £380,000 +12% in Liverpool
Semi-detached £245,500 £240,000 -2% in Liverpool
Terraced £193,750 £165,000 -15% in Liverpool

Renting, by property type

Type (average rent a month) Broxtowe Liverpool Difference
Detached £1,185 £1,225 +3% in Liverpool
Semi-detached £1,018 £1,008 -1% in Liverpool
Terraced £909 £917 +1% in Liverpool

Crime

Police recorded 53.2 crimes per 1,000 residents in Broxtowe and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.3 times the rate in Broxtowe.

Police recorded crime per 1,000 residents Broxtowe Liverpool Difference
All recorded crime (excluding fraud) 53.2 124.1 +133% in Liverpool
Violence against the person 18.5 45.6 +146% in Liverpool
Sexual offences 2.7 4.1 +53% in Liverpool
Robbery 0.8 1.6 +99% in Liverpool
Residential burglary (per 1,000 households) 3.8 6.1 +60% in Liverpool
Vehicle offences 2.6 5.3 +105% in Liverpool
Theft from the person 0.3 1.2 +297% in Liverpool
Criminal damage and arson 5.4 10.3 +92% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Broxtowe: 189Liverpool: 183
House prices in Broxtowe and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxtowe now 189, Liverpool now 183.7510012515017520020052010201520202025House prices in Broxtowe and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxtowe now 189, Liverpool now 183.7510012515017520020102020
Show the figures
YearBroxtoweLiverpool
2005100100
2006103110
2007108117
2008102113
200992104
201099105
201197101
20129799
20139999
2014102103
2015110107
2016115110
2017122115
2018130121
2019133123
2020140128
2021154148
2022171161
2023178163
2024179166
2025187179
12 months to July 2026189183

In 2005 the average home cost £135,916 in Broxtowe and £99,018 in Liverpool. Now it is £256,902 and £181,637: Broxtowe is up 89% and Liverpool is up 83%. Prices have risen faster in Broxtowe, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Broxtowe: 6.7 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Broxtowe and LiverpoolBroxtowe now 6.7, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Broxtowe and LiverpoolBroxtowe now 6.7, Liverpool now 4.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBroxtoweLiverpool
20056.1 years of pay4.9 years of pay
20105.2 years of pay4.3 years of pay
20155.1 years of pay4.1 years of pay
20206.0 years of pay4.1 years of pay
20256.7 years of pay4.8 years of pay

In 2005 a home cost 6.1 years of pay in Broxtowe and 4.9 years in Liverpool. In 2025 it was 6.7 years and 4.8 years.

Affordability has worsened more in Broxtowe over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Broxtowe: 161Liverpool: 161
Rents in Broxtowe and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxtowe now 161, Liverpool now 161.100120140160180201620182020202220242026Rents in Broxtowe and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxtowe now 161, Liverpool now 161.100120140160180201520202025
Show the figures
YearBroxtoweLiverpool
2015100100
2016100103
2017103104
2018108104
2019115105
2020115106
2021123111
2022129119
2023138127
2024149138
2025162151
August 2026161161

In 2015 the average rent was £584 a month in Broxtowe and £567 in Liverpool. Now it is £942 and £913: up 61% in Broxtowe and up 61% in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Broxtowe to Liverpool

Earning in Broxtowe Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £25,500 £30,500
£40,000 £34,000 £40,500
£50,000 £42,500 £50,500
£60,000 £51,000 £60,500

Moving from Liverpool to Broxtowe

Earning in Liverpool Equivalent to buy in Broxtowe Equivalent to rent in Broxtowe
£30,000 £35,000 £29,500
£40,000 £47,000 £39,500
£50,000 £58,500 £49,500
£60,000 £70,500 £59,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Broxtowe is less reliable than most.

All Broxtowe figures · All Liverpool figures