Pay vs Place

Broxbourne vs Manchester: buying or renting a home

A typical terraced house costs £164,000 (64%) more in Broxbourne than in Manchester. Measured against local pay, buying is harder in Broxbourne: it takes 9.1× median annual pay, against 7.1× in Manchester.

Broxbourne, terraced
£420,000
Income typically needed: £84,000
Median full-time pay: £46,237
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Broxbourne Manchester
Buying a home Expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime About average High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 22% lower than in Broxbourne (£46,237), while a typical terraced house costs 39% less (£256,000 against £420,000). Set against local pay, Manchester is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.1× annual pay in Broxbourne and 7.1× in Manchester. Renting one takes 43% of pay in Broxbourne and 46% in Manchester. The two measures point different ways: buying is harder in Broxbourne, but renting takes a bigger share of pay in Manchester.

Across all property types and measured against pay, Broxbourne is the 78th most expensive of 316 areas to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Broxbourne is the 54th most expensive of 316 areas and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Broxbourne would need about £24,500 in Manchester to be equally placed to buy a terraced house, and about £34,000 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 72.7 crimes per 1,000 residents in Broxbourne and 142.7 in Manchester, so recorded crime per resident is 96% higher in Manchester. The biggest difference is in sexual offences: 1.9 per 1,000 in Broxbourne against 5.6 in Manchester.

Can a typical earner buy?

Terraced house Broxbourne Manchester
Median full-time pay £46,237 £36,278
House price ÷ pay 9.1× 7.1×
Median pay as a share of income typically needed to buy 55% 71%
Rent a year as a share of median pay 43% 46%

Buying, by property type

Type Broxbourne Manchester Difference
Detached £687,000 £400,000 -42% in Manchester
Semi-detached £480,000 £310,000 -35% in Manchester
Terraced £420,000 £256,000 -39% in Manchester
Flat £242,000 £210,000 -13% in Manchester

Renting, by property type

Type (average rent a month) Broxbourne Manchester Difference
Detached £2,304 £1,878 -18% in Manchester
Semi-detached £1,855 £1,496 -19% in Manchester
Terraced £1,660 £1,405 -15% in Manchester
Flat £1,310 £1,147 -12% in Manchester

Crime

Police recorded 72.7 crimes per 1,000 residents in Broxbourne and 142.7 in Manchester, so recorded crime per resident is 96% higher in Manchester.

Police recorded crime per 1,000 residents Broxbourne Manchester Difference
All recorded crime (excluding fraud) 72.7 142.7 +96% in Manchester
Violence against the person 27.4 51.9 +89% in Manchester
Sexual offences 1.9 5.6 +194% in Manchester
Robbery 1.3 2.7 +111% in Manchester
Residential burglary (per 1,000 households) 5.1 9.3 +80% in Manchester
Vehicle offences 5.7 7.9 +40% in Manchester
Theft from the person 1.1 3.9 +261% in Manchester
Criminal damage and arson 5.2 10.0 +94% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Broxbourne: 198Manchester: 251
House prices in Broxbourne and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxbourne now 198, Manchester now 251.10015020025030020052010201520202025House prices in Broxbourne and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Broxbourne now 198, Manchester now 251.10015020025030020102020
Show the figures
YearBroxbourneManchester
2005100100
2006103117
2007111129
2008111125
2009102112
2010107115
2011109114
2012110115
2013113115
2014125125
2015141133
2016165145
2017171158
2018174167
2019174173
2020170178
2021181209
2022193231
2023193233
2024192241
2025196247
12 months to July 2026198251

In 2005 the average home cost £206,924 in Broxbourne and £100,202 in Manchester. Now it is £409,815 and £251,205: Broxbourne is up 98% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Broxbourne: 8.8 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Broxbourne and ManchesterBroxbourne now 8.8, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Broxbourne and ManchesterBroxbourne now 8.8, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBroxbourneManchester
20057.7 years of pay4.8 years of pay
20107.7 years of pay5.0 years of pay
20159.1 years of pay5.4 years of pay
20209.3 years of pay6.3 years of pay
20258.8 years of pay6.8 years of pay

In 2005 a home cost 7.7 years of pay in Broxbourne and 4.8 years in Manchester. In 2025 it was 8.8 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Broxbourne: 160Manchester: 174
Rents in Broxbourne and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxbourne now 160, Manchester now 174.100120140160180201620182020202220242026Rents in Broxbourne and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Broxbourne now 160, Manchester now 174.100120140160180201520202025
Show the figures
YearBroxbourneManchester
2015100100
2016108101
2017112106
2018113112
2019114114
2020116117
2021120120
2022124127
2023128139
2024135156
2025154167
August 2026160174

In 2015 the average rent was £1,050 a month in Broxbourne and £790 in Manchester. Now it is £1,685 and £1,373: up 60% in Broxbourne and up 74% in Manchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Broxbourne to Manchester

Earning in Broxbourne Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £18,500 £25,500
£40,000 £24,500 £34,000
£50,000 £30,500 £42,500
£60,000 £36,500 £51,000

Moving from Manchester to Broxbourne

Earning in Manchester Equivalent to buy in Broxbourne Equivalent to rent in Broxbourne
£30,000 £49,000 £35,500
£40,000 £65,500 £47,500
£50,000 £82,000 £59,000
£60,000 £98,500 £71,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Broxbourne figures · All Manchester figures