Pay vs Place

Bristol vs West Oxfordshire: buying or renting a home

A typical terraced house costs £45,000 (13%) more in Bristol than in West Oxfordshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 7.6× in West Oxfordshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
West Oxfordshire, terraced
£335,000
Income typically needed: £67,000
Median full-time pay: £43,932

At a glance

Bristol West Oxfordshire
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Oxfordshire (£43,932) is 11% higher than in Bristol (£39,509), while a typical terraced house costs 12% less (£335,000 against £380,000). Set against local pay, West Oxfordshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 7.6× in West Oxfordshire. Renting one takes 61% of pay in Bristol and 36% in West Oxfordshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and West Oxfordshire is the 95th most expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and West Oxfordshire is the 125th most expensive of 316 areas.

Someone on £40,000 in Bristol would need about £35,500 in West Oxfordshire to be equally placed to buy a terraced house, and about £26,500 to be equally placed to rent one. Keeping the same pay after a move to West Oxfordshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 42.8 in West Oxfordshire, so recorded crime per resident is 67% lower in West Oxfordshire. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 2.3 in West Oxfordshire.

Can a typical earner buy?

Terraced house Bristol West Oxfordshire
Median full-time pay £39,509 £43,932
House price ÷ pay 9.6× 7.6×
Median pay as a share of income typically needed to buy 52% 66%
Rent a year as a share of median pay 61% 36%

Buying, by property type

Type Bristol West Oxfordshire Difference
Detached £536,500 £552,500 +3% in West Oxfordshire
Semi-detached £370,000 £385,000 +4% in West Oxfordshire
Terraced £380,000 £335,000 -12% in West Oxfordshire
Flat £265,000 £200,000 -25% in West Oxfordshire

Renting, by property type

Type (average rent a month) Bristol West Oxfordshire Difference
Detached £2,106 £1,738 -17% in West Oxfordshire
Semi-detached £2,091 £1,458 -30% in West Oxfordshire
Terraced £2,008 £1,319 -34% in West Oxfordshire
Flat £1,508 £1,048 -31% in West Oxfordshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 42.8 in West Oxfordshire, so recorded crime per resident is 67% lower in West Oxfordshire.

Police recorded crime per 1,000 residents Bristol West Oxfordshire Difference
All recorded crime (excluding fraud) 131.0 42.8 -67% in West Oxfordshire
Violence against the person 47.4 18.9 -60% in West Oxfordshire
Sexual offences 5.2 2.2 -58% in West Oxfordshire
Robbery 3.0 0.3 -91% in West Oxfordshire
Residential burglary (per 1,000 households) 9.2 4.4 -52% in West Oxfordshire
Vehicle offences 9.8 2.3 -77% in West Oxfordshire
Theft from the person 0.8 0.3 -68% in West Oxfordshire
Criminal damage and arson 10.7 3.7 -66% in West Oxfordshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227West Oxfordshire: 185
House prices in Bristol and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, West Oxfordshire now 185.10015020025020052010201520202025House prices in Bristol and West Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, West Oxfordshire now 185.10015020025020102020
Show the figures
YearBristolWest Oxfordshire
2005100100
2006108107
2007121116
2008116112
2009103104
2010112113
2011112112
2012114116
2013118120
2014131127
2015144139
2016164148
2017173156
2018180157
2019182153
2020189158
2021201156
2022222170
2023225178
2024224176
2025227185
12 months to July 2026227185

In 2005 the average home cost £154,224 in Bristol and £229,671 in West Oxfordshire. Now it is £350,147 and £424,836: Bristol is up 127% and West Oxfordshire is up 85%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payWest Oxfordshire: 9.7 years of pay
Years of median pay needed to buy the average home in Bristol and West OxfordshireBristol now 8.9, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Bristol and West OxfordshireBristol now 8.9, West Oxfordshire now 9.7 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBristolWest Oxfordshire
20057.0 years of pay9.4 years of pay
20106.8 years of pay8.6 years of pay
20158.1 years of pay10.0 years of pay
20209.0 years of pay10.8 years of pay
20258.9 years of pay9.7 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 9.4 years in West Oxfordshire. In 2025 it was 8.9 years and 9.7 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177West Oxfordshire: 143
Rents in Bristol and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, West Oxfordshire now 143.80100120140160180201620182020202220242026Rents in Bristol and West Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, West Oxfordshire now 143.80100120140160180201520202025
Show the figures
YearBristolWest Oxfordshire
2015100100
201610899
2017115105
2018118108
2019120109
2020125110
2021131113
2022143118
2023155128
2024165136
2025168140
August 2026177143

In 2015 the average rent was £1,064 a month in Bristol and £910 in West Oxfordshire. Now it is £1,883 and £1,305: up 77% in Bristol and up 43% in West Oxfordshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to West Oxfordshire

Earning in Bristol Equivalent to buy in West Oxfordshire Equivalent to rent in West Oxfordshire
£30,000 £26,500 £19,500
£40,000 £35,500 £26,500
£50,000 £44,000 £33,000
£60,000 £53,000 £39,500

Moving from West Oxfordshire to Bristol

Earning in West Oxfordshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £34,000 £45,500
£40,000 £45,500 £61,000
£50,000 £56,500 £76,000
£60,000 £68,000 £91,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All West Oxfordshire figures